How much does a 2004 FIAT DUCATO cost to run?

Estimated annual running cost is £2,197 (£183/month), including £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs.

What is the MOT pass rate for a 2004 FIAT DUCATO?

The 2004 FIAT DUCATO has a 75% MOT pass rate based on 7,375 tests in 2026. This ranks 200 out of 491 cars from 2004.

Which year FIAT DUCATO is most reliable?

The 2021 FIAT DUCATO has the highest MOT pass rate at 96%. The least reliable year is 1993 at 63%.

FIAT DUCATO (2004)

Q: Is the 2004 FIAT DUCATO reliable?

Average reliability. Expect some repairs as it ages. 75% of FIAT DUCATOs from 2004 passed their MOT first time in 2026, based on 7,375 tests. That's 7 points below the national average of 82%.

Q: What is the average mileage for a 2004 FIAT DUCATO?

The average mileage for a 2004 FIAT DUCATO is 55,397 miles, which is significantly below the expected 162,800 miles for a 22-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Running costs, reliability data, and common problems from 7,375 real MOT tests.

Annual Cost

£2,197

£183/month

MOT Pass Rate

75%

Average

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1998cc Petrol

Check Carefully

75% pass rate, £2197/year to run. 7 points below average.

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Petrol1998cc22 years old7,375 tests55k miles avg

Annual Running Costs

Fuel (Petrol, 1998cc)

~36 mpg

£1,327

Road Tax

Based on 1998cc

£315

MOT Test

£55

Predicted Repairs

£500

Total per year£2,197

Per month£183/mo

Per week£42/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

75% MOT pass rate(Average)

0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 7 points below the national average of 82%. It falls below the FIAT brand average of 83%.

At 22 years old, 75% of FIAT DUCATOs from 2004 passed their MOT first time in 2026. That's based on 7,375 tests across the UK. The average mileage at this age is 55,397 miles.

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How Does It Compare?

Rank among 2004 cars200th of 491(top 41%)

Rank among FIAT models570th of 818(top 70%)

vs national average-7%(82% avg)

vs 2004 cars average+3%(72% avg)

vs FIAT average-8%(83% avg)

Mileage Analysis

55,397

Average miles

162,800

Expected for age

The average 2004 FIAT DUCATO has 55,397 miles on the clock, which is significantly below the expected 162,800 miles for a 22-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2021 model with a 96% MOT pass rate, while the 1993 model has the lowest at 63%. The 2004 sits between the two at 75%.

FIAT DUCATO by Year

Year	Pass Rate	Tests	Avg Mileage
2021	96%	1,692	13,403 mi
2020	92%	2,370	39,378 mi
2019	91%	3,430	54,663 mi
2018	90%	3,340	60,707 mi
2017	88%	3,646	57,625 mi
2016	89%	5,186	53,740 mi
2015	88%	5,291	48,244 mi
2014	88%	4,355	48,544 mi
2013	88%	4,420	49,671 mi
2012	87%	4,934	50,076 mi
2011	86%	6,138	50,894 mi
2010	86%	6,370	50,611 mi
2009	84%	6,766	48,131 mi
2008	83%	9,616	56,046 mi
2007	81%	9,865	60,487 mi
2006	78%	8,179	56,923 mi
2005	77%	8,326	56,496 mi
2004	75%	7,375	55,397 mi
2003	75%	6,010	59,725 mi
2002	74%	4,159	60,768 mi
2001	73%	3,504	64,211 mi
2000	73%	3,002	69,090 mi
1999	72%	4,393	70,411 mi
1998	71%	3,841	74,097 mi
1997	71%	2,880	76,269 mi
1996	69%	2,278	79,784 mi
1995	68%	1,321	86,616 mi
1994	68%	1,012	91,645 mi
1993	63%	1,076	94,964 mi
1992	68%	1,165	97,955 mi
1991	69%	1,051	95,852 mi
1990	70%	1,092	89,028 mi

Similar Cars to Consider

FORD FOCUS

2006 · 1596cc Petrol

£1,827/year

73%

-2%

MINI MINI

2005 · 1598cc Petrol

£1,827/year

71%

-4%

BMW 3 SERIES

2006 · 1796cc Petrol

£1,867/year

80%

+5%

RENAULT CLIO

2006 · 1998cc Petrol

£2,217/year

68%

-7%

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About the 2004 FIAT DUCATO

The 2004 FIAT DUCATO is a family car with a 1998cc petrol engine. 7,375 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 55,397 miles at 22 years old, FIAT DUCATO owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2004 FIAT DUCATO Fuel Costs

The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 FIAT DUCATO?

Total estimated annual running cost is £2,197 (£183/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 75% pass rate. Keeping on top of servicing will help avoid surprises.

FIAT DUCATO Reliability Trend

Newer FIAT DUCATOs show better MOT pass rates than older ones, with an average improvement of 16 percentage points.

Buying a Used 2004 FIAT DUCATO

At 22 years old, the FIAT DUCATO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2021 model has the highest pass rate at 96%. With 7,375 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2004 FIAT DUCATO's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 FIAT DUCATO stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
FIAT DUCATO(2004)	75%	£1327	£315	Grp 18-32	£2197
FORD FOCUS(2006)	73%	£1137	£135	Grp 12-25	£1827-£370
MINI MINI(2005)	71%	£1137	£135	Grp 12-25	£1827-£370
BMW 3 SERIES(2006)	80%	£1327	£135	Grp 18-32	£1867-£330
RENAULT CLIO(2006)	68%	£1327	£135	Grp 18-32	£2217+£20

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.