CarCostCheck

FIAT STILO (2006)

Running costs, reliability data, and common problems from 342 real MOT tests.

Annual Cost

£2,087

£174/month

MOT Pass Rate

69%

Below Avg

Road Tax

£195

Based on CC/year

Insurance

Grp 8-20

1368cc Petrol

Proceed With Caution

69% pass rate, £2087/year to run. 13 points below average.

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Petrol1368cc20 years old342 tests108k miles avg

Annual Running Costs

Fuel (Petrol, 1368cc)

~42 mpg

£1,137
Road Tax

Based on 1368cc

£195
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£2,087
Per month£174/mo
Per week£40/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

69% MOT pass rate(Below Avg)
0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the national average of 82%. It falls below the FIAT brand average of 83%.

At 20 years old, 69% of FIAT STILOs from 2006 passed their MOT first time in 2026. That's based on 342 tests across the UK. The average mileage at this age is 107,992 miles.

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How Does It Compare?

Rank among 2006 cars455th of 575(top 79%)
Rank among FIAT models721th of 818(top 88%)
vs national average-13%(82% avg)
vs 2006 cars average-4%(73% avg)
vs FIAT average-14%(83% avg)

Mileage Analysis

107,992

Average miles

vs

148,000

Expected for age

The average 2006 FIAT STILO has 107,992 miles on the clock, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2007 model with a 73% MOT pass rate, while the 2003 model has the lowest at 65%. The 2006 sits between the two at 69%.

FIAT STILO by Year

YearPass RateTestsAvg Mileage
200773%12889,964 mi
200669%342107,992 mi
200569%25897,780 mi
200465%41890,526 mi
200365%22496,732 mi
200272%9494,703 mi

Similar Cars to Consider

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About the 2006 FIAT STILO

The 2006 FIAT STILO is a small family car with a 1368cc petrol engine. 342 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It sits in the bottom 79% of 2006 cars for MOT pass rates.

With an average of 107,992 miles at 20 years old, FIAT STILO owners tend to use this car less than the typical driver.

2006 FIAT STILO Fuel Costs

The 1368cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2006 FIAT STILO?

Total estimated annual running cost is £2,087 174/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

FIAT STILO Reliability Trend

The FIAT STILO has maintained consistent MOT pass rates across model years, varying by only 3 percentage points.

Buying a Used 2006 FIAT STILO

At 20 years old, the FIAT STILO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2007 model has the highest pass rate at 73%.

Common Issues to Watch For

Based on the 2006 FIAT STILO's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 108k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2006 FIAT STILO stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FIAT STILO(2006)69%£1137£195Grp 8-20£2087
FORD FIESTA(2008)72%£1137£30Grp 8-20£1722-£365
FORD FOCUS(2008)73%£1137£135Grp 12-25£1827-£260
VAUXHALL CORSA(2008)73%£1137£30Grp 8-20£1722-£365
BMW 3 SERIES(2007)80%£1327£135Grp 18-32£1867-£220

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Fiat Models

Explore other Fiat cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Fiat Stilo.

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