Toyota 4-Runner (1995)

Estimated running costs and MOT pass rates from 40 MOT tests in 2024.

Annual Cost

£2,456

£205/month

MOT Pass Rate

85%

Good

Road Tax

£375

Estimated/year

Est. Insurance

Grp 30-42

2989cc Diesel

Solid Option

85% pass rate, £2,456/year to run. Close to the average across all models.

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Diesel2989cc31 years old40 tests152k miles avg

Annual Running Costs

Fuel (Diesel, 2989cc)

~40 mpg

£1,676

Road Tax

Pre-2001 engine size rate

£375

MOT Test

£55

Predicted Repairs

£350

Total per year£2,456

Per month£205/mo

Per week£47/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

85% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data.

85% of MOT tests on Toyota 4-Runners from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 40 tests across the UK, retests included. The average mileage recorded at those tests was 152,222 miles.

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How Does It Compare?

Rank among 1995 models46th of 221(top 21%)

Rank among Toyota models481st of 970(top half)

vs average of all models+3%(82% avg)

vs 1995 models average+9%(76% avg)

vs Toyota average+1%(84% avg)

Mileage Analysis

152,222

Average miles

214,600

Expected for age

The average 1995 Toyota 4-Runner had 152,222 miles on the clock at its 2024 MOT, which is below the expected 214,600 miles for a 29-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Toyota 4-Runner by Year

Year	Pass Rate	Tests	Avg Mileage
2017	91%	43	47,447 mi
2003	73%	44	200,781 mi
1996	65%	37	159,196 mi
1995	85%	40	152,222 mi
1994	76%	111	128,464 mi
1993	86%	36	134,735 mi

Similar Cars to Consider

Land Rover Defender

1997 · 2500cc Diesel

£2,606/year

76%

-9%

Land Rover Discovery

1997 · 2490cc Diesel

£2,456/year

80%

-5%

Talbot Express

1993 · 2500cc Diesel

£2,806/year

66%

-19%

Mitsubishi Shogun

1997 · 2800cc Diesel

£2,606/year

77%

-8%

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About the 1995 Toyota 4-Runner

The 1995 Toyota 4-Runner is a large car. Our records list a 2989cc diesel engine, though engines vary between versions. 40 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It ranks in the top 21% of all 1995 models for MOT pass rate.

With an average of 152,222 miles recorded at its 2024 MOT tests, Toyota 4-Runner owners tend to use this car less than the typical driver.

1995 Toyota 4-Runner Fuel Costs

The 2989cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,676 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 1995 Toyota 4-Runner?

Total estimated annual running cost is £2,456 (£205/month), broken down as £1,676 fuel, £375 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 85% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 1995 Toyota 4-Runner

At 31 years old, the Toyota 4-Runner is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 40 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 152k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 Toyota 4-Runner stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Toyota 4-Runner(1995)	85%	£1,676	£375	Grp 30-42	£2,456
Land Rover Defender(1997)	76%	£1,676	£375	Grp 25-38	£2,606+£150
Land Rover Discovery(1997)	80%	£1,676	£375	Grp 25-38	£2,456same
Talbot Express(1993)	66%	£1,676	£375	Grp 25-38	£2,806+£350
Mitsubishi Shogun(1997)	77%	£1,676	£375	Grp 30-42	£2,606+£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 Toyota 4-Runner

Is the 1995 Toyota 4-Runner reliable?

Good reliability. Occasional issues but generally solid. 85% of MOT tests on 1995 Toyota 4-Runners ended in a pass, from 40 tests (DVSA MOT data for tests in 2024, retests included). That's 3 points above the average of 82% across all models in the same data.

How much does a 1995 Toyota 4-Runner cost to run?

Our estimate is £2,456 a year (£205 a month): £1,676 fuel, £375 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 Toyota 4-Runner?

85% of 40 MOT tests on the 1995 Toyota 4-Runner ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 46th of 221 models first registered in 1995 (top 21%).

What is the average mileage for a 1995 Toyota 4-Runner?

The average mileage recorded at MOT tests on the 1995 Toyota 4-Runner is 152,222 miles, which is below the expected 214,600 miles for a 29-year-old car. This suggests lighter use than average, which generally means less wear on major components.