How much does a 2004 SMART (MCC) FORTWO COUPE cost to run?

Estimated annual running cost is £1,530 (£128/month), including £955 fuel, £20 road tax, £55 MOT, and £500 predicted repairs.

What is the MOT pass rate for a 2004 SMART (MCC) FORTWO COUPE?

The 2004 SMART (MCC) FORTWO COUPE has a 73% MOT pass rate based on 891 tests in 2026. This ranks 255 out of 491 cars from 2004.

Which year SMART (MCC) FORTWO COUPE is most reliable?

The 2012 SMART (MCC) FORTWO COUPE has the highest MOT pass rate at 82%. The least reliable year is 2005 at 69%.

SMART (MCC) FORTWO COUPE (2004)

Q: Is the 2004 SMART (MCC) FORTWO COUPE reliable?

Average reliability. Expect some repairs as it ages. 73% of SMART (MCC) FORTWO COUPEs from 2004 passed their MOT first time in 2026, based on 891 tests. That's 9 points below the national average of 82%.

Q: What is the average mileage for a 2004 SMART (MCC) FORTWO COUPE?

The average mileage for a 2004 SMART (MCC) FORTWO COUPE is 71,878 miles, which is significantly below the expected 162,800 miles for a 22-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Running costs, reliability data, and common problems from 891 real MOT tests.

Annual Cost

£1,530

£128/month

MOT Pass Rate

73%

Average

Road Tax

£20

Based on CC/year

Insurance

Grp 1-8

698cc Petrol

Check Carefully

73% pass rate, £1530/year to run. 9 points below average.

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Petrol698cc22 years old891 tests72k miles avg

Annual Running Costs

Fuel (Petrol, 698cc)

~50 mpg

£955

Road Tax

Based on 698cc

£20

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£500

Total per year£1,530

Per month£128/mo

Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

73% MOT pass rate(Average)

0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 9 points below the national average of 82%. It falls below the SMART (MCC) brand average of 78%.

At 22 years old, 73% of SMART (MCC) FORTWO COUPEs from 2004 passed their MOT first time in 2026. That's based on 891 tests across the UK. The average mileage at this age is 71,878 miles.

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How Does It Compare?

Rank among 2004 cars255th of 491(top 52%)

Rank among SMART (MCC) models64th of 83(top 77%)

vs national average-9%(82% avg)

vs 2004 cars average+1%(72% avg)

vs SMART (MCC) average-5%(78% avg)

Mileage Analysis

71,878

Average miles

162,800

Expected for age

The average 2004 SMART (MCC) FORTWO COUPE has 71,878 miles on the clock, which is significantly below the expected 162,800 miles for a 22-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2012 model with a 82% MOT pass rate, while the 2005 model has the lowest at 69%. The 2004 sits between the two at 73%.

SMART (MCC) FORTWO COUPE by Year

Year	Pass Rate	Tests	Avg Mileage
2016	87%	45	49,175 mi
2013	75%	68	51,042 mi
2012	82%	2,672	56,674 mi
2011	81%	4,435	64,666 mi
2010	78%	6,941	67,253 mi
2009	78%	7,583	67,856 mi
2008	77%	6,112	70,281 mi
2007	75%	3,224	70,264 mi
2006	73%	1,364	67,776 mi
2005	69%	1,087	70,726 mi
2004	73%	891	71,878 mi
2003	80%	261	78,856 mi
2002	71%	130	65,018 mi
2001	70%	63	64,807 mi

Similar Cars to Consider

NISSAN MICRA

2005 · 998cc Petrol

£1,540/year

72%

-1%

VAUXHALL CORSA

2004 · 998cc Petrol

£1,740/year

68%

-5%

PEUGEOT 107

2006 · 998cc Petrol

£1,540/year

70%

-3%

TOYOTA AYGO

2006 · 998cc Petrol

£1,740/year

69%

-4%

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About the 2004 SMART (MCC) FORTWO COUPE

The 2004 SMART (MCC) FORTWO COUPE is a city car with a 698cc petrol engine. 891 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 71,878 miles at 22 years old, SMART (MCC) FORTWO COUPE owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2004 SMART (MCC) FORTWO COUPE Fuel Costs

The modest 698cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 SMART (MCC) FORTWO COUPE?

Total estimated annual running cost is £1,530 (£128/month), broken down as £955 fuel, £20 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 73% pass rate. Keeping on top of servicing will help avoid surprises.

SMART (MCC) FORTWO COUPE Reliability Trend

Newer SMART (MCC) FORTWO COUPEs show better MOT pass rates than older ones, with an average improvement of 5 percentage points.

Buying a Used 2004 SMART (MCC) FORTWO COUPE

At 22 years old, the SMART (MCC) FORTWO COUPE is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2012 model has the highest pass rate at 82%.

Common Issues to Watch For

Based on the 2004 SMART (MCC) FORTWO COUPE's fuel type, age, and engine size, these are the most likely problem areas to check.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 SMART (MCC) FORTWO COUPE stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
SMART (MCC) FORTWO COUPE(2004)	73%	£955	£20	Grp 1-8	£1530
NISSAN MICRA(2005)	72%	£955	£30	Grp 1-8	£1540+£10
VAUXHALL CORSA(2004)	68%	£955	£30	Grp 1-8	£1740+£210
PEUGEOT 107(2006)	70%	£955	£30	Grp 1-8	£1540+£10
TOYOTA AYGO(2006)	69%	£955	£30	Grp 1-8	£1740+£210

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.