Vauxhall Insignia (2013)

Estimated running costs and MOT pass rates from 39,443 MOT tests in 2024.

Annual Cost

£2,958

£247/month

MOT Pass Rate

79%

Average

Road Tax

£445

Estimated/year

Est. Insurance

Grp 30-42

2792cc Petrol

Check Carefully

79% pass rate, £2,958/year to run. Close to the average across all models.

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Petrol2792cc13 years old39,443 tests116k miles avg

Annual Running Costs

Fuel (Petrol, 2792cc)

~30 mpg

£1,958

Road Tax

Estimated CO2 band

£445

MOT Test

£55

Predicted Repairs

£500

Total per year£2,958

Per month£247/mo

Per week£57/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

79% MOT pass rate(Average)

0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the average of 82% across all models in our data. It falls below the Vauxhall brand average of 84%.

79% of MOT tests on Vauxhall Insignias from 2013 ended in a pass in 2024, when they were about 11 years old. That's based on 39,443 tests across the UK, retests included. The average mileage recorded at those tests was 115,689 miles.

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How Does It Compare?

Rank among 2013 models396th of 588(bottom half)

Rank among Vauxhall models597th of 870(bottom half)

vs average of all models-3%(82% avg)

vs 2013 models average-1%(80% avg)

vs Vauxhall average-5%(84% avg)

Mileage Analysis

115,689

Average miles

81,400

Expected for age

The average 2013 Vauxhall Insignia had 115,689 miles on the clock at its 2024 MOT, which is above the expected 81,400 miles for a 11-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

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Best Year to Buy?

Of the years with at least 100 tests, the 2018 model has the highest MOT pass rate at 88%, while the 2008 model has the lowest at 70%. The 2013 scores 79%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Vauxhall Insignia by Year

Year	Pass Rate	Tests	Avg Mileage
2021	84%	831	44,508 mi
2020	88%	2,460	43,298 mi
2019	88%	13,969	58,557 mi
2018	88%	22,193	64,781 mi
2017	85%	28,382	74,907 mi
2016	81%	40,683	87,026 mi
2015	80%	52,530	100,077 mi
2014	78%	47,126	110,129 mi
2013	79%	39,443	115,689 mi
2012	78%	37,494	119,018 mi
2011	77%	42,781	117,437 mi
2010	75%	26,420	117,904 mi
2009	74%	18,505	117,419 mi
2008	70%	203	98,026 mi

Similar Cars to Consider

BMW 3 Series

2014 · 3000cc Petrol

£2,808/year

87%

+8%

BMW 1 Series

2013 · 2979cc Petrol

£2,808/year

84%

+5%

Honda Civic

2014 · 2400cc Petrol

£2,808/year

86%

+7%

Audi TT

2011 · 2480cc Petrol

£2,808/year

85%

+6%

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About the 2013 Vauxhall Insignia

The 2013 Vauxhall Insignia is a large car. Our records list a 2792cc petrol engine, though engines vary between versions. 39,443 MOT tests were recorded on this model in 2024, making it one of the most commonly tested models on UK roads. Among all models from 2013, the average MOT pass rate is 80%, and this model falls short of that benchmark.

With an average of 115,689 miles recorded at its 2024 MOT tests, Vauxhall Insignia owners cover more miles than the average driver.

2013 Vauxhall Insignia Fuel Costs

The 2792cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2013 Vauxhall Insignia?

Total estimated annual running cost is £2,958 (£247/month), broken down as £1,958 fuel, £445 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 79% pass rate. Keeping on top of servicing will help avoid surprises.

Vauxhall Insignia Reliability Trend

Newer Vauxhall Insignias pass their MOT more often than older ones, by 9 percentage points on average, which is mostly down to age and wear.

Buying a Used 2013 Vauxhall Insignia

At 13 years old, the Vauxhall Insignia is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 88%. With 39,443 MOT tests in our data, there's strong statistical confidence in these figures.

What the 2013 Vauxhall Insignia Fails Its MOT On

Share of the 6,635 MOT tests on the 2013 Vauxhall Insignia that failed at the first attempt in 2025, next to all cars and vans of the same age.

Lights and electrics39%
Same age: 40%
Suspension38%
Same age: 37%
Tyres26%
Same age: 20% (fails on this more often)
Brakes20%
Same age: 22%

DVSA anonymised MOT data for 2025; a test that failed on two areas counts in both. How we count it · Vauxhall Insignia reliability, common problems and years to avoid

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 13 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 116k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2013 Vauxhall Insignia stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Vauxhall Insignia(2013)	79%	£1,958	£445	Grp 30-42	£2,958
BMW 3 Series(2014)	87%	£1,958	£445	Grp 30-42	£2,808-£150
BMW 1 Series(2013)	84%	£1,958	£445	Grp 30-42	£2,808-£150
Honda Civic(2014)	86%	£1,958	£445	Grp 25-38	£2,808-£150
Audi TT(2011)	85%	£1,958	£445	Grp 25-38	£2,808-£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2013 Vauxhall Insignia

Is the 2013 Vauxhall Insignia reliable?

Average reliability. Expect some repairs as it ages. 79% of MOT tests on 2013 Vauxhall Insignias ended in a pass, from 39,443 tests (DVSA MOT data for tests in 2024, retests included). That's 3 points below the average of 82% across all models in the same data.

How much does a 2013 Vauxhall Insignia cost to run?

Our estimate is £2,958 a year (£247 a month): £1,958 fuel, £445 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2013 Vauxhall Insignia?

79% of 39,443 MOT tests on the 2013 Vauxhall Insignia ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 396th of 588 models first registered in 2013 (bottom half).

Which year Vauxhall Insignia has the best MOT pass rate?

Of the years with at least 100 tests, the 2018 Vauxhall Insignia has the highest MOT pass rate at 88% and the 2008 the lowest at 70%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2013 Vauxhall Insignia?

The average mileage recorded at MOT tests on the 2013 Vauxhall Insignia is 115,689 miles, which is above the expected 81,400 miles for a 11-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.