CarCostCheck

Fiat Coupe (1998)

Estimated running costs and MOT pass rates from 780 MOT tests in 2024.

Annual Cost

£2,561

£213/month

MOT Pass Rate

75%

Average

Road Tax

£375

Estimated/year

Est. Insurance

Grp 18-32

1998cc Petrol

Check Carefully

75% pass rate, £2,561/year to run. 7 points below average.

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Petrol1998cc28 years old780 tests99k miles avg

Annual Running Costs

Fuel (Petrol, 1998cc)

~36 mpg

£1,631
Road Tax

Pre-2001 engine size rate

£375
MOT Test
£55
Predicted Repairs
£500
Total per year£2,561
Per month£213/mo
Per week£49/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

75% MOT pass rate(Average)
0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 7 points below the average of 82% across all models in our data. It falls below the Fiat brand average of 83%.

75% of MOT tests on Fiat Coupes from 1998 ended in a pass in 2024, when they were about 26 years old. That's based on 780 tests across the UK, retests included. The average mileage recorded at those tests was 99,104 miles.

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How Does It Compare?

Rank among 1998 models152nd of 325(top half)
Rank among Fiat models555th of 788(bottom half)
vs average of all models-7%(82% avg)
vs 1998 models average+0%(75% avg)
vs Fiat average-8%(83% avg)

Mileage Analysis

99,104

Average miles

vs

192,400

Expected for age

The average 1998 Fiat Coupe had 99,104 miles on the clock at its 2024 MOT, which is below the expected 192,400 miles for a 26-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 2000 model has the highest MOT pass rate at 82%, while the 1995 model has the lowest at 61%. The 1998 scores 75%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Fiat Coupe by Year

YearPass RateTestsAvg Mileage
200082%33085,582 mi
199974%54497,466 mi
199875%78099,104 mi
199771%609107,607 mi
199662%17084,980 mi
199561%11594,784 mi

Similar Cars to Consider

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About the 1998 Fiat Coupe

The 1998 Fiat Coupe is a family car. Our records list a 1998cc petrol engine, though engines vary between versions. 780 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. Among all models from 1998, the average MOT pass rate is 75%, and this model matches that benchmark.

With an average of 99,104 miles recorded at its 2024 MOT tests, Fiat Coupe owners tend to use this car less than the typical driver.

1998 Fiat Coupe Fuel Costs

The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 1998 Fiat Coupe?

Total estimated annual running cost is £2,561 (£213/month), broken down as £1,631 fuel, £375 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 75% pass rate. Keeping on top of servicing will help avoid surprises.

Fiat Coupe Reliability Trend

Newer Fiat Coupes pass their MOT more often than older ones, by 12 percentage points on average, which is mostly down to age and wear.

Buying a Used 1998 Fiat Coupe

At 28 years old, the Fiat Coupe is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2000 model has the highest pass rate at 82%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 28 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 99k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1998 Fiat Coupe stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Fiat Coupe(1998)75%£1,631£375Grp 18-32£2,561
Mazda MX-5(1999)73%£1,398£375Grp 12-25£2,328-£233
Volkswagen Golf(1999)71%£1,631£375Grp 18-32£2,561same
BMW 3 Series(1999)78%£1,958£375Grp 25-38£2,888+£327
BMW Z3(1997)75%£1,631£375Grp 18-32£2,561same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1998 Fiat Coupe

Is the 1998 Fiat Coupe reliable?

Average reliability. Expect some repairs as it ages. 75% of MOT tests on 1998 Fiat Coupes ended in a pass, from 780 tests (DVSA MOT data for tests in 2024, retests included). That's 7 points below the average of 82% across all models in the same data.

How much does a 1998 Fiat Coupe cost to run?

Our estimate is £2,561 a year (£213 a month): £1,631 fuel, £375 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1998 Fiat Coupe?

75% of 780 MOT tests on the 1998 Fiat Coupe ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 152nd of 325 models first registered in 1998 (top half).

Which year Fiat Coupe has the best MOT pass rate?

Of the years with at least 100 tests, the 2000 Fiat Coupe has the highest MOT pass rate at 82% and the 1995 the lowest at 61%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1998 Fiat Coupe?

The average mileage recorded at MOT tests on the 1998 Fiat Coupe is 99,104 miles, which is below the expected 192,400 miles for a 26-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Related Fiat Models

Explore other Fiat cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Fiat Coupe.

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