Smart (MCC) Fortwo (2020)

Estimated running costs and MOT pass rates from 65 MOT tests in 2024.

Annual Cost

£1,010

£84/month

MOT Pass Rate

94%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

n/a

Electric

Great Choice

94% pass rate, £1,010/year to run. 12 points above average.

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Electric6 years old65 tests15k miles avg

Annual Running Costs

Electricity

Home charging at about 7.5p a mile

£555

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,010

Per month£84/mo

Per week£19/wk

Estimates based on 7,400 miles/year (UK average), home charging at about 7.5p a mile, GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

94% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 12 points above the average of 82% across all models in our data. It also outperforms the Smart (MCC) brand average of 78%.

94% of MOT tests on Smart (MCC) Fortwos from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 65 tests across the UK, retests included. The average mileage recorded at those tests was 15,027 miles.

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How Does It Compare?

Rank among 2020 models868th of 2,554(top half)

Rank among Smart (MCC) models2nd of 83(top 3%)

vs average of all models+12%(82% avg)

vs 2020 models average+2%(92% avg)

vs Smart (MCC) average+16%(78% avg)

Mileage Analysis

15,027

Average miles

29,600

Expected for age

The average 2020 Smart (MCC) Fortwo had 15,027 miles on the clock at its 2024 MOT, which is below the expected 29,600 miles for a 4-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 2019 model has the highest MOT pass rate at 93%, while the 2013 model has the lowest at 81%. The 2020 scores 94%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Smart (MCC) Fortwo by Year

Year	Pass Rate	Tests	Avg Mileage
2020	94%	65	15,027 mi
2019	93%	3,458	23,552 mi
2018	90%	6,375	29,328 mi
2017	88%	8,803	33,839 mi
2016	86%	10,433	39,754 mi
2015	85%	3,866	45,023 mi
2014	87%	6,723	47,060 mi
2013	81%	1,528	50,058 mi
2012	86%	51	51,938 mi
2011	83%	36	52,657 mi
2010	69%	35	67,523 mi
2009	67%	54	57,372 mi
2008	88%	33	79,172 mi

Similar Cars to Consider

Tesla Model 3 Long Range Awd

2021 · Electric

£1,160/year

88%

-6%

Jaguar I-Pace

2020 · Electric

£1,010/year

96%

+2%

Tesla Model 3 Standard Range +

2021 · Electric

£1,160/year

88%

-6%

Nissan Leaf

2021 · Electric

£1,010/year

94%

same

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About the 2020 Smart (MCC) Fortwo

The 2020 Smart (MCC) Fortwo is a city car. Our records list this model year as electric, but most of the model's other years are petrol or diesel, so the fuel type and running costs here may be wrong. 65 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 15,027 miles recorded at its 2024 MOT tests, Smart (MCC) Fortwo owners tend to use this car less than the typical driver.

What does it cost to own a 2020 Smart (MCC) Fortwo?

Total estimated annual running cost is £1,010 (£84/month), broken down as £555 electricity, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Smart (MCC) Fortwo Reliability Trend

Newer Smart (MCC) Fortwos pass their MOT more often than older ones, by 5 percentage points on average, which is mostly down to age and wear.

Buying a Used 2020 Smart (MCC) Fortwo

At 6 years old, the Smart (MCC) Fortwo offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2019 model has the highest pass rate at 93%. Note: with only 65 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Smart (MCC) Fortwo stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Smart (MCC) Fortwo(2020)	94%	£555	£200	n/a	£1,010
Tesla Model 3 Long Range Awd(2021)	88%	£555	£200	n/a	£1,160+£150
Jaguar I-Pace(2020)	96%	£555	£200	n/a	£1,010same
Tesla Model 3 Standard Range +(2021)	88%	£555	£200	n/a	£1,160+£150
Nissan Leaf(2021)	94%	£555	£200	n/a	£1,010same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Smart (MCC) Fortwo

Is the 2020 Smart (MCC) Fortwo reliable?

Excellent reliability. Very few MOT failures. 94% of MOT tests on 2020 Smart (MCC) Fortwos ended in a pass, from 65 tests (DVSA MOT data for tests in 2024, retests included). That's 12 points above the average of 82% across all models in the same data.

How much does a 2020 Smart (MCC) Fortwo cost to run?

Our estimate is £1,010 a year (£84 a month): £555 electricity, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Smart (MCC) Fortwo?

94% of 65 MOT tests on the 2020 Smart (MCC) Fortwo ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 868th of 2,554 models first registered in 2020 (top half).

Which year Smart (MCC) Fortwo has the best MOT pass rate?

Of the years with at least 100 tests, the 2019 Smart (MCC) Fortwo has the highest MOT pass rate at 93% and the 2013 the lowest at 81%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Smart (MCC) Fortwo?

The average mileage recorded at MOT tests on the 2020 Smart (MCC) Fortwo is 15,027 miles, which is below the expected 29,600 miles for a 4-year-old car. This suggests lighter use than average, which generally means less wear on major components.