Volvo XC60 (2020)

Estimated running costs and MOT pass rates from 330 MOT tests in 2024.

Annual Cost

£2,086

£174/month

MOT Pass Rate

92%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

1969cc Petrol

Great Choice

92% pass rate, £2,086/year to run. 10 points above average.

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Petrol1969cc6 years old330 tests36k miles avg

Annual Running Costs

Fuel (Petrol, 1969cc)

~36 mpg

£1,631

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£2,086

Per month£174/mo

Per week£40/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

92% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 10 points above the average of 82% across all models in our data. It also outperforms the Volvo brand average of 87%.

92% of MOT tests on Volvo XC60s from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 330 tests across the UK, retests included. The average mileage recorded at those tests was 35,894 miles.

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How Does It Compare?

Rank among 2020 models1363rd of 2,554(bottom half)

Rank among Volvo models216th of 619(top half)

vs average of all models+10%(82% avg)

vs 2020 models average+0%(92% avg)

vs Volvo average+5%(87% avg)

Mileage Analysis

35,894

Average miles

29,600

Expected for age

The average 2020 Volvo XC60 had 35,894 miles on the clock at its 2024 MOT, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

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Best Year to Buy?

Of the years with at least 100 tests, the 2019 model has the highest MOT pass rate at 92%, while the 2008 model has the lowest at 76%. The 2020 scores 92%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Volvo XC60 by Year

Year	Pass Rate	Tests	Avg Mileage
2022	90%	31	23,208 mi
2021	95%	86	28,103 mi
2020	92%	330	35,894 mi
2019	92%	11,442	46,221 mi
2018	91%	19,032	55,606 mi
2017	88%	26,403	66,615 mi
2016	86%	26,497	77,072 mi
2015	85%	23,236	89,084 mi
2014	84%	17,077	99,614 mi
2013	83%	9,840	104,956 mi
2012	82%	9,177	115,435 mi
2011	81%	8,503	123,714 mi
2010	81%	7,990	130,067 mi
2009	81%	5,740	132,049 mi
2008	76%	539	135,474 mi

Similar Cars to Consider

Volkswagen Golf

2019 · 1498cc Petrol

£1,853/year

92%

same

Ford Kuga

2018 · 1499cc Petrol

£1,853/year

90%

-2%

MINI Cooper

2018 · 1499cc Petrol

£1,853/year

92%

same

Nissan Qashqai

2020 · 1598cc Petrol

£1,853/year

93%

+1%

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About the 2020 Volvo XC60

The 2020 Volvo XC60 is a premium car. Our records list a 1969cc petrol engine, though engines vary between versions. 330 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. Among all models from 2020, the average MOT pass rate is 92%, and this model matches that benchmark.

With an average of 35,894 miles recorded at its 2024 MOT tests, Volvo XC60 owners cover more miles than the average driver.

2020 Volvo XC60 Fuel Costs

The 1969cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2020 Volvo XC60?

Total estimated annual running cost is £2,086 (£174/month), broken down as £1,631 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Volvo XC60 Reliability Trend

Newer Volvo XC60s pass their MOT more often than older ones, by 8 percentage points on average, which is mostly down to age and wear.

Buying a Used 2020 Volvo XC60

At 6 years old, the Volvo XC60 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2019 model has the highest pass rate at 92%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 6 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Volvo XC60 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Volvo XC60(2020)	92%	£1,631	£200	Grp 18-32	£2,086
Volkswagen Golf(2019)	92%	£1,398	£200	Grp 12-25	£1,853-£233
Ford Kuga(2018)	90%	£1,398	£200	Grp 12-25	£1,853-£233
MINI Cooper(2018)	92%	£1,398	£200	Grp 12-25	£1,853-£233
Nissan Qashqai(2020)	93%	£1,398	£200	Grp 12-25	£1,853-£233

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Volvo XC60

Is the 2020 Volvo XC60 reliable?

Excellent reliability. Very few MOT failures. 92% of MOT tests on 2020 Volvo XC60s ended in a pass, from 330 tests (DVSA MOT data for tests in 2024, retests included). That's 10 points above the average of 82% across all models in the same data.

How much does a 2020 Volvo XC60 cost to run?

Our estimate is £2,086 a year (£174 a month): £1,631 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Volvo XC60?

92% of 330 MOT tests on the 2020 Volvo XC60 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 1363rd of 2,554 models first registered in 2020 (bottom half).

Which year Volvo XC60 has the best MOT pass rate?

Of the years with at least 100 tests, the 2019 Volvo XC60 has the highest MOT pass rate at 92% and the 2008 the lowest at 76%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Volvo XC60?

The average mileage recorded at MOT tests on the 2020 Volvo XC60 is 35,894 miles, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.