Suzuki Swift SZ-T Dualjet Shvs (2020)

Estimated running costs and MOT pass rates from 6,609 MOT tests in 2024.

Annual Cost

£1,853

£154/month

MOT Pass Rate

94%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 8-20

1242cc Petrol

Great Choice

94% pass rate, £1,853/year to run. 12 points above average.

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Petrol1242cc6 years old6,609 tests26k miles avg

Annual Running Costs

Fuel (Petrol, 1242cc)

~42 mpg

£1,398

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,853

Per month£154/mo

Per week£36/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

94% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 12 points above the average of 82% across all models in our data. It also outperforms the Suzuki brand average of 82%.

94% of MOT tests on Suzuki Swift SZ-T Dualjet Shvss from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 6,609 tests across the UK, retests included. The average mileage recorded at those tests was 26,011 miles.

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How Does It Compare?

Rank among 2020 models629th of 2,554(top 25%)

Rank among Suzuki models67th of 305(top 22%)

vs average of all models+12%(82% avg)

vs 2020 models average+2%(92% avg)

vs Suzuki average+12%(82% avg)

Mileage Analysis

26,011

Average miles

29,600

Expected for age

The average 2020 Suzuki Swift SZ-T Dualjet Shvs had 26,011 miles on the clock at its 2024 MOT, which is in line with the expected 29,600 miles for a 4-year-old car, suggesting normal everyday use.

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Similar Cars to Consider

Ford Fiesta

2018 · 998cc Petrol

£1,630/year

90%

-4%

Volkswagen Golf

2019 · 1498cc Petrol

£1,853/year

92%

-2%

Vauxhall Corsa

2018 · 1398cc Petrol

£2,003/year

85%

-9%

Nissan Qashqai

2018 · 1200cc Petrol

£1,780/year

87%

-7%

Check a Specific Suzuki Swift SZ-T Dualjet Shvs

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About the 2020 Suzuki Swift SZ-T Dualjet Shvs

The 2020 Suzuki Swift SZ-T Dualjet Shvs is a small family car. Our records list a 1242cc petrol engine, though engines vary between versions. 6,609 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. It ranks in the top 25% of all 2020 models for MOT pass rate.

With an average of 26,011 miles recorded at its 2024 MOT tests, Suzuki Swift SZ-T Dualjet Shvs owners drive about as much as the UK average.

2020 Suzuki Swift SZ-T Dualjet Shvs Fuel Costs

The 1242cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,398 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2020 Suzuki Swift SZ-T Dualjet Shvs?

Total estimated annual running cost is £1,853 (£154/month), broken down as £1,398 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2020 Suzuki Swift SZ-T Dualjet Shvs

At 6 years old, the Suzuki Swift SZ-T Dualjet Shvs offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. With 6,609 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Suzuki Swift SZ-T Dualjet Shvs stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Suzuki Swift SZ-T Dualjet Shvs(2020)	94%	£1,398	£200	Grp 8-20	£1,853
Ford Fiesta(2018)	90%	£1,175	£200	Grp 1-8	£1,630-£223
Volkswagen Golf(2019)	92%	£1,398	£200	Grp 12-25	£1,853same
Vauxhall Corsa(2018)	85%	£1,398	£200	Grp 8-20	£2,003+£150
Nissan Qashqai(2018)	87%	£1,175	£200	Grp 5-15	£1,780-£73

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Suzuki Swift SZ-T Dualjet Shvs

Is the 2020 Suzuki Swift SZ-T Dualjet Shvs reliable?

Excellent reliability. Very few MOT failures. 94% of MOT tests on 2020 Suzuki Swift SZ-T Dualjet Shvss ended in a pass, from 6,609 tests (DVSA MOT data for tests in 2024, retests included). That's 12 points above the average of 82% across all models in the same data.

How much does a 2020 Suzuki Swift SZ-T Dualjet Shvs cost to run?

Our estimate is £1,853 a year (£154 a month): £1,398 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Suzuki Swift SZ-T Dualjet Shvs?

94% of 6,609 MOT tests on the 2020 Suzuki Swift SZ-T Dualjet Shvs ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 629th of 2,554 models first registered in 2020 (top 25%).

What is the average mileage for a 2020 Suzuki Swift SZ-T Dualjet Shvs?

The average mileage recorded at MOT tests on the 2020 Suzuki Swift SZ-T Dualjet Shvs is 26,011 miles, which is in line with the expected 29,600 miles for a 4-year-old car, suggesting normal everyday use.