CarCostCheck

SMART (MCC) FORTWO (2020)

Running costs, reliability data, and common problems from 65 real MOT tests.

Annual Cost

£950

£79/month

MOT Pass Rate

94%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 1-8

0cc Electric

Great Choice

94% pass rate, £950/year to run. 12 points above average.

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Electric0cc6 years old65 tests15k miles avg

Annual Running Costs

Fuel (Electric, 0cc)
£500
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£950
Per month£79/mo
Per week£18/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

94% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 12 points above the national average of 82%. It also outperforms the SMART (MCC) brand average of 78%.

At 6 years old, 94% of SMART (MCC) FORTWOs from 2020 passed their MOT first time in 2026. That's based on 65 tests across the UK. The average mileage at this age is 15,027 miles.

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How Does It Compare?

Rank among 2020 cars892th of 2,596(top 34%)
Rank among SMART (MCC) models2nd of 83(top 2%)
vs national average+12%(82% avg)
vs 2020 cars average+2%(92% avg)
vs SMART (MCC) average+16%(78% avg)

Mileage Analysis

15,027

Average miles

vs

44,400

Expected for age

The average 2020 SMART (MCC) FORTWO has 15,027 miles on the clock, which is significantly below the expected 44,400 miles for a 6-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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SMART (MCC) FORTWO by Year

YearPass RateTestsAvg Mileage
202094%6515,027 mi
201993%3,45823,552 mi
201890%6,37529,328 mi
201788%8,80333,839 mi
201686%10,43339,754 mi
201585%3,86645,023 mi
201487%6,72347,060 mi
201381%1,52850,058 mi
201286%5151,938 mi
201183%3652,657 mi
201069%3567,523 mi
200967%5457,372 mi
200888%3379,172 mi

Similar Cars to Consider

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About the 2020 SMART (MCC) FORTWO

The 2020 SMART (MCC) FORTWO is a electric with a 0cc electric engine. 65 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 15,027 miles at 6 years old, SMART (MCC) FORTWO owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

What does it cost to own a 2020 SMART (MCC) FORTWO?

Total estimated annual running cost is £950 79/month), broken down as £500 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

SMART (MCC) FORTWO Reliability Trend

Newer SMART (MCC) FORTWOs show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2020 SMART (MCC) FORTWO

At 6 years old, the SMART (MCC) FORTWO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 65 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2020 SMART (MCC) FORTWO's fuel type, age, and engine size, these are the most likely problem areas to check.

Battery Degradation

Watch out

After 6 years, expect some battery capacity loss. Check the battery health report for state of health (SoH). Below 80% significantly reduces range.

Charging Port

Medium risk

Charging connectors and ports can develop issues from regular use. Check both AC and DC charging work correctly before purchasing.

Software Updates

Medium risk

Older EVs may miss out on manufacturer software updates that improve range and features. Check the infotainment system is up to date.

12V Auxiliary Battery

Medium risk

EVs still have a standard 12V battery for accessories. These drain faster than in petrol cars and can leave you stranded if flat. Replacement is £100-£200.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 SMART (MCC) FORTWO stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
SMART (MCC) FORTWO(2020)94%£500£195Grp 1-8£950
TESLA MODEL 3 LONG RANGE AWD(2021)88%£500£190Grp 1-8£1095+£145
JAGUAR I-PACE(2020)96%£500£190Grp 1-8£945-£5
TESLA MODEL 3 STANDARD RANGE +(2021)88%£500£190Grp 1-8£1095+£145
TESLA MODEL 3 PERFORMANCE AWD(2020)87%£500£190Grp 1-8£1095+£145

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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Explore other Smart (mcc) cars or similar models in the same category.

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