CarCostCheck

TOYOTA CELICA (1995)

Running costs, reliability data, and common problems from 370 real MOT tests.

Annual Cost

£2,197

£183/month

MOT Pass Rate

77%

Average

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1998cc Petrol

Check Carefully

77% pass rate, £2197/year to run. 5 points below average.

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Petrol1998cc31 years old370 tests124k miles avg

Annual Running Costs

Fuel (Petrol, 1998cc)

~36 mpg

£1,327
Road Tax

Based on 1998cc

£315
MOT Test
£55
Predicted Repairs
£500
Total per year£2,197
Per month£183/mo
Per week£42/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

77% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the national average of 82%. It falls below the TOYOTA brand average of 84%.

At 31 years old, 77% of TOYOTA CELICAs from 1995 passed their MOT first time in 2026. That's based on 370 tests across the UK. The average mileage at this age is 123,514 miles.

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How Does It Compare?

Rank among 1995 cars97th of 228(top 43%)
Rank among TOYOTA models709th of 996(top 71%)
vs national average-5%(82% avg)
vs 1995 cars average+1%(76% avg)
vs TOYOTA average-7%(84% avg)

Mileage Analysis

123,514

Average miles

vs

229,400

Expected for age

The average 1995 TOYOTA CELICA has 123,514 miles on the clock, which is below the expected 229,400 miles for a 31-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2008 model with a 88% MOT pass rate, while the 1997 model has the lowest at 68%. The 1995 sits between the two at 77%.

TOYOTA CELICA by Year

YearPass RateTestsAvg Mileage
200888%57119,491 mi
200773%137131,245 mi
200675%1,775105,306 mi
200573%2,404115,012 mi
200472%2,740116,055 mi
200372%2,488118,340 mi
200274%1,861118,564 mi
200174%1,589119,894 mi
200071%916117,266 mi
199972%894121,784 mi
199871%1,415124,348 mi
199768%1,002133,345 mi
199673%902127,103 mi
199577%370123,514 mi
199473%360123,787 mi
199374%148126,173 mi
199272%169116,058 mi
199170%182122,842 mi
199075%187118,452 mi

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About the 1995 TOYOTA CELICA

The 1995 TOYOTA CELICA is a family car with a 1998cc petrol engine. 370 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 1995, the average MOT pass rate is 76%, and this model beats that benchmark.

With an average of 123,514 miles at 31 years old, TOYOTA CELICA owners tend to use this car less than the typical driver.

1995 TOYOTA CELICA Fuel Costs

The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1995 TOYOTA CELICA?

Total estimated annual running cost is £2,197 183/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 77% pass rate. Keeping on top of servicing will help avoid surprises.

TOYOTA CELICA Reliability Trend

The TOYOTA CELICA has maintained consistent MOT pass rates across model years, varying by only 2 percentage points.

Buying a Used 1995 TOYOTA CELICA

At 31 years old, the TOYOTA CELICA is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2008 model has the highest pass rate at 88%.

Common Issues to Watch For

Based on the 1995 TOYOTA CELICA's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 31 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 124k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 TOYOTA CELICA stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
TOYOTA CELICA(1995)77%£1327£315Grp 18-32£2197
VOLKSWAGEN TRANSPORTER(1996)67%£1592£250Grp 25-38£2597+£400
MAZDA MX-5(1997)76%£1327£135Grp 18-32£2017-£180
BMW Z3(1997)75%£1327£135Grp 18-32£2017-£180
BMW 3 SERIES(1997)79%£1592£250Grp 25-38£2397+£200

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Toyota Models

Explore other Toyota cars or similar models in the same category.

Related Guides

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