Toyota Camry (2020)

Estimated running costs and MOT pass rates from 664 MOT tests in 2024.

Annual Cost

£2,413

£201/month

MOT Pass Rate

96%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 25-38

2487cc Hybrid

Great Choice

96% pass rate, £2,413/year to run. 14 points above average.

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Hybrid2487cc6 years old664 tests44k miles avg

Annual Running Costs

Fuel (Hybrid, 2487cc)

~30 mpg (petrol-engine estimate; hybrids usually use less)

£1,958

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£2,413

Per month£201/mo

Per week£46/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

96% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 14 points above the average of 82% across all models in our data. It also outperforms the Toyota brand average of 84%.

96% of MOT tests on Toyota Camrys from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 664 tests across the UK, retests included. The average mileage recorded at those tests was 43,951 miles.

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How Does It Compare?

Rank among 2020 models318th of 2,554(top 13%)

Rank among Toyota models112th of 970(top 12%)

vs average of all models+14%(82% avg)

vs 2020 models average+4%(92% avg)

vs Toyota average+12%(84% avg)

Mileage Analysis

43,951

Average miles

29,600

Expected for age

The average 2020 Toyota Camry had 43,951 miles on the clock at its 2024 MOT, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

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Toyota Camry by Year

Year	Pass Rate	Tests	Avg Mileage
2022	97%	37	39,198 mi
2021	96%	446	38,287 mi
2020	96%	664	43,951 mi
2019	94%	759	69,887 mi
2018	100%	34	64,225 mi
2017	100%	43	64,307 mi
2013	96%	53	62,075 mi
2012	100%	60	75,728 mi
2004	89%	46	100,855 mi
2003	87%	70	113,647 mi
2002	86%	189	111,449 mi
2001	84%	49	95,017 mi
2000	77%	35	123,470 mi
1999	84%	100	123,640 mi
1998	78%	174	122,735 mi
1997	78%	268	124,512 mi
1996	75%	40	117,255 mi
1995	81%	32	106,634 mi
1994	51%	45	140,494 mi
1992	72%	47	122,600 mi

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Mercedes C

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Land Rover Range Rover Sport

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Toyota C-HR

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Toyota Corolla

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About the 2020 Toyota Camry

The 2020 Toyota Camry is a large car. Our records list a 2487cc hybrid engine, though engines vary between versions. 664 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. It ranks in the top 13% of all 2020 models for MOT pass rate.

With an average of 43,951 miles recorded at its 2024 MOT tests, Toyota Camry owners cover more miles than the average driver.

2020 Toyota Camry Fuel Costs

The 2487cc hybrid engine offers a reasonable balance between performance and economy. Our estimate uses around 30 mpg, the figure for a petrol engine of this size, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). As a hybrid it should use less than that, and real-world fuel costs depend a lot on how much electric-only driving you do.

What does it cost to own a 2020 Toyota Camry?

Total estimated annual running cost is £2,413 (£201/month), broken down as £1,958 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 96% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Toyota Camry Reliability Trend

Newer Toyota Camrys pass their MOT more often than older ones, by 13 percentage points on average, which is mostly down to age and wear.

Buying a Used 2020 Toyota Camry

At 6 years old, the Toyota Camry offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Hybrid Battery Health

Medium risk

After 6 years, hybrid battery capacity may have reduced. A full replacement costs £2,000-£4,000, though reconditioning is cheaper at £500-£1,500.

Inverter and Power Electronics

Low risk

The inverter converts DC to AC for the electric motor. Failures are expensive (£1,500+) but relatively rare. Listen for unusual buzzing sounds.

Regenerative Braking

Medium risk

Brake discs can corrode from reduced use (the electric motor handles most braking). Surface rust is normal but deep pitting needs attention.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Toyota Camry stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Toyota Camry(2020)	96%	£1,958	£200	Grp 25-38	£2,413
Mercedes C(2018)	90%	£1,631	£200	Grp 18-32	£2,086-£327
Land Rover Range Rover Sport(2019)	94%	£1,631	£200	Grp 18-32	£2,086-£327
Toyota C-HR(2019)	92%	£1,631	£200	Grp 18-32	£2,086-£327
Toyota Corolla(2019)	93%	£1,631	£200	Grp 18-32	£2,086-£327

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Toyota Camry

Is the 2020 Toyota Camry reliable?

Excellent reliability. Very few MOT failures. 96% of MOT tests on 2020 Toyota Camrys ended in a pass, from 664 tests (DVSA MOT data for tests in 2024, retests included). That's 14 points above the average of 82% across all models in the same data.

How much does a 2020 Toyota Camry cost to run?

Our estimate is £2,413 a year (£201 a month): £1,958 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Toyota Camry?

96% of 664 MOT tests on the 2020 Toyota Camry ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 318th of 2,554 models first registered in 2020 (top 13%).

Which year Toyota Camry has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Toyota Camry has the highest MOT pass rate at 96% and the 1998 the lowest at 78%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Toyota Camry?

The average mileage recorded at MOT tests on the 2020 Toyota Camry is 43,951 miles, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.