Fiat Coupe (1995)

Estimated running costs and MOT pass rates from 115 MOT tests in 2024.

Annual Cost

£2,761

£230/month

MOT Pass Rate

61%

Below Avg

Road Tax

£375

Estimated/year

Est. Insurance

Grp 18-32

1995cc Petrol

Proceed With Caution

61% pass rate, £2,761/year to run. 21 points below average.

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Petrol1995cc31 years old115 tests95k miles avg

Annual Running Costs

Fuel (Petrol, 1995cc)

~36 mpg

£1,631

Road Tax

Pre-2001 engine size rate

£375

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,761

Per month£230/mo

Per week£53/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

61% MOT pass rate(Below Avg)

0%All-model avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 21 points below the average of 82% across all models in our data. It falls below the Fiat brand average of 83%.

61% of MOT tests on Fiat Coupes from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 115 tests across the UK, retests included. The average mileage recorded at those tests was 94,784 miles.

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How Does It Compare?

Rank among 1995 models209th of 221(bottom 6%)

Rank among Fiat models775th of 788(bottom 2%)

vs average of all models-21%(82% avg)

vs 1995 models average-15%(76% avg)

vs Fiat average-22%(83% avg)

Mileage Analysis

94,784

Average miles

214,600

Expected for age

The average 1995 Fiat Coupe had 94,784 miles on the clock at its 2024 MOT, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

Of the years with at least 100 tests, the 2000 model has the highest MOT pass rate at 82%, while the 1995 model has the lowest at 61%. Consider a different year if reliability is a priority. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Fiat Coupe by Year

Year	Pass Rate	Tests	Avg Mileage
2000	82%	330	85,582 mi
1999	74%	544	97,466 mi
1998	75%	780	99,104 mi
1997	71%	609	107,607 mi
1996	62%	170	84,980 mi
1995	61%	115	94,784 mi

Similar Cars to Consider

Mazda MX-5

1997 · 1800cc Petrol

£2,561/year

76%

+15%

BMW Z3

1997 · 1900cc Petrol

£2,561/year

75%

+14%

BMW 3 Series

1997 · 2494cc Petrol

£2,888/year

79%

+18%

Volkswagen Golf

1997 · 1984cc Petrol

£2,561/year

74%

+13%

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About the 1995 Fiat Coupe

The 1995 Fiat Coupe is a family car. Our records list a 1995cc petrol engine, though engines vary between versions. 115 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It sits in the bottom 6% of 1995 models for MOT pass rate.

With an average of 94,784 miles recorded at its 2024 MOT tests, Fiat Coupe owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 Fiat Coupe Fuel Costs

The 1995cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 1995 Fiat Coupe?

Total estimated annual running cost is £2,761 (£230/month), broken down as £1,631 fuel, £375 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 61% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

Fiat Coupe Reliability Trend

Newer Fiat Coupes pass their MOT more often than older ones, by 12 percentage points on average, which is mostly down to age and wear.

Buying a Used 1995 Fiat Coupe

At 31 years old, the Fiat Coupe is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 31 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 95k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 61% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 Fiat Coupe stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Fiat Coupe(1995)	61%	£1,631	£375	Grp 18-32	£2,761
Mazda MX-5(1997)	76%	£1,631	£375	Grp 18-32	£2,561-£200
BMW Z3(1997)	75%	£1,631	£375	Grp 18-32	£2,561-£200
BMW 3 Series(1997)	79%	£1,958	£375	Grp 25-38	£2,888+£127
Volkswagen Golf(1997)	74%	£1,631	£375	Grp 18-32	£2,561-£200

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 Fiat Coupe

Is the 1995 Fiat Coupe reliable?

Below average reliability. Budget extra for maintenance and repairs. 61% of MOT tests on 1995 Fiat Coupes ended in a pass, from 115 tests (DVSA MOT data for tests in 2024, retests included). That's 21 points below the average of 82% across all models in the same data.

How much does a 1995 Fiat Coupe cost to run?

Our estimate is £2,761 a year (£230 a month): £1,631 fuel, £375 road tax, £55 MOT and £700 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 Fiat Coupe?

61% of 115 MOT tests on the 1995 Fiat Coupe ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 209th of 221 models first registered in 1995 (bottom 6%).

Which year Fiat Coupe has the best MOT pass rate?

Of the years with at least 100 tests, the 2000 Fiat Coupe has the highest MOT pass rate at 82% and the 1995 the lowest at 61%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1995 Fiat Coupe?

The average mileage recorded at MOT tests on the 1995 Fiat Coupe is 94,784 miles, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.