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BMW 528 (2013)

Running costs, reliability data, and common problems from 185 real MOT tests.

Annual Cost

£2,047

£171/month

MOT Pass Rate

86%

Good

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1997cc Petrol

Solid Option

86% pass rate, £2047/year to run. Close to the national average.

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Petrol1997cc13 years old185 tests76k miles avg

Annual Running Costs

Fuel (Petrol, 1997cc)

~36 mpg

£1,327
Road Tax

Based on 1997cc

£315
MOT Test
£55
Predicted Repairs
£350
Total per year£2,047
Per month£171/mo
Per week£39/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

86% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.

At 13 years old, 86% of BMW 528s from 2013 passed their MOT first time in 2026. That's based on 185 tests across the UK. The average mileage at this age is 76,159 miles.

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How Does It Compare?

Rank among 2013 cars250th of 626(top 40%)
Rank among BMW models1087th of 1,564(top 70%)
vs national average+4%(82% avg)
vs 2013 cars average+6%(80% avg)
vs BMW average-2%(88% avg)

Mileage Analysis

76,159

Average miles

vs

96,200

Expected for age

The average 2013 BMW 528 has 76,159 miles on the clock, which is below the expected 96,200 miles for a 13-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2015 model with a 91% MOT pass rate, while the 1996 model has the lowest at 72%. The 2013 sits between the two at 86%.

BMW 528 by Year

YearPass RateTestsAvg Mileage
201788%4362,007 mi
201689%32856,186 mi
201591%50773,771 mi
201490%30869,286 mi
201386%18576,159 mi
201288%14083,476 mi
201185%30885,057 mi
201089%32393,303 mi
200077%410133,412 mi
199972%698142,502 mi
199873%597127,300 mi
199777%340142,073 mi
199672%201123,782 mi

Similar Cars to Consider

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About the 2013 BMW 528

The 2013 BMW 528 is a premium with a 1997cc petrol engine. 185 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2013, the average MOT pass rate is 80%, and this model beats that benchmark.

With an average of 76,159 miles at 13 years old, BMW 528 owners tend to use this car less than the typical driver.

2013 BMW 528 Fuel Costs

The 1997cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2013 BMW 528?

Total estimated annual running cost is £2,047 171/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 86% pass rate. Keeping on top of servicing will help avoid surprises.

BMW 528 Reliability Trend

Newer BMW 528s show better MOT pass rates than older ones, with an average improvement of 12 percentage points.

Buying a Used 2013 BMW 528

At 13 years old, the BMW 528 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2015 model has the highest pass rate at 91%.

Common Issues to Watch For

Based on the 2013 BMW 528's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 13 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2013 BMW 528 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 528(2013)86%£1327£315Grp 18-32£2047
FORD FOCUS(2013)78%£1137£135Grp 12-25£1827-£220
NISSAN QASHQAI(2013)72%£1137£135Grp 12-25£1827-£220
BMW 3 SERIES(2015)88%£1137£135Grp 12-25£1677-£370
MERCEDES C(2012)79%£1327£135Grp 18-32£2017-£30

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

Explore other Bmw cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Bmw 528.

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