TOYOTA 4-RUNNER (1995)
Running costs, reliability data, and common problems from 40 real MOT tests.
Annual Cost
£2,045
£170/month
MOT Pass Rate
85%
Good
Road Tax
£395
Based on CC/year
Insurance
Grp 30-42
2989cc Diesel
Solid Option
85% pass rate, £2045/year to run. Close to the national average.
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Annual Running Costs
~40 mpg
Based on 2989cc
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.
At 31 years old, 85% of TOYOTA 4-RUNNERs from 1995 passed their MOT first time in 2026. That's based on 40 tests across the UK. The average mileage at this age is 152,222 miles.
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How Does It Compare?
Mileage Analysis
152,222
Average miles
229,400
Expected for age
The average 1995 TOYOTA 4-RUNNER has 152,222 miles on the clock, which is below the expected 229,400 miles for a 31-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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TOYOTA 4-RUNNER by Year
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About the 1995 TOYOTA 4-RUNNER
The 1995 TOYOTA 4-RUNNER is a large car with a 2989cc diesel engine. 40 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 21% of all 1995 cars for reliability.
With an average of 152,222 miles at 31 years old, TOYOTA 4-RUNNER owners tend to use this car less than the typical driver.
1995 TOYOTA 4-RUNNER Fuel Costs
The 2989cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 1995 TOYOTA 4-RUNNER?
Total estimated annual running cost is £2,045 (£170/month), broken down as £1245 fuel, £395 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 85% pass rate. Keeping on top of servicing will help avoid surprises.
Buying a Used 1995 TOYOTA 4-RUNNER
At 31 years old, the TOYOTA 4-RUNNER is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 40 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 1995 TOYOTA 4-RUNNER's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Watch outDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Dual Mass Flywheel
Watch outLarger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Watch outWith an average of 152k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Engine Mounts
Medium riskWorn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 1995 TOYOTA 4-RUNNER stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| TOYOTA 4-RUNNER(1995) | 85% | £1245 | £395 | Grp 30-42 | £2045 |
| LAND ROVER DEFENDER(1997) | 76% | £1245 | £250 | Grp 25-38 | £2050+£5 |
| LAND ROVER DISCOVERY(1997) | 80% | £1245 | £250 | Grp 25-38 | £1900-£145 |
| FIAT DUCATO(1997) | 71% | £1245 | £250 | Grp 25-38 | £2050+£5 |
| TALBOT EXPRESS(1993) | 66% | £1245 | £250 | Grp 25-38 | £2250+£205 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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