MG TF (2004)
Running costs, common problems, and reliability data based on 4,488 real MOT tests in 2024.
MOT Pass Rate
78%
Total Tests (2024)
4,488
Avg Mileage
59,443 mi
Est. Annual Cost
£1,827
Is the 2004 MG TF reliable?
Average reliability. Expect some repairs as it ages. That's close to the national average of 82%. It falls below the MG brand average of 86%.
At 20 years old, 78% of MG TFs from 2004 passed their MOT first time in 2024. That's based on 4,488 tests across the UK. The average mileage at this age is 59,443 miles.
How does the 2004 MG TF compare?
Mileage Analysis
The average 2004 MG TF has 59,443 miles on the clock, which is significantly below the expected 148,000 miles for a 20-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
Best year to buy a MG TF?
The most reliable year is the 2011 model with a 88% MOT pass rate, while the 2002 model has the lowest at 76%. The 2004 sits between the two at 78%.
How much does a 2004 MG TF cost to run?
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.
MG TF by Year
Checking a specific MG TF?
Enter the reg plate to see its individual MOT history, mileage verification, and predicted costs.
About the 2004 MG TF
The 2004 MG TF is a small family car with a 1589cc petrol engine. 4,488 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.
With an average of 59,443 miles at 20 years old, MG TF owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
2004 MG TF Fuel Costs
The 1589cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2004 MG TF?
Total estimated annual running cost is £1,827 (£152/month), broken down as £1137 fuel, £135 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 78% pass rate. Keeping on top of servicing will help avoid surprises.
MG TF Reliability Trend
Newer MG TFs show better MOT pass rates than older ones, with an average improvement of 5 percentage points.
Buying a Used 2004 MG TF
At 20 years old, the MG TF is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2011 model has the highest pass rate at 88%.
Alternatives to the 2004 MG TF
If reliability is your priority, there's one similar car with a higher MOT pass rate. Here are comparable petrol cars with similar engines:
- FORD FOCUS (2006) 73% pass rate (-5%) from 56,257 tests
- MINI MINI (2005) 71% pass rate (-7%) from 45,707 tests
- BMW 3 SERIES (2006) 80% pass rate (+2%) from 40,353 tests
- HONDA JAZZ (2006) 71% pass rate (-7%) from 35,054 tests