How much does a 2004 VAUXHALL VECTRA cost to run?

Estimated annual running cost is £2,057 (£171/month), including £1037 fuel, £265 road tax, £55 MOT, and £700 predicted repairs.

What is the MOT pass rate for a 2004 VAUXHALL VECTRA?

The 2004 VAUXHALL VECTRA has a 68% MOT pass rate based on 2,420 tests in 2026. This ranks 379 out of 491 cars from 2004.

Which year VAUXHALL VECTRA is most reliable?

The 2000 VAUXHALL VECTRA has the highest MOT pass rate at 75%. The least reliable year is 1996 at 67%.

VAUXHALL VECTRA (2004)

Q: What is the average mileage for a 2004 VAUXHALL VECTRA?

The average mileage for a 2004 VAUXHALL VECTRA is 119,713 miles, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 2,420 real MOT tests.

Annual Cost

£2,057

£171/month

MOT Pass Rate

68%

Below Avg

Road Tax

£265

Based on CC/year

Insurance

Grp 18-32

1995cc Diesel

Proceed With Caution

68% pass rate, £2057/year to run. 14 points below average.

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Diesel1995cc22 years old2,420 tests120k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,037

Road Tax

Based on 1995cc

£265

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,057

Per month£171/mo

Per week£40/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

68% MOT pass rate(Below Avg)

0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 14 points below the national average of 82%. It falls below the VAUXHALL brand average of 84%.

At 22 years old, 68% of VAUXHALL VECTRAs from 2004 passed their MOT first time in 2026. That's based on 2,420 tests across the UK. The average mileage at this age is 119,713 miles.

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How Does It Compare?

Rank among 2004 cars379th of 491(top 77%)

Rank among VAUXHALL models829th of 882(top 94%)

vs national average-14%(82% avg)

vs 2004 cars average-4%(72% avg)

vs VAUXHALL average-16%(84% avg)

Mileage Analysis

119,713

Average miles

162,800

Expected for age

The average 2004 VAUXHALL VECTRA has 119,713 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2000 model with a 75% MOT pass rate, while the 1996 model has the lowest at 67%. The 2004 sits between the two at 68%.

VAUXHALL VECTRA by Year

Year	Pass Rate	Tests	Avg Mileage
2009	71%	3,408	117,617 mi
2008	70%	18,793	117,989 mi
2007	71%	16,124	121,476 mi
2006	72%	8,767	121,234 mi
2005	69%	4,303	121,677 mi
2004	68%	2,420	119,713 mi
2003	70%	1,288	109,896 mi
2002	74%	1,056	110,589 mi
2001	73%	1,098	100,719 mi
2000	75%	656	101,398 mi
1999	73%	790	110,725 mi
1998	70%	570	96,607 mi
1997	72%	327	108,173 mi
1996	67%	78	86,421 mi

Similar Cars to Consider

VOLKSWAGEN GOLF

2006 · 1896cc Diesel

£1,727/year

72%

+4%

VAUXHALL ASTRA

2005 · 1598cc Diesel

£1,795/year

69%

+1%

HONDA CIVIC

2006 · 2204cc Diesel

£2,050/year

71%

+3%

AUDI A3

2006 · 1595cc Diesel

£1,595/year

73%

+5%

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About the 2004 VAUXHALL VECTRA

The 2004 VAUXHALL VECTRA is a family car with a 1995cc diesel engine. 2,420 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It sits in the bottom 77% of 2004 cars for MOT pass rates.

With an average of 119,713 miles at 22 years old, VAUXHALL VECTRA owners tend to use this car less than the typical driver.

2004 VAUXHALL VECTRA Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2004 VAUXHALL VECTRA?

Total estimated annual running cost is £2,057 (£171/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 68% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

VAUXHALL VECTRA Reliability Trend

The VAUXHALL VECTRA has maintained consistent MOT pass rates across model years, varying by only 2 percentage points.

Buying a Used 2004 VAUXHALL VECTRA

At 22 years old, the VAUXHALL VECTRA is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2000 model has the highest pass rate at 75%.

Common Issues to Watch For

Based on the 2004 VAUXHALL VECTRA's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 120k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 68% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 VAUXHALL VECTRA stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
VAUXHALL VECTRA(2004)	68%	£1037	£265	Grp 18-32	£2057
VOLKSWAGEN GOLF(2006)	72%	£1037	£135	Grp 18-32	£1727-£330
VAUXHALL ASTRA(2005)	69%	£905	£135	Grp 12-25	£1795-£262
HONDA CIVIC(2006)	71%	£1245	£250	Grp 25-38	£2050-£7
AUDI A3(2006)	73%	£905	£135	Grp 12-25	£1595-£462

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.