How much does a 1995 TOYOTA CAMRY cost to run?

Estimated annual running cost is £2,427 (£202/month), including £1592 fuel, £430 road tax, £55 MOT, and £350 predicted repairs.

What is the MOT pass rate for a 1995 TOYOTA CAMRY?

The 1995 TOYOTA CAMRY has a 81% MOT pass rate based on 32 tests in 2026. This ranks 65 out of 228 cars from 1995.

Which year TOYOTA CAMRY is most reliable?

The 2012 TOYOTA CAMRY has the highest MOT pass rate at 100%. The least reliable year is 1998 at 78%.

TOYOTA CAMRY (1995)

Q: Is the 1995 TOYOTA CAMRY reliable?

Good reliability. Occasional issues but generally solid. 81% of TOYOTA CAMRYs from 1995 passed their MOT first time in 2026, based on 32 tests. That's 1 points below the national average of 82%.

Q: What is the average mileage for a 1995 TOYOTA CAMRY?

The average mileage for a 1995 TOYOTA CAMRY is 106,634 miles, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Running costs, reliability data, and common problems from 32 real MOT tests.

Annual Cost

£2,427

£202/month

MOT Pass Rate

81%

Good

Road Tax

£430

Based on CC/year

Insurance

Grp 30-42

2959cc Petrol

Solid Option

81% pass rate, £2427/year to run. Close to the national average.

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Petrol2959cc31 years old32 tests107k miles avg

Annual Running Costs

Fuel (Petrol, 2959cc)

~30 mpg

£1,592

Road Tax

Based on 2959cc

£430

MOT Test

£55

Predicted Repairs

£350

Total per year£2,427

Per month£202/mo

Per week£47/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

81% MOT pass rate(Good)

0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.

At 31 years old, 81% of TOYOTA CAMRYs from 1995 passed their MOT first time in 2026. That's based on 32 tests across the UK. The average mileage at this age is 106,634 miles.

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How Does It Compare?

Rank among 1995 cars65th of 228(top 29%)

Rank among TOYOTA models597th of 996(top 60%)

vs national average-1%(82% avg)

vs 1995 cars average+5%(76% avg)

vs TOYOTA average-3%(84% avg)

Mileage Analysis

106,634

Average miles

229,400

Expected for age

The average 1995 TOYOTA CAMRY has 106,634 miles on the clock, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2012 model with a 100% MOT pass rate, while the 1998 model has the lowest at 78%. The 1995 sits between the two at 81%.

TOYOTA CAMRY by Year

Year	Pass Rate	Tests	Avg Mileage
2022	97%	37	39,198 mi
2021	96%	446	38,287 mi
2020	96%	664	43,951 mi
2019	94%	759	69,887 mi
2018	100%	34	64,225 mi
2017	100%	43	64,307 mi
2013	96%	53	62,075 mi
2012	100%	60	75,728 mi
2004	89%	46	100,855 mi
2003	87%	70	113,647 mi
2002	86%	189	111,449 mi
2001	84%	49	95,017 mi
2000	77%	35	123,470 mi
1999	84%	100	123,640 mi
1998	78%	174	122,735 mi
1997	78%	268	124,512 mi
1996	75%	40	117,255 mi
1995	81%	32	106,634 mi
1994	51%	45	140,494 mi
1992	72%	47	122,600 mi

Similar Cars to Consider

VOLKSWAGEN TRANSPORTER

1996 · 2490cc Petrol

£2,597/year

67%

-14%

BMW 3 SERIES

1997 · 2494cc Petrol

£2,397/year

79%

-2%

VOLVO 900 SERIES

1997 · 2922cc Petrol

£2,397/year

74%

-7%

MERCEDES SL

1996 · 2779cc Petrol

£2,247/year

88%

+7%

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About the 1995 TOYOTA CAMRY

The 1995 TOYOTA CAMRY is a large car with a 2959cc petrol engine. 32 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 1995, the average MOT pass rate is 76%, and this model beats that benchmark.

With an average of 106,634 miles at 31 years old, TOYOTA CAMRY owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 TOYOTA CAMRY Fuel Costs

The 2959cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1995 TOYOTA CAMRY?

Total estimated annual running cost is £2,427 (£202/month), broken down as £1592 fuel, £430 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 81% pass rate. Keeping on top of servicing will help avoid surprises.

TOYOTA CAMRY Reliability Trend

Newer TOYOTA CAMRYs show better MOT pass rates than older ones, with an average improvement of 14 percentage points.

Buying a Used 1995 TOYOTA CAMRY

At 31 years old, the TOYOTA CAMRY is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2012 model has the highest pass rate at 100%. Note: with only 32 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 1995 TOYOTA CAMRY's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 31 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 107k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 TOYOTA CAMRY stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
TOYOTA CAMRY(1995)	81%	£1592	£430	Grp 30-42	£2427
VOLKSWAGEN TRANSPORTER(1996)	67%	£1592	£250	Grp 25-38	£2597+£170
BMW 3 SERIES(1997)	79%	£1592	£250	Grp 25-38	£2397-£30
VOLVO 900 SERIES(1997)	74%	£1592	£250	Grp 30-42	£2397-£30
MERCEDES SL(1996)	88%	£1592	£250	Grp 30-42	£2247-£180

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.