CarCostCheck

VOLVO S40 (2004)

Running costs, common problems, and reliability data based on 2,223 real MOT tests in 2024.

MOT Pass Rate

70%

Total Tests (2024)

2,223

Avg Mileage

106,865 mi

Est. Annual Cost

£2,017

Is the 2004 VOLVO S40 reliable?

Average reliability. Expect some repairs as it ages. That's 12 points below the national average of 82%. It falls below the VOLVO brand average of 87%.

At 20 years old, 70% of VOLVO S40s from 2004 passed their MOT first time in 2024. That's based on 2,223 tests across the UK. The average mileage at this age is 106,865 miles.

How does the 2004 VOLVO S40 compare?

Rank among all 2004 cars324th out of 491(top 66%)
Rank among all VOLVO models608th out of 635(top 96%)
vs national average-12% (82% avg)
vs 2004 cars average-2% (72% avg)
vs VOLVO average-17% (87% avg)

Mileage Analysis

The average 2004 VOLVO S40 has 106,865 miles on the clock, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Best year to buy a VOLVO S40?

The most reliable year is the 2012 model with a 76% MOT pass rate, while the 2000 model has the lowest at 65%. The 2004 sits between the two at 70%.

How much does a 2004 VOLVO S40 cost to run?

Fuel (Petrol, 1783cc)
£1,327
🏛️Road Tax
£135
🔧MOT Test
£55
🛠️Predicted Repairs

Higher than average due to low pass rate

£500
Total per year£2,017
Per month£168/mo

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.

VOLVO S40 by Year

YearPass RateTestsAvg Mileage
201374%6694,541 mi
201276%2,267101,974 mi
201174%2,791110,521 mi
201072%3,808110,559 mi
200974%4,499109,564 mi
200872%5,487115,488 mi
200773%3,388119,784 mi
200673%3,314119,567 mi
200570%2,790116,994 mi
200470%2,223106,865 mi
200367%1,280104,893 mi
200269%823102,845 mi
200171%599101,232 mi
200065%37995,420 mi
199966%42595,707 mi
199874%35698,379 mi
199772%21999,179 mi
199673%4084,454 mi

Checking a specific VOLVO S40?

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About the 2004 VOLVO S40

The 2004 VOLVO S40 is a premium with a 1783cc petrol engine. 2,223 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model falls short of that benchmark.

With an average of 106,865 miles at 20 years old, VOLVO S40 owners tend to use this car less than the typical driver.

2004 VOLVO S40 Fuel Costs

The 1783cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 VOLVO S40?

Total estimated annual running cost is £2,017 168/month), broken down as £1327 fuel, £135 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 70% pass rate. Keeping on top of servicing will help avoid surprises.

VOLVO S40 Reliability Trend

Newer VOLVO S40s show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 2004 VOLVO S40

At 20 years old, the VOLVO S40 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2012 model has the highest pass rate at 76%.

Alternatives to the 2004 VOLVO S40

If reliability is your priority, there are 4 similar cars with a higher MOT pass rate. Here are comparable petrol cars with similar engines: