How much does a 2013 VAUXHALL INSIGNIA cost to run?

Estimated annual running cost is £2,577 (£215/month), including £1592 fuel, £430 road tax, £55 MOT, and £500 predicted repairs.

What is the MOT pass rate for a 2013 VAUXHALL INSIGNIA?

The 2013 VAUXHALL INSIGNIA has a 79% MOT pass rate based on 39,443 tests in 2026. This ranks 424 out of 626 cars from 2013.

Which year VAUXHALL INSIGNIA is most reliable?

The 2018 VAUXHALL INSIGNIA has the highest MOT pass rate at 88%. The least reliable year is 2008 at 70%.

VAUXHALL INSIGNIA (2013)

Q: Is the 2013 VAUXHALL INSIGNIA reliable?

Average reliability. Expect some repairs as it ages. 79% of VAUXHALL INSIGNIAs from 2013 passed their MOT first time in 2026, based on 39,443 tests. That's 3 points below the national average of 82%.

Q: What is the average mileage for a 2013 VAUXHALL INSIGNIA?

The average mileage for a 2013 VAUXHALL INSIGNIA is 115,689 miles, which is above the expected 96,200 miles for a 13-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

Running costs, reliability data, and common problems from 39,443 real MOT tests.

Annual Cost

£2,577

£215/month

MOT Pass Rate

79%

Average

Road Tax

£430

Based on CC/year

Insurance

Grp 30-42

2792cc Petrol

Check Carefully

79% pass rate, £2577/year to run. Close to the national average.

Buying this car? Check for finance, write-offs & theft

£4.99

Check a specific VAUXHALL INSIGNIA

Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.

Petrol2792cc13 years old39,443 tests116k miles avg

Annual Running Costs

Fuel (Petrol, 2792cc)

~30 mpg

£1,592

Road Tax

Based on 2792cc

£430

MOT Test

£55

Predicted Repairs

£500

Total per year£2,577

Per month£215/mo

Per week£50/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

🛡️

Get an insurance quote for this VAUXHALL INSIGNIA

Compare quotes and find the best deal

Reliability Verdict

79% MOT pass rate(Average)

0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the national average of 82%. It falls below the VAUXHALL brand average of 84%.

At 13 years old, 79% of VAUXHALL INSIGNIAs from 2013 passed their MOT first time in 2026. That's based on 39,443 tests across the UK. The average mileage at this age is 115,689 miles.

Got a VAUXHALL INSIGNIA you're looking at?

Enter the reg plate to check its specific MOT history, mileage, and health score.

How Does It Compare?

Rank among 2013 cars424th of 626(top 68%)

Rank among VAUXHALL models600th of 882(top 68%)

vs national average-3%(82% avg)

vs 2013 cars average-1%(80% avg)

vs VAUXHALL average-5%(84% avg)

Mileage Analysis

115,689

Average miles

96,200

Expected for age

The average 2013 VAUXHALL INSIGNIA has 115,689 miles on the clock, which is above the expected 96,200 miles for a 13-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

Looking at a specific VAUXHALL INSIGNIA?

Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.

Best Year to Buy?

The most reliable year is the 2018 model with a 88% MOT pass rate, while the 2008 model has the lowest at 70%. The 2013 sits between the two at 79%.

VAUXHALL INSIGNIA by Year

Year	Pass Rate	Tests	Avg Mileage
2021	84%	831	44,508 mi
2020	88%	2,460	43,298 mi
2019	88%	13,969	58,557 mi
2018	88%	22,193	64,781 mi
2017	85%	28,382	74,907 mi
2016	81%	40,683	87,026 mi
2015	80%	52,530	100,077 mi
2014	78%	47,126	110,129 mi
2013	79%	39,443	115,689 mi
2012	78%	37,494	119,018 mi
2011	77%	42,781	117,437 mi
2010	75%	26,420	117,904 mi
2009	74%	18,505	117,419 mi
2008	70%	203	98,026 mi

Similar Cars to Consider

BMW 3 SERIES

2014 · 3000cc Petrol

£2,247/year

87%

+8%

BMW 1 SERIES

2013 · 2979cc Petrol

£2,247/year

84%

+5%

HONDA CIVIC

2014 · 2400cc Petrol

£2,247/year

86%

+7%

AUDI TT

2011 · 2480cc Petrol

£2,247/year

85%

+6%

Check a Specific Vauxhall Insignia

Enter a reg plate to get the full MOT history, health score, and mileage verification.

Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.

About the 2013 VAUXHALL INSIGNIA

The 2013 VAUXHALL INSIGNIA is a large car with a 2792cc petrol engine. 39,443 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. Among all cars from 2013, the average MOT pass rate is 80%, and this model falls short of that benchmark.

With an average of 115,689 miles at 13 years old, VAUXHALL INSIGNIA owners cover more miles than the average driver.

2013 VAUXHALL INSIGNIA Fuel Costs

The 2792cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2013 VAUXHALL INSIGNIA?

Total estimated annual running cost is £2,577 (£215/month), broken down as £1592 fuel, £430 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 79% pass rate. Keeping on top of servicing will help avoid surprises.

VAUXHALL INSIGNIA Reliability Trend

Newer VAUXHALL INSIGNIAs show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2013 VAUXHALL INSIGNIA

At 13 years old, the VAUXHALL INSIGNIA is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 88%. With 39,443 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2013 VAUXHALL INSIGNIA's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 13 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 116k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2013 VAUXHALL INSIGNIA stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
VAUXHALL INSIGNIA(2013)	79%	£1592	£430	Grp 30-42	£2577
BMW 3 SERIES(2014)	87%	£1592	£250	Grp 30-42	£2247-£330
BMW 1 SERIES(2013)	84%	£1592	£250	Grp 30-42	£2247-£330
HONDA CIVIC(2014)	86%	£1592	£250	Grp 25-38	£2247-£330
AUDI TT(2011)	85%	£1592	£250	Grp 25-38	£2247-£330

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.