CarCostCheck

FORD S-MAX (2006)

Running costs, reliability data, and common problems from 3,115 real MOT tests.

Annual Cost

£2,057

£171/month

MOT Pass Rate

69%

Below Avg

Road Tax

£265

Based on CC/year

Insurance

Grp 18-32

1997cc Diesel

Proceed With Caution

69% pass rate, £2057/year to run. 13 points below average.

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Diesel1997cc20 years old3,115 tests142k miles avg

Annual Running Costs

Fuel (Diesel, 1997cc)

~48 mpg

£1,037
Road Tax

Based on 1997cc

£265
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£2,057
Per month£171/mo
Per week£40/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

69% MOT pass rate(Below Avg)
0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the national average of 82%. It falls below the FORD brand average of 85%.

At 20 years old, 69% of FORD S-MAXs from 2006 passed their MOT first time in 2026. That's based on 3,115 tests across the UK. The average mileage at this age is 142,042 miles.

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How Does It Compare?

Rank among 2006 cars445th of 575(top 77%)
Rank among FORD models1073th of 1,167(top 92%)
vs national average-13%(82% avg)
vs 2006 cars average-4%(73% avg)
vs FORD average-16%(85% avg)

Mileage Analysis

142,042

Average miles

vs

148,000

Expected for age

The average 2006 FORD S-MAX has 142,042 miles on the clock, which is in line with the expected 148,000 miles for a 20-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2020 model with a 89% MOT pass rate, while the 2006 model has the lowest at 69%. Consider a different year if reliability is a priority.

FORD S-MAX by Year

YearPass RateTestsAvg Mileage
202187%1,83232,060 mi
202089%2,71136,267 mi
201985%4,13345,474 mi
201886%3,87953,815 mi
201786%8,91066,218 mi
201685%11,49972,403 mi
201581%5,62480,981 mi
201477%11,79393,914 mi
201375%11,792102,349 mi
201276%13,192110,834 mi
201176%12,169120,774 mi
201075%16,703125,655 mi
200971%11,518135,721 mi
200871%9,323143,734 mi
200770%9,374144,791 mi
200669%3,115142,042 mi

Similar Cars to Consider

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About the 2006 FORD S-MAX

The 2006 FORD S-MAX is a family car with a 1997cc diesel engine. 3,115 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It sits in the bottom 77% of 2006 cars for MOT pass rates.

With an average of 142,042 miles at 20 years old, FORD S-MAX owners drive about as much as the UK average.

2006 FORD S-MAX Fuel Costs

The 1997cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2006 FORD S-MAX?

Total estimated annual running cost is £2,057 171/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

FORD S-MAX Reliability Trend

Newer FORD S-MAXs show better MOT pass rates than older ones, with an average improvement of 12 percentage points.

Buying a Used 2006 FORD S-MAX

At 20 years old, the FORD S-MAX is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

Based on the 2006 FORD S-MAX's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 142k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Higher Than Average Failure Rate

Watch out

With a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2006 FORD S-MAX stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FORD S-MAX(2006)69%£1037£265Grp 18-32£2057
VOLKSWAGEN GOLF(2007)73%£1037£135Grp 18-32£1727-£330
VAUXHALL ASTRA(2007)71%£1037£135Grp 18-32£1727-£330
HONDA CIVIC(2007)72%£1245£250Grp 25-38£2050-£7
AUDI A4(2008)78%£1037£135Grp 18-32£1727-£330

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Ford Models

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Related Guides

In-depth articles relevant to the Ford S-max.

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