CarCostCheck

ROVER 414 (1995)

Running costs, reliability data, and common problems from 42 real MOT tests.

Annual Cost

£2,087

£174/month

MOT Pass Rate

67%

Below Avg

Road Tax

£195

Based on CC/year

Insurance

Grp 8-20

1396cc Petrol

Proceed With Caution

67% pass rate, £2087/year to run. 15 points below average.

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Petrol1396cc31 years old42 tests95k miles avg

Annual Running Costs

Fuel (Petrol, 1396cc)

~42 mpg

£1,137
Road Tax

Based on 1396cc

£195
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£2,087
Per month£174/mo
Per week£40/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

67% MOT pass rate(Below Avg)
0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 15 points below the national average of 82%. It falls below the ROVER brand average of 74%.

At 31 years old, 67% of ROVER 414s from 1995 passed their MOT first time in 2026. That's based on 42 tests across the UK. The average mileage at this age is 94,645 miles.

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How Does It Compare?

Rank among 1995 cars199th of 228(top 87%)
Rank among ROVER models138th of 153(top 90%)
vs national average-15%(82% avg)
vs 1995 cars average-9%(76% avg)
vs ROVER average-7%(74% avg)

Mileage Analysis

94,645

Average miles

vs

229,400

Expected for age

The average 1995 ROVER 414 has 94,645 miles on the clock, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 1998 model with a 70% MOT pass rate, while the 1993 model has the lowest at 52%. The 1995 sits between the two at 67%.

ROVER 414 by Year

YearPass RateTestsAvg Mileage
199966%11972,825 mi
199870%10475,411 mi
199777%3973,129 mi
199657%4270,677 mi
199567%4294,645 mi
199474%3996,000 mi
199352%9273,764 mi

Similar Cars to Consider

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About the 1995 ROVER 414

The 1995 ROVER 414 is a small family car with a 1396cc petrol engine. 42 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 87% of 1995 cars for MOT pass rates.

With an average of 94,645 miles at 31 years old, ROVER 414 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 ROVER 414 Fuel Costs

The 1396cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1995 ROVER 414?

Total estimated annual running cost is £2,087 174/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 67% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

ROVER 414 Reliability Trend

Newer ROVER 414s show better MOT pass rates than older ones, with an average improvement of 16 percentage points.

Buying a Used 1995 ROVER 414

At 31 years old, the ROVER 414 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1998 model has the highest pass rate at 70%. Note: with only 42 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 1995 ROVER 414's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 95k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 67% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 ROVER 414 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
ROVER 414(1995)67%£1137£195Grp 8-20£2087
MAZDA MX-5(1997)76%£1327£135Grp 18-32£2017-£70
BMW 3 SERIES(1996)82%£1327£135Grp 18-32£1867-£220
HONDA CIVIC(1997)72%£1327£135Grp 18-32£2017-£70
ROVER MINI(1993)74%£1137£30Grp 8-20£1722-£365

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Rover Models

Explore other Rover cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Rover 414.

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