CarCostCheck

VOLVO S40 (2007)

Running costs, reliability data, and common problems from 3,388 real MOT tests.

Annual Cost

£2,197

£183/month

MOT Pass Rate

73%

Average

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1783cc Petrol

Check Carefully

73% pass rate, £2197/year to run. 9 points below average.

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Petrol1783cc19 years old3,388 tests120k miles avg

Annual Running Costs

Fuel (Petrol, 1783cc)

~36 mpg

£1,327
Road Tax

Based on 1783cc

£315
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£2,197
Per month£183/mo
Per week£42/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

73% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 9 points below the national average of 82%. It falls below the VOLVO brand average of 87%.

At 19 years old, 73% of VOLVO S40s from 2007 passed their MOT first time in 2026. That's based on 3,388 tests across the UK. The average mileage at this age is 119,784 miles.

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How Does It Compare?

Rank among 2007 cars360th of 598(top 60%)
Rank among VOLVO models568th of 635(top 89%)
vs national average-9%(82% avg)
vs 2007 cars average+0%(73% avg)
vs VOLVO average-14%(87% avg)

Mileage Analysis

119,784

Average miles

vs

140,600

Expected for age

The average 2007 VOLVO S40 has 119,784 miles on the clock, which is in line with the expected 140,600 miles for a 19-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2012 model with a 76% MOT pass rate, while the 2000 model has the lowest at 65%. The 2007 sits between the two at 73%.

VOLVO S40 by Year

YearPass RateTestsAvg Mileage
201374%6694,541 mi
201276%2,267101,974 mi
201174%2,791110,521 mi
201072%3,808110,559 mi
200974%4,499109,564 mi
200872%5,487115,488 mi
200773%3,388119,784 mi
200673%3,314119,567 mi
200570%2,790116,994 mi
200470%2,223106,865 mi
200367%1,280104,893 mi
200269%823102,845 mi
200171%599101,232 mi
200065%37995,420 mi
199966%42595,707 mi
199874%35698,379 mi
199772%21999,179 mi
199673%4084,454 mi

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About the 2007 VOLVO S40

The 2007 VOLVO S40 is a premium with a 1783cc petrol engine. 3,388 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2007, the average MOT pass rate is 73%, and this model falls short of that benchmark.

With an average of 119,784 miles at 19 years old, VOLVO S40 owners drive about as much as the UK average.

2007 VOLVO S40 Fuel Costs

The 1783cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2007 VOLVO S40?

Total estimated annual running cost is £2,197 183/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 73% pass rate. Keeping on top of servicing will help avoid surprises.

VOLVO S40 Reliability Trend

Newer VOLVO S40s show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 2007 VOLVO S40

At 19 years old, the VOLVO S40 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2012 model has the highest pass rate at 76%.

Common Issues to Watch For

Based on the 2007 VOLVO S40's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 19 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 120k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2007 VOLVO S40 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
VOLVO S40(2007)73%£1327£315Grp 18-32£2197
FORD FIESTA(2008)72%£1137£30Grp 8-20£1722-£475
FORD FOCUS(2009)74%£1137£135Grp 12-25£1827-£370
MINI MINI(2009)75%£1137£135Grp 12-25£1827-£370
BMW 3 SERIES(2007)80%£1327£135Grp 18-32£1867-£330

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Volvo Models

Explore other Volvo cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Volvo S40.

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