ROVER 220 (1995)
Running costs, reliability data, and common problems from 217 real MOT tests.
Annual Cost
£2,047
£171/month
MOT Pass Rate
82%
Good
Road Tax
£315
Based on CC/year
Insurance
Grp 18-32
1994cc Petrol
Solid Option
82% pass rate, £2047/year to run. Close to the national average.
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Annual Running Costs
~36 mpg
Based on 1994cc
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It also outperforms the ROVER brand average of 74%.
At 31 years old, 82% of ROVER 220s from 1995 passed their MOT first time in 2026. That's based on 217 tests across the UK. The average mileage at this age is 95,929 miles.
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How Does It Compare?
Mileage Analysis
95,929
Average miles
229,400
Expected for age
The average 1995 ROVER 220 has 95,929 miles on the clock, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
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Best Year to Buy?
The most reliable year is the 1993 model with a 85% MOT pass rate, while the 1999 model has the lowest at 77%. The 1995 sits between the two at 82%.
ROVER 220 by Year
Similar Cars to Consider
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About the 1995 ROVER 220
The 1995 ROVER 220 is a family car with a 1994cc petrol engine. 217 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It ranks in the top 24% of all 1995 cars for reliability.
With an average of 95,929 miles at 31 years old, ROVER 220 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
1995 ROVER 220 Fuel Costs
The 1994cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 1995 ROVER 220?
Total estimated annual running cost is £2,047 (£171/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 82% pass rate. Keeping on top of servicing will help avoid surprises.
ROVER 220 Reliability Trend
The ROVER 220 has maintained consistent MOT pass rates across model years, varying by only 2 percentage points.
Buying a Used 1995 ROVER 220
At 31 years old, the ROVER 220 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1993 model has the highest pass rate at 85%.
Common Issues to Watch For
Based on the 1995 ROVER 220's fuel type, age, and engine size, these are the most likely problem areas to check.
Timing Chain / Belt
Watch outAt 31 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Medium riskWith an average of 96k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 1995 ROVER 220 stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| ROVER 220(1995) | 82% | £1327 | £315 | Grp 18-32 | £2047 |
| VOLKSWAGEN TRANSPORTER(1996) | 67% | £1592 | £250 | Grp 25-38 | £2597+£550 |
| MAZDA MX-5(1997) | 76% | £1327 | £135 | Grp 18-32 | £2017-£30 |
| BMW Z3(1997) | 75% | £1327 | £135 | Grp 18-32 | £2017-£30 |
| BMW 3 SERIES(1997) | 79% | £1592 | £250 | Grp 25-38 | £2397+£350 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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