How much does a 2005 TOYOTA SURF cost to run?

Estimated annual running cost is £2,045 (£170/month), including £1245 fuel, £395 road tax, £55 MOT, and £350 predicted repairs.

What is the MOT pass rate for a 2005 TOYOTA SURF?

The 2005 TOYOTA SURF has a 81% MOT pass rate based on 115 tests in 2026. This ranks 130 out of 526 cars from 2005.

Which year TOYOTA SURF is most reliable?

The 2003 TOYOTA SURF has the highest MOT pass rate at 82%. The least reliable year is 2004 at 70%.

What is the average mileage for a 2005 TOYOTA SURF?

The average mileage for a 2005 TOYOTA SURF is 182,405 miles, which is in line with the expected 155,400 miles for a 21-year-old car, suggesting normal everyday use.

TOYOTA SURF (2005)

Q: Is the 2005 TOYOTA SURF reliable?

Good reliability. Occasional issues but generally solid. 81% of TOYOTA SURFs from 2005 passed their MOT first time in 2026, based on 115 tests. That's 1 points below the national average of 82%.

Running costs, reliability data, and common problems from 115 real MOT tests.

Annual Cost

£2,045

£170/month

MOT Pass Rate

81%

Good

Road Tax

£395

Based on CC/year

Insurance

Grp 30-42

2982cc Diesel

Solid Option

81% pass rate, £2045/year to run. Close to the national average.

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Diesel2982cc21 years old115 tests182k miles avg

Annual Running Costs

Fuel (Diesel, 2982cc)

~40 mpg

£1,245

Road Tax

Based on 2982cc

£395

MOT Test

£55

Predicted Repairs

£350

Total per year£2,045

Per month£170/mo

Per week£39/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

81% MOT pass rate(Good)

0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.

At 21 years old, 81% of TOYOTA SURFs from 2005 passed their MOT first time in 2026. That's based on 115 tests across the UK. The average mileage at this age is 182,405 miles.

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How Does It Compare?

Rank among 2005 cars130th of 526(top 25%)

Rank among TOYOTA models592th of 996(top 59%)

vs national average-1%(82% avg)

vs 2005 cars average+9%(72% avg)

vs TOYOTA average-3%(84% avg)

Mileage Analysis

182,405

Average miles

155,400

Expected for age

The average 2005 TOYOTA SURF has 182,405 miles on the clock, which is in line with the expected 155,400 miles for a 21-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2003 model with a 82% MOT pass rate, while the 2004 model has the lowest at 70%. The 2005 sits between the two at 81%.

TOYOTA SURF by Year

Year	Pass Rate	Tests	Avg Mileage
2007	82%	33	181,722 mi
2006	78%	64	175,914 mi
2005	81%	115	182,405 mi
2004	70%	147	196,994 mi
2003	82%	128	174,072 mi

Similar Cars to Consider

BMW 3 SERIES

2005 · 2926cc Diesel

£2,050/year

78%

-3%

LAND ROVER DISCOVERY

2006 · 2495cc Diesel

£2,050/year

78%

-3%

LAND ROVER RANGE ROVER SPORT

2006 · 2720cc Diesel

£1,900/year

81%

same

AUDI A4

2004 · 2496cc Diesel

£2,050/year

74%

-7%

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About the 2005 TOYOTA SURF

The 2005 TOYOTA SURF is a large car with a 2982cc diesel engine. 115 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 25% of all 2005 cars for reliability.

With an average of 182,405 miles at 21 years old, TOYOTA SURF owners drive about as much as the UK average.

2005 TOYOTA SURF Fuel Costs

The 2982cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2005 TOYOTA SURF?

Total estimated annual running cost is £2,045 (£170/month), broken down as £1245 fuel, £395 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 81% pass rate. Keeping on top of servicing will help avoid surprises.

TOYOTA SURF Reliability Trend

Newer TOYOTA SURFs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 2005 TOYOTA SURF

At 21 years old, the TOYOTA SURF is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2003 model has the highest pass rate at 82%.

Common Issues to Watch For

Based on the 2005 TOYOTA SURF's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 182k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 TOYOTA SURF stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
TOYOTA SURF(2005)	81%	£1245	£395	Grp 30-42	£2045
BMW 3 SERIES(2005)	78%	£1245	£250	Grp 30-42	£2050+£5
LAND ROVER DISCOVERY(2006)	78%	£1245	£250	Grp 25-38	£2050+£5
LAND ROVER RANGE ROVER SPORT(2006)	81%	£1245	£250	Grp 30-42	£1900-£145
AUDI A4(2004)	74%	£1245	£250	Grp 25-38	£2050+£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.