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PEUGEOT 406 (1999)

Running costs, reliability data, and common problems from 902 real MOT tests.

Annual Cost

£2,197

£183/month

MOT Pass Rate

71%

Average

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1761cc Petrol

Check Carefully

71% pass rate, £2197/year to run. 11 points below average.

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Petrol1761cc27 years old902 tests128k miles avg

Annual Running Costs

Fuel (Petrol, 1761cc)

~36 mpg

£1,327
Road Tax

Based on 1761cc

£315
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£2,197
Per month£183/mo
Per week£42/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

71% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 11 points below the national average of 82%. It falls below the PEUGEOT brand average of 83%.

At 27 years old, 71% of PEUGEOT 406s from 1999 passed their MOT first time in 2026. That's based on 902 tests across the UK. The average mileage at this age is 127,727 miles.

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How Does It Compare?

Rank among 1999 cars253th of 375(top 67%)
Rank among PEUGEOT models597th of 726(top 82%)
vs national average-11%(82% avg)
vs 1999 cars average-4%(75% avg)
vs PEUGEOT average-12%(83% avg)

Mileage Analysis

127,727

Average miles

vs

199,800

Expected for age

The average 1999 PEUGEOT 406 has 127,727 miles on the clock, which is below the expected 199,800 miles for a 27-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 1996 model with a 77% MOT pass rate, while the 2004 model has the lowest at 68%. The 1999 sits between the two at 71%.

PEUGEOT 406 by Year

YearPass RateTestsAvg Mileage
200468%373142,734 mi
200368%1,181150,072 mi
200269%1,132144,648 mi
200170%973142,375 mi
200070%752140,312 mi
199971%902127,727 mi
199871%783126,345 mi
199773%377124,640 mi
199677%140123,050 mi

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About the 1999 PEUGEOT 406

The 1999 PEUGEOT 406 is a family car with a 1761cc petrol engine. 902 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 1999, the average MOT pass rate is 75%, and this model falls short of that benchmark.

With an average of 127,727 miles at 27 years old, PEUGEOT 406 owners tend to use this car less than the typical driver.

1999 PEUGEOT 406 Fuel Costs

The 1761cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1999 PEUGEOT 406?

Total estimated annual running cost is £2,197 183/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 71% pass rate. Keeping on top of servicing will help avoid surprises.

PEUGEOT 406 Reliability Trend

Older PEUGEOT 406s tend to have better MOT pass rates than newer ones, with an average decline of 4 percentage points across model years.

Buying a Used 1999 PEUGEOT 406

At 27 years old, the PEUGEOT 406 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1996 model has the highest pass rate at 77%.

Common Issues to Watch For

Based on the 1999 PEUGEOT 406's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 27 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 128k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1999 PEUGEOT 406 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
PEUGEOT 406(1999)71%£1327£315Grp 18-32£2197
TOYOTA YARIS(2001)71%£1137£30Grp 8-20£1722-£475
FORD FOCUS(2001)68%£1137£135Grp 12-25£2027-£170
MAZDA MX-5(1999)73%£1137£135Grp 12-25£1827-£370
VOLKSWAGEN GOLF(1999)71%£1327£135Grp 18-32£2017-£180

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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Related Guides

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