BMW 525 (2016)
Estimated running costs and MOT pass rates from 426 MOT tests in 2024.
Annual Cost
£1,927
£161/month
MOT Pass Rate
91%
Excellent
Road Tax
£275
Estimated/year
Est. Insurance
Grp 18-32
1995cc Diesel
Great Choice
91% pass rate, £1,927/year to run. 9 points above average.
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Annual Running Costs
~48 mpg
Estimated CO2 band
Low estimate due to excellent reliability
Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.
Reliability Verdict
Excellent reliability. Very few MOT failures. That's 9 points above the average of 82% across all models in our data.
91% of MOT tests on BMW 525s from 2016 ended in a pass in 2024, when they were about 8 years old. That's based on 426 tests across the UK, retests included. The average mileage recorded at those tests was 92,921 miles.
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How Does It Compare?
Mileage Analysis
92,921
Average miles
59,200
Expected for age
The average 2016 BMW 525 had 92,921 miles on the clock at its 2024 MOT, which is well above the expected 59,200 miles for a 8-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.
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BMW 525 by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2017 | 76% | 37 | 63,347 mi | |
| 2016 | 91% | 426 | 92,921 mi | |
| 2015 | 89% | 881 | 98,550 mi | |
| 2014 | 89% | 813 | 108,795 mi | |
| 2013 | 84% | 448 | 116,973 mi | |
| 2012 | 82% | 669 | 119,797 mi | |
| 2011 | 87% | 1,652 | 127,862 mi | |
| 2010 | 86% | 1,697 | 129,103 mi | |
| 2009 | 85% | 2,283 | 138,274 mi | |
| 2008 | 82% | 2,974 | 147,855 mi | |
| 2007 | 81% | 3,218 | 153,182 mi | |
| 2006 | 81% | 2,842 | 152,320 mi | |
| 2005 | 80% | 3,057 | 158,580 mi | |
| 2004 | 77% | 1,980 | 146,538 mi | |
| 2003 | 76% | 1,425 | 139,542 mi | |
| 2002 | 79% | 1,357 | 140,217 mi | |
| 2001 | 76% | 894 | 138,556 mi | |
| 2000 | 70% | 161 | 134,867 mi | |
| 1998 | 70% | 33 | 153,429 mi | |
| 1997 | 86% | 49 | 127,831 mi | |
| 1996 | 78% | 206 | 143,832 mi | |
| 1995 | 80% | 363 | 147,789 mi | |
| 1994 | 78% | 280 | 142,062 mi | |
| 1993 | 82% | 137 | 142,304 mi | |
| 1992 | 76% | 100 | 130,213 mi | |
| 1991 | 78% | 74 | 120,250 mi | |
| 1990 | 69% | 70 | 128,725 mi |
Similar Cars to Consider
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About the 2016 BMW 525
The 2016 BMW 525 is a premium car. Our records list a 1995cc diesel engine, though engines vary between versions. 426 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. Among all models from 2016, the average MOT pass rate is 85%, and this model beats that benchmark.
With an average of 92,921 miles recorded at its 2024 MOT tests, BMW 525 owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.
2016 BMW 525 Fuel Costs
The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2016 BMW 525?
Total estimated annual running cost is £1,927 (£161/month), broken down as £1,397 fuel, £275 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 91% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
BMW 525 Reliability Trend
Newer BMW 525s pass their MOT more often than older ones, by 8 percentage points on average, which is mostly down to age and wear.
Buying a Used 2016 BMW 525
At 10 years old, the BMW 525 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.
Common Issues to Watch For
These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Watch outDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
AdBlue System
Medium riskPost-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Medium riskWith an average of 93k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2016 BMW 525 stacks up against similar cars for estimated annual running costs, insurance group, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Est. Ins. Group | Total/yr |
|---|---|---|---|---|---|
| BMW 525(2016) | 91% | £1,397 | £275 | Grp 18-32 | £1,927 |
| Volkswagen Golf(2017) | 91% | £1,219 | £200 | Grp 12-25 | £1,674-£253 |
| Vauxhall Astra(2014) | 79% | £1,219 | £170 | Grp 12-25 | £1,944+£17 |
| Ford Focus(2018) | 89% | £1,219 | £200 | Grp 12-25 | £1,824-£103 |
| Audi A3(2015) | 88% | £1,219 | £170 | Grp 12-25 | £1,794-£133 |
Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.
Questions about the 2016 BMW 525
Is the 2016 BMW 525 reliable?
Excellent reliability. Very few MOT failures. 91% of MOT tests on 2016 BMW 525s ended in a pass, from 426 tests (DVSA MOT data for tests in 2024, retests included). That's 9 points above the average of 82% across all models in the same data.
How much does a 2016 BMW 525 cost to run?
Our estimate is £1,927 a year (£161 a month): £1,397 fuel, £275 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.
What is the MOT pass rate for a 2016 BMW 525?
91% of 426 MOT tests on the 2016 BMW 525 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 156th of 539 models first registered in 2016 (top half).
Which year BMW 525 has the best MOT pass rate?
Of the years with at least 100 tests, the 2016 BMW 525 has the highest MOT pass rate at 91% and the 2000 the lowest at 70%. Newer cars usually pass more often simply because they are younger and have done fewer miles.
What is the average mileage for a 2016 BMW 525?
The average mileage recorded at MOT tests on the 2016 BMW 525 is 92,921 miles, which is well above the expected 59,200 miles for a 8-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.
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