CarCostCheck

TOYOTA CAMRY (2020)

Running costs, reliability data, and common problems from 664 real MOT tests.

Annual Cost

£2,042

£170/month

MOT Pass Rate

96%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 25-38

2487cc Hybrid

Great Choice

96% pass rate, £2042/year to run. 14 points above average.

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Hybrid2487cc6 years old664 tests44k miles avg

Annual Running Costs

Fuel (Hybrid, 2487cc)

~30 mpg

£1,592
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£2,042
Per month£170/mo
Per week£39/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

96% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 14 points above the national average of 82%. It also outperforms the TOYOTA brand average of 84%.

At 6 years old, 96% of TOYOTA CAMRYs from 2020 passed their MOT first time in 2026. That's based on 664 tests across the UK. The average mileage at this age is 43,951 miles.

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How Does It Compare?

Rank among 2020 cars327th of 2,596(top 13%)
Rank among TOYOTA models113th of 996(top 11%)
vs national average+14%(82% avg)
vs 2020 cars average+4%(92% avg)
vs TOYOTA average+12%(84% avg)

Mileage Analysis

43,951

Average miles

vs

44,400

Expected for age

The average 2020 TOYOTA CAMRY has 43,951 miles on the clock, which is in line with the expected 44,400 miles for a 6-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2012 model with a 100% MOT pass rate, while the 1998 model has the lowest at 78%. The 2020 sits between the two at 96%.

TOYOTA CAMRY by Year

YearPass RateTestsAvg Mileage
202297%3739,198 mi
202196%44638,287 mi
202096%66443,951 mi
201994%75969,887 mi
2018100%3464,225 mi
2017100%4364,307 mi
201396%5362,075 mi
2012100%6075,728 mi
200489%46100,855 mi
200387%70113,647 mi
200286%189111,449 mi
200184%4995,017 mi
200077%35123,470 mi
199984%100123,640 mi
199878%174122,735 mi
199778%268124,512 mi
199675%40117,255 mi
199581%32106,634 mi
199451%45140,494 mi
199272%47122,600 mi

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About the 2020 TOYOTA CAMRY

The 2020 TOYOTA CAMRY is a large car with a 2487cc hybrid engine. 664 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It ranks in the top 13% of all 2020 cars for reliability.

With an average of 43,951 miles at 6 years old, TOYOTA CAMRY owners drive about as much as the UK average.

2020 TOYOTA CAMRY Fuel Costs

The 2487cc hybrid engine offers a reasonable balance between performance and economy. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current hybrid prices of 142p per litre (based on 7,400 miles per year). As a hybrid, real-world fuel costs will vary significantly depending on how much electric-only driving you do.

What does it cost to own a 2020 TOYOTA CAMRY?

Total estimated annual running cost is £2,042 170/month), broken down as £1592 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 96% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

TOYOTA CAMRY Reliability Trend

Newer TOYOTA CAMRYs show better MOT pass rates than older ones, with an average improvement of 14 percentage points.

Buying a Used 2020 TOYOTA CAMRY

At 6 years old, the TOYOTA CAMRY offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2012 model has the highest pass rate at 100%.

Common Issues to Watch For

Based on the 2020 TOYOTA CAMRY's fuel type, age, and engine size, these are the most likely problem areas to check.

Hybrid Battery Health

Medium risk

After 6 years, hybrid battery capacity may have reduced. A full replacement costs £2,000-£4,000, though reconditioning is cheaper at £500-£1,500.

Inverter and Power Electronics

Low risk

The inverter converts DC to AC for the electric motor. Failures are expensive (£1,500+) but relatively rare. Listen for unusual buzzing sounds.

Regenerative Braking

Medium risk

Brake discs can corrode from reduced use (the electric motor handles most braking). Surface rust is normal but deep pitting needs attention.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 TOYOTA CAMRY stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
TOYOTA CAMRY(2020)96%£1592£195Grp 25-38£2042
MERCEDES C(2018)90%£1327£190Grp 18-32£1772-£270
LAND ROVER RANGE ROVER SPORT(2019)94%£1327£190Grp 18-32£1772-£270
TOYOTA C-HR(2019)92%£1327£190Grp 18-32£1772-£270
TOYOTA COROLLA(2019)93%£1327£190Grp 18-32£1772-£270

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Toyota Models

Explore other Toyota cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Toyota Camry.

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