CarCostCheck

Toyota Camry (2021)

Estimated running costs and MOT pass rates from 446 MOT tests in 2024.

Annual Cost

£2,413

£201/month

MOT Pass Rate

96%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 25-38

2487cc Hybrid

Great Choice

96% pass rate, £2,413/year to run. 14 points above average.

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Hybrid2487cc5 years old446 tests38k miles avg

Annual Running Costs

Fuel (Hybrid, 2487cc)

~30 mpg (petrol-engine estimate; hybrids usually use less)

£1,958
Road Tax

Standard rate (from April 2017)

£200
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£2,413
Per month£201/mo
Per week£46/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

96% MOT pass rate(Excellent)
0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 14 points above the average of 82% across all models in our data. It also outperforms the Toyota brand average of 84%.

96% of MOT tests on Toyota Camrys from 2021 ended in a pass in 2024, when they were about 3 years old. That's based on 446 tests across the UK, retests included. The average mileage recorded at those tests was 38,287 miles.

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How Does It Compare?

Rank among 2021 models550th of 3,336(top 17%)
Rank among Toyota models116th of 970(top 12%)
vs average of all models+14%(82% avg)
vs 2021 models average+4%(92% avg)
vs Toyota average+12%(84% avg)

Mileage Analysis

38,287

Average miles

vs

22,200

Expected for age

The average 2021 Toyota Camry had 38,287 miles on the clock at its 2024 MOT, which is well above the expected 22,200 miles for a 3-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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Best Year to Buy?

Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 96%, while the 1998 model has the lowest at 78%. The 2021 scores 96%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Toyota Camry by Year

YearPass RateTestsAvg Mileage
202297%3739,198 mi
202196%44638,287 mi
202096%66443,951 mi
201994%75969,887 mi
2018100%3464,225 mi
2017100%4364,307 mi
201396%5362,075 mi
2012100%6075,728 mi
200489%46100,855 mi
200387%70113,647 mi
200286%189111,449 mi
200184%4995,017 mi
200077%35123,470 mi
199984%100123,640 mi
199878%174122,735 mi
199778%268124,512 mi
199675%40117,255 mi
199581%32106,634 mi
199451%45140,494 mi
199272%47122,600 mi

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About the 2021 Toyota Camry

The 2021 Toyota Camry is a large car. Our records list a 2487cc hybrid engine, though engines vary between versions. 446 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. It ranks in the top 17% of all 2021 models for MOT pass rate.

With an average of 38,287 miles recorded at its 2024 MOT tests, Toyota Camry owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2021 Toyota Camry Fuel Costs

The 2487cc hybrid engine offers a reasonable balance between performance and economy. Our estimate uses around 30 mpg, the figure for a petrol engine of this size, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). As a hybrid it should use less than that, and real-world fuel costs depend a lot on how much electric-only driving you do.

What does it cost to own a 2021 Toyota Camry?

Total estimated annual running cost is £2,413 (£201/month), broken down as £1,958 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 96% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Toyota Camry Reliability Trend

Newer Toyota Camrys pass their MOT more often than older ones, by 13 percentage points on average, which is mostly down to age and wear.

Buying a Used 2021 Toyota Camry

At 5 years old, the Toyota Camry offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2020 model has the highest pass rate at 96%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Hybrid Battery Health

Medium risk

After 5 years, hybrid battery capacity may have reduced. A full replacement costs £2,000-£4,000, though reconditioning is cheaper at £500-£1,500.

Inverter and Power Electronics

Low risk

The inverter converts DC to AC for the electric motor. Failures are expensive (£1,500+) but relatively rare. Listen for unusual buzzing sounds.

Regenerative Braking

Medium risk

Brake discs can corrode from reduced use (the electric motor handles most braking). Surface rust is normal but deep pitting needs attention.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 Toyota Camry stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Toyota Camry(2021)96%£1,958£200Grp 25-38£2,413
Land Rover Range Rover Sport(2019)94%£1,631£200Grp 18-32£2,086-£327
Toyota C-HR(2019)92%£1,631£200Grp 18-32£2,086-£327
Toyota Corolla(2019)93%£1,631£200Grp 18-32£2,086-£327
Toyota RAV4(2020)95%£1,958£200Grp 25-38£2,413same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2021 Toyota Camry

Is the 2021 Toyota Camry reliable?

Excellent reliability. Very few MOT failures. 96% of MOT tests on 2021 Toyota Camrys ended in a pass, from 446 tests (DVSA MOT data for tests in 2024, retests included). That's 14 points above the average of 82% across all models in the same data.

How much does a 2021 Toyota Camry cost to run?

Our estimate is £2,413 a year (£201 a month): £1,958 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2021 Toyota Camry?

96% of 446 MOT tests on the 2021 Toyota Camry ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 550th of 3,336 models first registered in 2021 (top 17%).

Which year Toyota Camry has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Toyota Camry has the highest MOT pass rate at 96% and the 1998 the lowest at 78%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2021 Toyota Camry?

The average mileage recorded at MOT tests on the 2021 Toyota Camry is 38,287 miles, which is well above the expected 22,200 miles for a 3-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

Related Toyota Models

Explore other Toyota cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Toyota Camry.

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