How much does a 2005 SMART (MCC) FORFOUR cost to run?

Estimated annual running cost is £1,887 (£157/month), including £1137 fuel, £195 road tax, £55 MOT, and £500 predicted repairs.

What is the MOT pass rate for a 2005 SMART (MCC) FORFOUR?

The 2005 SMART (MCC) FORFOUR has a 74% MOT pass rate based on 1,093 tests in 2026. This ranks 264 out of 526 cars from 2005.

Which year SMART (MCC) FORFOUR is most reliable?

The 2018 SMART (MCC) FORFOUR has the highest MOT pass rate at 88%. The least reliable year is 2004 at 67%.

SMART (MCC) FORFOUR (2005)

Q: Is the 2005 SMART (MCC) FORFOUR reliable?

Average reliability. Expect some repairs as it ages. 74% of SMART (MCC) FORFOURs from 2005 passed their MOT first time in 2026, based on 1,093 tests. That's 8 points below the national average of 82%.

Q: What is the average mileage for a 2005 SMART (MCC) FORFOUR?

The average mileage for a 2005 SMART (MCC) FORFOUR is 99,187 miles, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 1,093 real MOT tests.

Annual Cost

£1,887

£157/month

MOT Pass Rate

74%

Average

Road Tax

£195

Based on CC/year

Insurance

Grp 8-20

1332cc Petrol

Check Carefully

74% pass rate, £1887/year to run. 8 points below average.

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£4.99

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Petrol1332cc21 years old1,093 tests99k miles avg

Annual Running Costs

Fuel (Petrol, 1332cc)

~42 mpg

£1,137

Road Tax

Based on 1332cc

£195

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£500

Total per year£1,887

Per month£157/mo

Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

74% MOT pass rate(Average)

0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 8 points below the national average of 82%. It falls below the SMART (MCC) brand average of 78%.

At 21 years old, 74% of SMART (MCC) FORFOURs from 2005 passed their MOT first time in 2026. That's based on 1,093 tests across the UK. The average mileage at this age is 99,187 miles.

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How Does It Compare?

Rank among 2005 cars264th of 526(top 50%)

Rank among SMART (MCC) models53th of 83(top 64%)

vs national average-8%(82% avg)

vs 2005 cars average+2%(72% avg)

vs SMART (MCC) average-4%(78% avg)

Mileage Analysis

99,187

Average miles

155,400

Expected for age

The average 2005 SMART (MCC) FORFOUR has 99,187 miles on the clock, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2018 model with a 88% MOT pass rate, while the 2004 model has the lowest at 67%. The 2005 sits between the two at 74%.

SMART (MCC) FORFOUR by Year

Year	Pass Rate	Tests	Avg Mileage
2019	88%	3,224	26,615 mi
2018	88%	6,590	32,534 mi
2017	85%	8,284	39,590 mi
2016	82%	9,221	45,513 mi
2015	79%	9,848	52,006 mi
2007	70%	114	91,965 mi
2006	72%	831	99,878 mi
2005	74%	1,093	99,187 mi
2004	67%	401	106,805 mi

Similar Cars to Consider

FORD FOCUS

2007 · 1596cc Petrol

£1,827/year

73%

-1%

BMW 3 SERIES

2007 · 1796cc Petrol

£1,867/year

80%

+6%

MINI MINI

2007 · 1598cc Petrol

£1,827/year

73%

-1%

PEUGEOT 207

2007 · 1360cc Petrol

£1,922/year

69%

-5%

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About the 2005 SMART (MCC) FORFOUR

The 2005 SMART (MCC) FORFOUR is a small family car with a 1332cc petrol engine. 1,093 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2005, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 99,187 miles at 21 years old, SMART (MCC) FORFOUR owners tend to use this car less than the typical driver.

2005 SMART (MCC) FORFOUR Fuel Costs

The 1332cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2005 SMART (MCC) FORFOUR?

Total estimated annual running cost is £1,887 (£157/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 74% pass rate. Keeping on top of servicing will help avoid surprises.

SMART (MCC) FORFOUR Reliability Trend

Newer SMART (MCC) FORFOURs show better MOT pass rates than older ones, with an average improvement of 14 percentage points.

Buying a Used 2005 SMART (MCC) FORFOUR

At 21 years old, the SMART (MCC) FORFOUR is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 88%.

Common Issues to Watch For

Based on the 2005 SMART (MCC) FORFOUR's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 99k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 SMART (MCC) FORFOUR stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
SMART (MCC) FORFOUR(2005)	74%	£1137	£195	Grp 8-20	£1887
FORD FOCUS(2007)	73%	£1137	£135	Grp 12-25	£1827-£60
BMW 3 SERIES(2007)	80%	£1327	£135	Grp 18-32	£1867-£20
MINI MINI(2007)	73%	£1137	£135	Grp 12-25	£1827-£60
PEUGEOT 207(2007)	69%	£1137	£30	Grp 8-20	£1922+£35

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.