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Volvo Xc40 vs Bmw X1: Which is Better? (2026)

Side-by-side comparison of the Volvo Xc40 and Bmw X1, covering MOT pass rates, running costs, common faults, and overall reliability. Based on 301,315 real MOT tests.

Quick Verdict

This is a very close comparison. The Volvo Xc40 (93% pass rate) and Bmw X1 (88% pass rate) are evenly matched on reliability. Your decision should come down to personal preference, running costs, and which feels better to drive. Both are solid choices in the premium segment.

Volvo Xc40

93%

MOT pass rate

100,928 tests

More reliable

Bmw X1

88%

MOT pass rate

200,387 tests

Full Comparison: Volvo Xc40 vs Bmw X1

CategoryVolvo Xc40Bmw X1
MOT Pass Rate93%Winner88%
MOT Fail Rate7%Winner12%
vs National Avg+11 ptsWinner+6 pts
Est. Fuel Cost (8,000 mi/yr)£1,434£1,434
Insurance Group18-2825-35
Est. Depreciation/yr£1,200-£2,200£2,000-£3,500
Engine Size1.8L2.0L
Fuel Type(s)Petrol, HybridPetrol, Diesel
SegmentPremiumPremium
Avg Mileage34,344 miWinner68,415 mi
MOT Tests Analysed100,928200,387
Model Years5 years14 years
Best Year2022 (96%)Winner2022 (94%)
Worst Year2018 (91%)Winner2009 (81%)
Reliability TrendStableImprovingWinner

Common Problems Comparison

Volvo Xc40 Known Issues

  • Suspension wear on older models
  • Lighting defects (common on all cars)
Full Volvo Xc40 common problems guide

Bmw X1 Known Issues

  • DPF and emissions issues (diesel models)
  • Higher tyre and brake wear (larger engine)
  • Suspension wear on older models
  • Lighting defects (common on all cars)
Full Bmw X1 common problems guide

Check a Specific Volvo Xc40

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Check a Specific Bmw X1

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Volvo Xc40 vs Bmw X1 FAQ

Which is more reliable, the Volvo Xc40 or Bmw X1?

Based on MOT data, the Volvo Xc40 is more reliable with a 93% pass rate, compared to 88% for the Bmw X1.

Which is cheaper to run?

At 8,000 miles per year, the Volvo Xc40 costs around £1,434 in fuel, while the Bmw X1 costs around £1,434. The Volvo Xc40 is cheaper on fuel. Insurance, depreciation, and repair costs also factor into total running costs.

Should I buy a Volvo Xc40 or Bmw X1?

This is a very close comparison. The Volvo Xc40 (93% pass rate) and Bmw X1 (88% pass rate) are evenly matched on reliability. Your decision should come down to personal preference, running costs, and which feels better to drive. Both are solid choices in the premium segment.

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