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SMART (MCC) FORFOUR (2006)

Running costs, reliability data, and common problems from 831 real MOT tests.

Annual Cost

£1,887

£157/month

MOT Pass Rate

72%

Average

Road Tax

£195

Based on CC/year

Insurance

Grp 8-20

1332cc Petrol

Check Carefully

72% pass rate, £1887/year to run. 10 points below average.

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Petrol1332cc20 years old831 tests100k miles avg

Annual Running Costs

Fuel (Petrol, 1332cc)

~42 mpg

£1,137
Road Tax

Based on 1332cc

£195
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£1,887
Per month£157/mo
Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

72% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 10 points below the national average of 82%. It falls below the SMART (MCC) brand average of 78%.

At 20 years old, 72% of SMART (MCC) FORFOURs from 2006 passed their MOT first time in 2026. That's based on 831 tests across the UK. The average mileage at this age is 99,878 miles.

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How Does It Compare?

Rank among 2006 cars352th of 575(top 61%)
Rank among SMART (MCC) models68th of 83(top 82%)
vs national average-10%(82% avg)
vs 2006 cars average-1%(73% avg)
vs SMART (MCC) average-6%(78% avg)

Mileage Analysis

99,878

Average miles

vs

148,000

Expected for age

The average 2006 SMART (MCC) FORFOUR has 99,878 miles on the clock, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2018 model with a 88% MOT pass rate, while the 2004 model has the lowest at 67%. The 2006 sits between the two at 72%.

SMART (MCC) FORFOUR by Year

YearPass RateTestsAvg Mileage
201988%3,22426,615 mi
201888%6,59032,534 mi
201785%8,28439,590 mi
201682%9,22145,513 mi
201579%9,84852,006 mi
200770%11491,965 mi
200672%83199,878 mi
200574%1,09399,187 mi
200467%401106,805 mi

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About the 2006 SMART (MCC) FORFOUR

The 2006 SMART (MCC) FORFOUR is a small family car with a 1332cc petrol engine. 831 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2006, the average MOT pass rate is 73%, and this model falls short of that benchmark.

With an average of 99,878 miles at 20 years old, SMART (MCC) FORFOUR owners tend to use this car less than the typical driver.

2006 SMART (MCC) FORFOUR Fuel Costs

The 1332cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2006 SMART (MCC) FORFOUR?

Total estimated annual running cost is £1,887 157/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 72% pass rate. Keeping on top of servicing will help avoid surprises.

SMART (MCC) FORFOUR Reliability Trend

Newer SMART (MCC) FORFOURs show better MOT pass rates than older ones, with an average improvement of 14 percentage points.

Buying a Used 2006 SMART (MCC) FORFOUR

At 20 years old, the SMART (MCC) FORFOUR is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 88%.

Common Issues to Watch For

Based on the 2006 SMART (MCC) FORFOUR's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 100k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2006 SMART (MCC) FORFOUR stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
SMART (MCC) FORFOUR(2006)72%£1137£195Grp 8-20£1887
FORD FIESTA(2008)72%£1137£30Grp 8-20£1722-£165
FORD FOCUS(2008)73%£1137£135Grp 12-25£1827-£60
VAUXHALL CORSA(2008)73%£1137£30Grp 8-20£1722-£165
BMW 3 SERIES(2007)80%£1327£135Grp 18-32£1867-£20

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Smart (mcc) Models

Explore other Smart (mcc) cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Smart (mcc) Forfour.

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