Is the 2020 VOLVO XC60 reliable?

Excellent reliability. Very few MOT failures. 92% of VOLVO XC60s from 2020 passed their MOT first time in 2026, based on 330 tests. That's 10 points above the national average of 82%.

How much does a 2020 VOLVO XC60 cost to run?

Estimated annual running cost is £1,777 (£148/month), including £1327 fuel, £195 road tax, £55 MOT, and £200 predicted repairs.

What is the MOT pass rate for a 2020 VOLVO XC60?

The 2020 VOLVO XC60 has a 92% MOT pass rate based on 330 tests in 2026. This ranks 1390 out of 2596 cars from 2020.

Which year VOLVO XC60 is most reliable?

The 2021 VOLVO XC60 has the highest MOT pass rate at 95%. The least reliable year is 2008 at 76%.

What is the average mileage for a 2020 VOLVO XC60?

The average mileage for a 2020 VOLVO XC60 is 35,894 miles, which is in line with the expected 44,400 miles for a 6-year-old car, suggesting normal everyday use.

VOLVO XC60 (2020)

Running costs, reliability data, and common problems from 330 real MOT tests.

Annual Cost

£1,777

£148/month

MOT Pass Rate

92%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1969cc Petrol

Great Choice

92% pass rate, £1777/year to run. 10 points above average.

Buying this car? Check for finance, write-offs & theft

£4.99

Check a specific VOLVO XC60

Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.

Petrol1969cc6 years old330 tests36k miles avg

Annual Running Costs

Fuel (Petrol, 1969cc)

~36 mpg

£1,327

Road Tax

Flat rate (post-2017)

£195

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,777

Per month£148/mo

Per week£34/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

🛡️

Get an insurance quote for this VOLVO XC60

Compare quotes and find the best deal

Reliability Verdict

92% MOT pass rate(Excellent)

0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the VOLVO brand average of 87%.

At 6 years old, 92% of VOLVO XC60s from 2020 passed their MOT first time in 2026. That's based on 330 tests across the UK. The average mileage at this age is 35,894 miles.

Got a VOLVO XC60 you're looking at?

Enter the reg plate to check its specific MOT history, mileage, and health score.

How Does It Compare?

Rank among 2020 cars1390th of 2,596(top 54%)

Rank among VOLVO models219th of 635(top 34%)

vs national average+10%(82% avg)

vs 2020 cars average+0%(92% avg)

vs VOLVO average+5%(87% avg)

Mileage Analysis

35,894

Average miles

44,400

Expected for age

The average 2020 VOLVO XC60 has 35,894 miles on the clock, which is in line with the expected 44,400 miles for a 6-year-old car, suggesting normal everyday use.

Looking at a specific VOLVO XC60?

Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.

Best Year to Buy?

The most reliable year is the 2021 model with a 95% MOT pass rate, while the 2008 model has the lowest at 76%. The 2020 sits between the two at 92%.

VOLVO XC60 by Year

Year	Pass Rate	Tests	Avg Mileage
2022	90%	31	23,208 mi
2021	95%	86	28,103 mi
2020	92%	330	35,894 mi
2019	92%	11,442	46,221 mi
2018	91%	19,032	55,606 mi
2017	88%	26,403	66,615 mi
2016	86%	26,497	77,072 mi
2015	85%	23,236	89,084 mi
2014	84%	17,077	99,614 mi
2013	83%	9,840	104,956 mi
2012	82%	9,177	115,435 mi
2011	81%	8,503	123,714 mi
2010	81%	7,990	130,067 mi
2009	81%	5,740	132,049 mi
2008	76%	539	135,474 mi

Similar Cars to Consider

VOLKSWAGEN GOLF

2019 · 1498cc Petrol

£1,582/year

92%

same

FORD KUGA

2018 · 1499cc Petrol

£1,582/year

90%

-2%

MINI COOPER

2018 · 1499cc Petrol

£1,582/year

92%

same

NISSAN QASHQAI

2020 · 1598cc Petrol

£1,582/year

93%

+1%

Check a Specific Volvo Xc60

Enter a reg plate to get the full MOT history, health score, and mileage verification.

Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.

About the 2020 VOLVO XC60

The 2020 VOLVO XC60 is a premium with a 1969cc petrol engine. 330 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 35,894 miles at 6 years old, VOLVO XC60 owners drive about as much as the UK average.

2020 VOLVO XC60 Fuel Costs

The 1969cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 VOLVO XC60?

Total estimated annual running cost is £1,777 (£148/month), broken down as £1327 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

VOLVO XC60 Reliability Trend

Newer VOLVO XC60s show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2020 VOLVO XC60

At 6 years old, the VOLVO XC60 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2021 model has the highest pass rate at 95%.

Common Issues to Watch For

Based on the 2020 VOLVO XC60's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 6 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 VOLVO XC60 stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
VOLVO XC60(2020)	92%	£1327	£195	Grp 18-32	£1777
VOLKSWAGEN GOLF(2019)	92%	£1137	£190	Grp 12-25	£1582-£195
FORD KUGA(2018)	90%	£1137	£190	Grp 12-25	£1582-£195
MINI COOPER(2018)	92%	£1137	£190	Grp 12-25	£1582-£195
NISSAN QASHQAI(2020)	93%	£1137	£190	Grp 12-25	£1582-£195

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.