How much does a 2004 FIAT STILO cost to run?

Estimated annual running cost is £2,157 (£180/month), including £1137 fuel, £265 road tax, £55 MOT, and £700 predicted repairs.

What is the MOT pass rate for a 2004 FIAT STILO?

The 2004 FIAT STILO has a 65% MOT pass rate based on 418 tests in 2026. This ranks 447 out of 491 cars from 2004.

Which year FIAT STILO is most reliable?

The 2007 FIAT STILO has the highest MOT pass rate at 73%. The least reliable year is 2003 at 65%.

FIAT STILO (2004)

Q: What is the average mileage for a 2004 FIAT STILO?

The average mileage for a 2004 FIAT STILO is 90,526 miles, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 418 real MOT tests.

Annual Cost

£2,157

£180/month

MOT Pass Rate

65%

Below Avg

Road Tax

£265

Based on CC/year

Insurance

Grp 12-25

1596cc Petrol

Proceed With Caution

65% pass rate, £2157/year to run. 17 points below average.

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Petrol1596cc22 years old418 tests91k miles avg

Annual Running Costs

Fuel (Petrol, 1596cc)

~42 mpg

£1,137

Road Tax

Based on 1596cc

£265

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,157

Per month£180/mo

Per week£41/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

65% MOT pass rate(Below Avg)

0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 17 points below the national average of 82%. It falls below the FIAT brand average of 83%.

At 22 years old, 65% of FIAT STILOs from 2004 passed their MOT first time in 2026. That's based on 418 tests across the UK. The average mileage at this age is 90,526 miles.

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How Does It Compare?

Rank among 2004 cars447th of 491(top 91%)

Rank among FIAT models781th of 818(top 95%)

vs national average-17%(82% avg)

vs 2004 cars average-7%(72% avg)

vs FIAT average-18%(83% avg)

Mileage Analysis

90,526

Average miles

162,800

Expected for age

The average 2004 FIAT STILO has 90,526 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2007 model with a 73% MOT pass rate, while the 2003 model has the lowest at 65%. The 2004 sits between the two at 65%.

FIAT STILO by Year

Year	Pass Rate	Tests	Avg Mileage
2007	73%	128	89,964 mi
2006	69%	342	107,992 mi
2005	69%	258	97,780 mi
2004	65%	418	90,526 mi
2003	65%	224	96,732 mi
2002	72%	94	94,703 mi

Similar Cars to Consider

FORD FOCUS

2006 · 1596cc Petrol

£1,827/year

73%

+8%

MINI MINI

2005 · 1598cc Petrol

£1,827/year

71%

+6%

BMW 3 SERIES

2006 · 1796cc Petrol

£1,867/year

80%

+15%

HONDA JAZZ

2006 · 1339cc Petrol

£1,722/year

71%

+6%

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About the 2004 FIAT STILO

The 2004 FIAT STILO is a small family car with a 1596cc petrol engine. 418 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It sits in the bottom 91% of 2004 cars for MOT pass rates.

With an average of 90,526 miles at 22 years old, FIAT STILO owners tend to use this car less than the typical driver.

2004 FIAT STILO Fuel Costs

The 1596cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 FIAT STILO?

Total estimated annual running cost is £2,157 (£180/month), broken down as £1137 fuel, £265 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 65% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

FIAT STILO Reliability Trend

The FIAT STILO has maintained consistent MOT pass rates across model years, varying by only 3 percentage points.

Buying a Used 2004 FIAT STILO

At 22 years old, the FIAT STILO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2007 model has the highest pass rate at 73%.

Common Issues to Watch For

Based on the 2004 FIAT STILO's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 91k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 65% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 FIAT STILO stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
FIAT STILO(2004)	65%	£1137	£265	Grp 12-25	£2157
FORD FOCUS(2006)	73%	£1137	£135	Grp 12-25	£1827-£330
MINI MINI(2005)	71%	£1137	£135	Grp 12-25	£1827-£330
BMW 3 SERIES(2006)	80%	£1327	£135	Grp 18-32	£1867-£290
HONDA JAZZ(2006)	71%	£1137	£30	Grp 8-20	£1722-£435

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.