CarCostCheck

BMW 525 (1990)

Running costs, reliability data, and common problems from 70 real MOT tests.

Annual Cost

£2,777

£231/month

MOT Pass Rate

69%

Below Avg

Road Tax

£430

Based on CC/year

Insurance

Grp 25-38

2494cc Petrol

Proceed With Caution

69% pass rate, £2777/year to run. 13 points below average.

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Petrol2494cc36 years old70 tests129k miles avg

Annual Running Costs

Fuel (Petrol, 2494cc)

~30 mpg

£1,592
Road Tax

Based on 2494cc

£430
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£2,777
Per month£231/mo
Per week£53/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

69% MOT pass rate(Below Avg)
0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the national average of 82%. It falls below the BMW brand average of 88%.

At 36 years old, 69% of BMW 525s from 1990 passed their MOT first time in 2026. That's based on 70 tests across the UK. The average mileage at this age is 128,725 miles.

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How Does It Compare?

Rank among 1990 cars170th of 190(top 89%)
Rank among BMW models1550th of 1,564(top 99%)
vs national average-13%(82% avg)
vs 1990 cars average-10%(79% avg)
vs BMW average-19%(88% avg)

Mileage Analysis

128,725

Average miles

vs

266,400

Expected for age

The average 1990 BMW 525 has 128,725 miles on the clock, which is significantly below the expected 266,400 miles for a 36-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2016 model with a 91% MOT pass rate, while the 1990 model has the lowest at 69%. Consider a different year if reliability is a priority.

BMW 525 by Year

YearPass RateTestsAvg Mileage
201776%3763,347 mi
201691%42692,921 mi
201589%88198,550 mi
201489%813108,795 mi
201384%448116,973 mi
201282%669119,797 mi
201187%1,652127,862 mi
201086%1,697129,103 mi
200985%2,283138,274 mi
200882%2,974147,855 mi
200781%3,218153,182 mi
200681%2,842152,320 mi
200580%3,057158,580 mi
200477%1,980146,538 mi
200376%1,425139,542 mi
200279%1,357140,217 mi
200176%894138,556 mi
200070%161134,867 mi
199870%33153,429 mi
199786%49127,831 mi
199678%206143,832 mi
199580%363147,789 mi
199478%280142,062 mi
199382%137142,304 mi
199276%100130,213 mi
199178%74120,250 mi
199069%70128,725 mi

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About the 1990 BMW 525

The 1990 BMW 525 is a premium with a 2494cc petrol engine. 70 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 89% of 1990 cars for MOT pass rates.

With an average of 128,725 miles at 36 years old, BMW 525 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1990 BMW 525 Fuel Costs

The 2494cc petrol engine offers a reasonable balance between performance and economy. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1990 BMW 525?

Total estimated annual running cost is £2,777 231/month), broken down as £1592 fuel, £430 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

BMW 525 Reliability Trend

Newer BMW 525s show better MOT pass rates than older ones, with an average improvement of 8 percentage points.

Buying a Used 1990 BMW 525

At 36 years old, the BMW 525 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 70 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 1990 BMW 525's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 36 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 129k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Higher Than Average Failure Rate

Watch out

With a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1990 BMW 525 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 525(1990)69%£1592£430Grp 25-38£2777
MERCEDES 190 E(1992)79%£1327£135Grp 18-32£2017-£760
MERCEDES 300(1990)84%£1592£250Grp 30-42£2247-£530
PORSCHE 944(1990)85%£1592£250Grp 30-42£2247-£530
TOYOTA MR2(1992)70%£1327£135Grp 18-32£2017-£760

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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Related Guides

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