CarCostCheck

SAAB 9-5 (2003)

Running costs, reliability data, and common problems from 869 real MOT tests.

Annual Cost

£2,197

£183/month

MOT Pass Rate

74%

Average

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1985cc Petrol

Check Carefully

74% pass rate, £2197/year to run. 8 points below average.

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Petrol1985cc23 years old869 tests135k miles avg

Annual Running Costs

Fuel (Petrol, 1985cc)

~36 mpg

£1,327
Road Tax

Based on 1985cc

£315
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£2,197
Per month£183/mo
Per week£42/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

74% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 8 points below the national average of 82%.

At 23 years old, 74% of SAAB 9-5s from 2003 passed their MOT first time in 2026. That's based on 869 tests across the UK. The average mileage at this age is 134,877 miles.

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How Does It Compare?

Rank among 2003 cars199th of 445(top 45%)
Rank among SAAB models50th of 73(top 68%)
vs national average-8%(82% avg)
vs 2003 cars average+2%(72% avg)
vs SAAB average-1%(75% avg)

Mileage Analysis

134,877

Average miles

vs

170,200

Expected for age

The average 2003 SAAB 9-5 has 134,877 miles on the clock, which is below the expected 170,200 miles for a 23-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2012 model with a 88% MOT pass rate, while the 2002 model has the lowest at 71%. The 2003 sits between the two at 74%.

SAAB 9-5 by Year

YearPass RateTestsAvg Mileage
201288%5091,077 mi
201185%622110,433 mi
201083%1,096112,776 mi
200979%1,050116,189 mi
200879%1,659122,813 mi
200777%1,891123,119 mi
200675%1,825130,088 mi
200574%1,671129,775 mi
200473%1,364131,575 mi
200374%869134,877 mi
200271%828125,369 mi
200177%620122,330 mi
200076%519127,259 mi
199979%601126,506 mi
199873%322118,343 mi

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About the 2003 SAAB 9-5

The 2003 SAAB 9-5 is a family car with a 1985cc petrol engine. 869 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2003, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 134,877 miles at 23 years old, SAAB 9-5 owners tend to use this car less than the typical driver.

2003 SAAB 9-5 Fuel Costs

The 1985cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2003 SAAB 9-5?

Total estimated annual running cost is £2,197 183/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 74% pass rate. Keeping on top of servicing will help avoid surprises.

SAAB 9-5 Reliability Trend

Newer SAAB 9-5s show better MOT pass rates than older ones, with an average improvement of 5 percentage points.

Buying a Used 2003 SAAB 9-5

At 23 years old, the SAAB 9-5 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2012 model has the highest pass rate at 88%.

Common Issues to Watch For

Based on the 2003 SAAB 9-5's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 23 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 135k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2003 SAAB 9-5 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
SAAB 9-5(2003)74%£1327£315Grp 18-32£2197
MINI MINI(2005)71%£1137£135Grp 12-25£1827-£370
FORD FOCUS(2005)71%£1137£135Grp 12-25£1827-£370
TOYOTA COROLLA(2005)76%£1137£135Grp 12-25£1827-£370
RENAULT CLIO(2005)67%£1327£135Grp 18-32£2217+£20

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Saab Models

Explore other Saab cars or similar models in the same category.

Related Guides

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