CarCostCheck

Volvo XC60 (2012)

Estimated running costs and MOT pass rates from 9,177 MOT tests in 2024.

Annual Cost

£2,808

£234/month

MOT Pass Rate

82%

Good

Road Tax

£445

Estimated/year

Est. Insurance

Grp 30-42

2950cc Petrol

Solid Option

82% pass rate, £2,808/year to run. Close to the average across all models.

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Petrol2950cc14 years old9,177 tests115k miles avg

Annual Running Costs

Fuel (Petrol, 2950cc)

~30 mpg

£1,958
Road Tax

Estimated CO2 band

£445
MOT Test
£55
Predicted Repairs
£350
Total per year£2,808
Per month£234/mo
Per week£54/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

82% MOT pass rate(Good)
0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data. It falls below the Volvo brand average of 87%.

82% of MOT tests on Volvo XC60s from 2012 ended in a pass in 2024, when they were about 12 years old. That's based on 9,177 tests across the UK, retests included. The average mileage recorded at those tests was 115,435 miles.

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How Does It Compare?

Rank among 2012 models312th of 650(top half)
Rank among Volvo models437th of 619(bottom half)
vs average of all models+0%(82% avg)
vs 2012 models average+4%(78% avg)
vs Volvo average-5%(87% avg)

Mileage Analysis

115,435

Average miles

vs

88,800

Expected for age

The average 2012 Volvo XC60 had 115,435 miles on the clock at its 2024 MOT, which is above the expected 88,800 miles for a 12-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

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Best Year to Buy?

Of the years with at least 100 tests, the 2019 model has the highest MOT pass rate at 92%, while the 2008 model has the lowest at 76%. The 2012 scores 82%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Volvo XC60 by Year

YearPass RateTestsAvg Mileage
202290%3123,208 mi
202195%8628,103 mi
202092%33035,894 mi
201992%11,44246,221 mi
201891%19,03255,606 mi
201788%26,40366,615 mi
201686%26,49777,072 mi
201585%23,23689,084 mi
201484%17,07799,614 mi
201383%9,840104,956 mi
201282%9,177115,435 mi
201181%8,503123,714 mi
201081%7,990130,067 mi
200981%5,740132,049 mi
200876%539135,474 mi

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About the 2012 Volvo XC60

The 2012 Volvo XC60 is a premium performance car. Our records list a 2950cc petrol engine, though engines vary between versions. 9,177 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. Among all models from 2012, the average MOT pass rate is 78%, and this model beats that benchmark.

With an average of 115,435 miles recorded at its 2024 MOT tests, Volvo XC60 owners cover more miles than the average driver.

2012 Volvo XC60 Fuel Costs

The 2950cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2012 Volvo XC60?

Total estimated annual running cost is £2,808 (£234/month), broken down as £1,958 fuel, £445 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 82% pass rate. Keeping on top of servicing will help avoid surprises.

Volvo XC60 Reliability Trend

Newer Volvo XC60s pass their MOT more often than older ones, by 8 percentage points on average, which is mostly down to age and wear.

Buying a Used 2012 Volvo XC60

At 14 years old, the Volvo XC60 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2019 model has the highest pass rate at 92%. With 9,177 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 14 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 115k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2012 Volvo XC60 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Volvo XC60(2012)82%£1,958£445Grp 30-42£2,808
BMW 3 Series(2014)87%£1,958£445Grp 30-42£2,808same
Vauxhall Insignia(2011)77%£1,958£445Grp 30-42£2,958+£150
BMW 1 Series(2013)84%£1,958£445Grp 30-42£2,808same
Audi TT(2011)85%£1,958£445Grp 25-38£2,808same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2012 Volvo XC60

Is the 2012 Volvo XC60 reliable?

Good reliability. Occasional issues but generally solid. 82% of MOT tests on 2012 Volvo XC60s ended in a pass, from 9,177 tests (DVSA MOT data for tests in 2024, retests included). That's level with the average of 82% across all models in the same data.

How much does a 2012 Volvo XC60 cost to run?

Our estimate is £2,808 a year (£234 a month): £1,958 fuel, £445 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2012 Volvo XC60?

82% of 9,177 MOT tests on the 2012 Volvo XC60 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 312th of 650 models first registered in 2012 (top half).

Which year Volvo XC60 has the best MOT pass rate?

Of the years with at least 100 tests, the 2019 Volvo XC60 has the highest MOT pass rate at 92% and the 2008 the lowest at 76%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2012 Volvo XC60?

The average mileage recorded at MOT tests on the 2012 Volvo XC60 is 115,435 miles, which is above the expected 88,800 miles for a 12-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

Related Volvo Models

Explore other Volvo cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Volvo XC60.

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