ROVER STREETWISE (2004)
Running costs, reliability data, and common problems from 464 real MOT tests.
Annual Cost
£1,887
£157/month
MOT Pass Rate
72%
Average
Road Tax
£195
Based on CC/year
Insurance
Grp 8-20
1396cc Petrol
Check Carefully
72% pass rate, £1887/year to run. 10 points below average.
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Annual Running Costs
~42 mpg
Based on 1396cc
Higher estimate due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Average reliability. Expect some repairs as it ages. That's 10 points below the national average of 82%.
At 22 years old, 72% of ROVER STREETWISEs from 2004 passed their MOT first time in 2026. That's based on 464 tests across the UK. The average mileage at this age is 82,183 miles.
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How Does It Compare?
Mileage Analysis
82,183
Average miles
162,800
Expected for age
The average 2004 ROVER STREETWISE has 82,183 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2005 model with a 80% MOT pass rate, while the 2006 model has the lowest at 54%. The 2004 sits between the two at 72%.
ROVER STREETWISE by Year
Similar Cars to Consider
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About the 2004 ROVER STREETWISE
The 2004 ROVER STREETWISE is a small family car with a 1396cc petrol engine. 464 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2004, the average MOT pass rate is 72%, and this model falls short of that benchmark.
With an average of 82,183 miles at 22 years old, ROVER STREETWISE owners tend to use this car less than the typical driver.
2004 ROVER STREETWISE Fuel Costs
The 1396cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2004 ROVER STREETWISE?
Total estimated annual running cost is £1,887 (£157/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 72% pass rate. Keeping on top of servicing will help avoid surprises.
ROVER STREETWISE Reliability Trend
Older ROVER STREETWISEs tend to have better MOT pass rates than newer ones, with an average decline of 8 percentage points across model years.
Buying a Used 2004 ROVER STREETWISE
At 22 years old, the ROVER STREETWISE is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2005 model has the highest pass rate at 80%.
Common Issues to Watch For
Based on the 2004 ROVER STREETWISE's fuel type, age, and engine size, these are the most likely problem areas to check.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Medium riskWith an average of 82k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2004 ROVER STREETWISE stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| ROVER STREETWISE(2004) | 72% | £1137 | £195 | Grp 8-20 | £1887 |
| FORD FOCUS(2006) | 73% | £1137 | £135 | Grp 12-25 | £1827-£60 |
| MINI MINI(2005) | 71% | £1137 | £135 | Grp 12-25 | £1827-£60 |
| BMW 3 SERIES(2006) | 80% | £1327 | £135 | Grp 18-32 | £1867-£20 |
| HONDA JAZZ(2006) | 71% | £1137 | £30 | Grp 8-20 | £1722-£165 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Rover Models
Explore other Rover cars or similar models in the same category.
ROVER 75
2004 · 4601cc Petrol
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ROVER 25
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FORD FOCUS
2006 · 1596cc Petrol
MINI MINI
2005 · 1598cc Petrol
BMW 3 SERIES
2006 · 1796cc Petrol
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