How much does a 2020 SUZUKI SWIFT SZ-T DUALJET SHVS cost to run?

Estimated annual running cost is £1,587 (£132/month), including £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs.

What is the MOT pass rate for a 2020 SUZUKI SWIFT SZ-T DUALJET SHVS?

The 2020 SUZUKI SWIFT SZ-T DUALJET SHVS has a 94% MOT pass rate based on 6,609 tests in 2026. This ranks 650 out of 2596 cars from 2020.

SUZUKI SWIFT SZ-T DUALJET SHVS (2020)

Q: Is the 2020 SUZUKI SWIFT SZ-T DUALJET SHVS reliable?

Excellent reliability. Very few MOT failures. 94% of SUZUKI SWIFT SZ-T DUALJET SHVSs from 2020 passed their MOT first time in 2026, based on 6,609 tests. That's 12 points above the national average of 82%.

Q: What is the average mileage for a 2020 SUZUKI SWIFT SZ-T DUALJET SHVS?

The average mileage for a 2020 SUZUKI SWIFT SZ-T DUALJET SHVS is 26,011 miles, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 6,609 real MOT tests.

Annual Cost

£1,587

£132/month

MOT Pass Rate

94%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 8-20

1242cc Petrol

Great Choice

94% pass rate, £1587/year to run. 12 points above average.

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Petrol1242cc6 years old6,609 tests26k miles avg

Annual Running Costs

Fuel (Petrol, 1242cc)

~42 mpg

£1,137

Road Tax

Flat rate (post-2017)

£195

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,587

Per month£132/mo

Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

94% MOT pass rate(Excellent)

0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 12 points above the national average of 82%. It also outperforms the SUZUKI brand average of 82%.

At 6 years old, 94% of SUZUKI SWIFT SZ-T DUALJET SHVSs from 2020 passed their MOT first time in 2026. That's based on 6,609 tests across the UK. The average mileage at this age is 26,011 miles.

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How Does It Compare?

Rank among 2020 cars650th of 2,596(top 25%)

Rank among SUZUKI models67th of 310(top 22%)

vs national average+12%(82% avg)

vs 2020 cars average+2%(92% avg)

vs SUZUKI average+12%(82% avg)

Mileage Analysis

26,011

Average miles

44,400

Expected for age

The average 2020 SUZUKI SWIFT SZ-T DUALJET SHVS has 26,011 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Similar Cars to Consider

FORD FIESTA

2018 · 998cc Petrol

£1,400/year

90%

-4%

VOLKSWAGEN GOLF

2019 · 1498cc Petrol

£1,582/year

92%

-2%

VAUXHALL CORSA

2018 · 1398cc Petrol

£1,732/year

85%

-9%

NISSAN QASHQAI

2018 · 1200cc Petrol

£1,550/year

87%

-7%

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About the 2020 SUZUKI SWIFT SZ-T DUALJET SHVS

The 2020 SUZUKI SWIFT SZ-T DUALJET SHVS is a small family car with a 1242cc petrol engine. 6,609 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It ranks in the top 25% of all 2020 cars for reliability.

With an average of 26,011 miles at 6 years old, SUZUKI SWIFT SZ-T DUALJET SHVS owners tend to use this car less than the typical driver.

2020 SUZUKI SWIFT SZ-T DUALJET SHVS Fuel Costs

The 1242cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 SUZUKI SWIFT SZ-T DUALJET SHVS?

Total estimated annual running cost is £1,587 (£132/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2020 SUZUKI SWIFT SZ-T DUALJET SHVS

At 6 years old, the SUZUKI SWIFT SZ-T DUALJET SHVS offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. With 6,609 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2020 SUZUKI SWIFT SZ-T DUALJET SHVS's fuel type, age, and engine size, these are the most likely problem areas to check.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 SUZUKI SWIFT SZ-T DUALJET SHVS stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
SUZUKI SWIFT SZ-T DUALJET SHVS(2020)	94%	£1137	£195	Grp 8-20	£1587
FORD FIESTA(2018)	90%	£955	£190	Grp 1-8	£1400-£187
VOLKSWAGEN GOLF(2019)	92%	£1137	£190	Grp 12-25	£1582-£5
VAUXHALL CORSA(2018)	85%	£1137	£190	Grp 8-20	£1732+£145
NISSAN QASHQAI(2018)	87%	£955	£190	Grp 5-15	£1550-£37

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.