How much does a 2004 SMART (MCC) CITY CABRIOLET cost to run?

Estimated annual running cost is £1,530 (£128/month), including £955 fuel, £20 road tax, £55 MOT, and £500 predicted repairs.

What is the MOT pass rate for a 2004 SMART (MCC) CITY CABRIOLET?

The 2004 SMART (MCC) CITY CABRIOLET has a 74% MOT pass rate based on 299 tests in 2026. This ranks 231 out of 491 cars from 2004.

Which year SMART (MCC) CITY CABRIOLET is most reliable?

The 2006 SMART (MCC) CITY CABRIOLET has the highest MOT pass rate at 75%. The least reliable year is 2003 at 69%.

SMART (MCC) CITY CABRIOLET (2004)

Q: Is the 2004 SMART (MCC) CITY CABRIOLET reliable?

Average reliability. Expect some repairs as it ages. 74% of SMART (MCC) CITY CABRIOLETs from 2004 passed their MOT first time in 2026, based on 299 tests. That's 8 points below the national average of 82%.

Q: What is the average mileage for a 2004 SMART (MCC) CITY CABRIOLET?

The average mileage for a 2004 SMART (MCC) CITY CABRIOLET is 68,778 miles, which is significantly below the expected 162,800 miles for a 22-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Running costs, reliability data, and common problems from 299 real MOT tests.

Annual Cost

£1,530

£128/month

MOT Pass Rate

74%

Average

Road Tax

£20

Based on CC/year

Insurance

Grp 1-8

599cc Petrol

Check Carefully

74% pass rate, £1530/year to run. 8 points below average.

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Petrol599cc22 years old299 tests69k miles avg

Annual Running Costs

Fuel (Petrol, 599cc)

~50 mpg

£955

Road Tax

Based on 599cc

£20

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£500

Total per year£1,530

Per month£128/mo

Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

74% MOT pass rate(Average)

0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 8 points below the national average of 82%. It falls below the SMART (MCC) brand average of 78%.

At 22 years old, 74% of SMART (MCC) CITY CABRIOLETs from 2004 passed their MOT first time in 2026. That's based on 299 tests across the UK. The average mileage at this age is 68,778 miles.

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How Does It Compare?

Rank among 2004 cars231th of 491(top 47%)

Rank among SMART (MCC) models56th of 83(top 67%)

vs national average-8%(82% avg)

vs 2004 cars average+2%(72% avg)

vs SMART (MCC) average-4%(78% avg)

Mileage Analysis

68,778

Average miles

162,800

Expected for age

The average 2004 SMART (MCC) CITY CABRIOLET has 68,778 miles on the clock, which is significantly below the expected 162,800 miles for a 22-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2006 model with a 75% MOT pass rate, while the 2003 model has the lowest at 69%. The 2004 sits between the two at 74%.

SMART (MCC) CITY CABRIOLET by Year

Year	Pass Rate	Tests	Avg Mileage
2007	74%	57	68,604 mi
2006	75%	204	66,463 mi
2005	71%	252	66,950 mi
2004	74%	299	68,778 mi
2003	69%	229	67,412 mi
2002	70%	223	68,988 mi
2001	91%	44	83,147 mi

Similar Cars to Consider

NISSAN MICRA

2005 · 998cc Petrol

£1,540/year

72%

-2%

VAUXHALL CORSA

2004 · 998cc Petrol

£1,740/year

68%

-6%

PEUGEOT 107

2006 · 998cc Petrol

£1,540/year

70%

-4%

TOYOTA AYGO

2006 · 998cc Petrol

£1,740/year

69%

-5%

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About the 2004 SMART (MCC) CITY CABRIOLET

The 2004 SMART (MCC) CITY CABRIOLET is a city car with a 599cc petrol engine. 299 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 68,778 miles at 22 years old, SMART (MCC) CITY CABRIOLET owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2004 SMART (MCC) CITY CABRIOLET Fuel Costs

The modest 599cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 SMART (MCC) CITY CABRIOLET?

Total estimated annual running cost is £1,530 (£128/month), broken down as £955 fuel, £20 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 74% pass rate. Keeping on top of servicing will help avoid surprises.

SMART (MCC) CITY CABRIOLET Reliability Trend

The SMART (MCC) CITY CABRIOLET has maintained consistent MOT pass rates across model years, varying by only 2 percentage points.

Buying a Used 2004 SMART (MCC) CITY CABRIOLET

At 22 years old, the SMART (MCC) CITY CABRIOLET is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2006 model has the highest pass rate at 75%.

Common Issues to Watch For

Based on the 2004 SMART (MCC) CITY CABRIOLET's fuel type, age, and engine size, these are the most likely problem areas to check.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 SMART (MCC) CITY CABRIOLET stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
SMART (MCC) CITY CABRIOLET(2004)	74%	£955	£20	Grp 1-8	£1530
NISSAN MICRA(2005)	72%	£955	£30	Grp 1-8	£1540+£10
VAUXHALL CORSA(2004)	68%	£955	£30	Grp 1-8	£1740+£210
PEUGEOT 107(2006)	70%	£955	£30	Grp 1-8	£1540+£10
TOYOTA AYGO(2006)	69%	£955	£30	Grp 1-8	£1740+£210

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.