How much does a 2016 VAUXHALL INSIGNIA cost to run?

Estimated annual running cost is £1,707 (£142/month), including £1037 fuel, £265 road tax, £55 MOT, and £350 predicted repairs.

What is the MOT pass rate for a 2016 VAUXHALL INSIGNIA?

The 2016 VAUXHALL INSIGNIA has a 81% MOT pass rate based on 40,683 tests in 2026. This ranks 473 out of 586 cars from 2016.

Which year VAUXHALL INSIGNIA is most reliable?

The 2018 VAUXHALL INSIGNIA has the highest MOT pass rate at 88%. The least reliable year is 2008 at 70%.

What is the average mileage for a 2016 VAUXHALL INSIGNIA?

The average mileage for a 2016 VAUXHALL INSIGNIA is 87,026 miles, which is in line with the expected 74,000 miles for a 10-year-old car, suggesting normal everyday use.

VAUXHALL INSIGNIA (2016)

Q: Is the 2016 VAUXHALL INSIGNIA reliable?

Good reliability. Occasional issues but generally solid. 81% of VAUXHALL INSIGNIAs from 2016 passed their MOT first time in 2026, based on 40,683 tests. That's 1 points below the national average of 82%.

Running costs, reliability data, and common problems from 40,683 real MOT tests.

Annual Cost

£1,707

£142/month

MOT Pass Rate

81%

Good

Road Tax

£265

Based on CC/year

Insurance

Grp 18-32

1956cc Diesel

Solid Option

81% pass rate, £1707/year to run. Close to the national average.

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Diesel1956cc10 years old40,683 tests87k miles avg

Annual Running Costs

Fuel (Diesel, 1956cc)

~48 mpg

£1,037

Road Tax

Based on 1956cc

£265

MOT Test

£55

Predicted Repairs

£350

Total per year£1,707

Per month£142/mo

Per week£33/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

81% MOT pass rate(Good)

0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.

At 10 years old, 81% of VAUXHALL INSIGNIAs from 2016 passed their MOT first time in 2026. That's based on 40,683 tests across the UK. The average mileage at this age is 87,026 miles.

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How Does It Compare?

Rank among 2016 cars473th of 586(top 81%)

Rank among VAUXHALL models566th of 882(top 64%)

vs national average-1%(82% avg)

vs 2016 cars average-4%(85% avg)

vs VAUXHALL average-3%(84% avg)

Mileage Analysis

87,026

Average miles

74,000

Expected for age

The average 2016 VAUXHALL INSIGNIA has 87,026 miles on the clock, which is in line with the expected 74,000 miles for a 10-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2018 model with a 88% MOT pass rate, while the 2008 model has the lowest at 70%. The 2016 sits between the two at 81%.

VAUXHALL INSIGNIA by Year

Year	Pass Rate	Tests	Avg Mileage
2021	84%	831	44,508 mi
2020	88%	2,460	43,298 mi
2019	88%	13,969	58,557 mi
2018	88%	22,193	64,781 mi
2017	85%	28,382	74,907 mi
2016	81%	40,683	87,026 mi
2015	80%	52,530	100,077 mi
2014	78%	47,126	110,129 mi
2013	79%	39,443	115,689 mi
2012	78%	37,494	119,018 mi
2011	77%	42,781	117,437 mi
2010	75%	26,420	117,904 mi
2009	74%	18,505	117,419 mi
2008	70%	203	98,026 mi

Similar Cars to Consider

VOLKSWAGEN GOLF

2017 · 1598cc Diesel

£1,350/year

91%

+10%

VAUXHALL ASTRA

2014 · 1598cc Diesel

£1,595/year

79%

-2%

FORD FOCUS

2018 · 1499cc Diesel

£1,500/year

89%

+8%

MERCEDES A-CLASS

2017 · 1461cc Diesel

£1,500/year

88%

+7%

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About the 2016 VAUXHALL INSIGNIA

The 2016 VAUXHALL INSIGNIA is a family car with a 1956cc diesel engine. 40,683 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. It sits in the bottom 81% of 2016 cars for MOT pass rates.

With an average of 87,026 miles at 10 years old, VAUXHALL INSIGNIA owners drive about as much as the UK average.

2016 VAUXHALL INSIGNIA Fuel Costs

The 1956cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2016 VAUXHALL INSIGNIA?

Total estimated annual running cost is £1,707 (£142/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 81% pass rate. Keeping on top of servicing will help avoid surprises.

VAUXHALL INSIGNIA Reliability Trend

Newer VAUXHALL INSIGNIAs show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2016 VAUXHALL INSIGNIA

At 10 years old, the VAUXHALL INSIGNIA is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 88%. With 40,683 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2016 VAUXHALL INSIGNIA's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 87k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2016 VAUXHALL INSIGNIA stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
VAUXHALL INSIGNIA(2016)	81%	£1037	£265	Grp 18-32	£1707
VOLKSWAGEN GOLF(2017)	91%	£905	£190	Grp 12-25	£1350-£357
VAUXHALL ASTRA(2014)	79%	£905	£135	Grp 12-25	£1595-£112
FORD FOCUS(2018)	89%	£905	£190	Grp 12-25	£1500-£207
MERCEDES A-CLASS(2017)	88%	£905	£190	Grp 12-25	£1500-£207

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.