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BMW 520 (2017)

Running costs, reliability data, and common problems from 3,033 real MOT tests.

Annual Cost

£1,487

£124/month

MOT Pass Rate

90%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1995cc Diesel

Great Choice

90% pass rate, £1487/year to run. 8 points above average.

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Diesel1995cc9 years old3,033 tests79k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,037
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,487
Per month£124/mo
Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

90% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 8 points above the national average of 82%.

At 9 years old, 90% of BMW 520s from 2017 passed their MOT first time in 2026. That's based on 3,033 tests across the UK. The average mileage at this age is 78,699 miles.

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How Does It Compare?

Rank among 2017 cars232th of 579(top 40%)
Rank among BMW models693th of 1,564(top 44%)
vs national average+8%(82% avg)
vs 2017 cars average+3%(87% avg)
vs BMW average+2%(88% avg)

Mileage Analysis

78,699

Average miles

vs

66,600

Expected for age

The average 2017 BMW 520 has 78,699 miles on the clock, which is in line with the expected 66,600 miles for a 9-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2021 model with a 97% MOT pass rate, while the 1996 model has the lowest at 64%. The 2017 sits between the two at 90%.

BMW 520 by Year

YearPass RateTestsAvg Mileage
202197%6121,198 mi
202091%15337,784 mi
201993%26053,629 mi
201889%40859,377 mi
201790%3,03378,699 mi
201690%21,85888,137 mi
201589%22,398100,237 mi
201487%22,280111,440 mi
201386%13,541117,221 mi
201284%13,792126,086 mi
201182%15,882135,205 mi
201082%8,647137,583 mi
200981%8,080144,392 mi
200880%5,590153,055 mi
200779%6,483162,310 mi
200677%4,128171,451 mi
200572%1,137170,402 mi
200478%502123,517 mi
200375%752112,691 mi
200274%599119,674 mi
200175%416118,034 mi
200078%219119,331 mi
199978%368129,821 mi
199865%366131,359 mi
199769%183116,662 mi
199664%114118,652 mi
199575%336123,709 mi
199478%201118,772 mi
199374%138111,214 mi
199271%99101,159 mi
199179%52120,049 mi

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About the 2017 BMW 520

The 2017 BMW 520 is a premium with a 1995cc diesel engine. 3,033 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2017, the average MOT pass rate is 87%, and this model beats that benchmark.

With an average of 78,699 miles at 9 years old, BMW 520 owners drive about as much as the UK average.

2017 BMW 520 Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2017 BMW 520?

Total estimated annual running cost is £1,487 124/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW 520 Reliability Trend

Newer BMW 520s show better MOT pass rates than older ones, with an average improvement of 12 percentage points.

Buying a Used 2017 BMW 520

At 9 years old, this is a solid used buy if you find one with good service history. Depreciation has levelled off, so you won't lose much more value. Focus on condition over mileage. If you're flexible on year, the 2021 model has the highest pass rate at 97%.

Common Issues to Watch For

Based on the 2017 BMW 520's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Suspension Wear

Medium risk

Shock absorbers, springs, and anti-roll bar links typically need attention around this age. Listen for clunks over bumps and check for uneven tyre wear.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2017 BMW 520 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 520(2017)90%£1037£195Grp 18-32£1487
VOLKSWAGEN GOLF(2017)91%£905£190Grp 12-25£1350-£137
FORD FOCUS(2019)89%£905£190Grp 12-25£1500+£13
AUDI A3(2015)88%£905£135Grp 12-25£1445-£42
FORD TRANSIT(2017)81%£1037£190Grp 18-32£1632+£145

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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