FORD S-MAX (2006)
Running costs, reliability data, and common problems from 3,115 real MOT tests.
Annual Cost
£2,057
£171/month
MOT Pass Rate
69%
Below Avg
Road Tax
£265
Based on CC/year
Insurance
Grp 18-32
1997cc Diesel
Proceed With Caution
69% pass rate, £2057/year to run. 13 points below average.
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Annual Running Costs
~48 mpg
Based on 1997cc
Higher estimate due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the national average of 82%. It falls below the FORD brand average of 85%.
At 20 years old, 69% of FORD S-MAXs from 2006 passed their MOT first time in 2026. That's based on 3,115 tests across the UK. The average mileage at this age is 142,042 miles.
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How Does It Compare?
Mileage Analysis
142,042
Average miles
148,000
Expected for age
The average 2006 FORD S-MAX has 142,042 miles on the clock, which is in line with the expected 148,000 miles for a 20-year-old car, suggesting normal everyday use.
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Best Year to Buy?
The most reliable year is the 2020 model with a 89% MOT pass rate, while the 2006 model has the lowest at 69%. Consider a different year if reliability is a priority.
FORD S-MAX by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2021 | 87% | 1,832 | 32,060 mi | |
| 2020 | 89% | 2,711 | 36,267 mi | |
| 2019 | 85% | 4,133 | 45,474 mi | |
| 2018 | 86% | 3,879 | 53,815 mi | |
| 2017 | 86% | 8,910 | 66,218 mi | |
| 2016 | 85% | 11,499 | 72,403 mi | |
| 2015 | 81% | 5,624 | 80,981 mi | |
| 2014 | 77% | 11,793 | 93,914 mi | |
| 2013 | 75% | 11,792 | 102,349 mi | |
| 2012 | 76% | 13,192 | 110,834 mi | |
| 2011 | 76% | 12,169 | 120,774 mi | |
| 2010 | 75% | 16,703 | 125,655 mi | |
| 2009 | 71% | 11,518 | 135,721 mi | |
| 2008 | 71% | 9,323 | 143,734 mi | |
| 2007 | 70% | 9,374 | 144,791 mi | |
| 2006 | 69% | 3,115 | 142,042 mi |
Similar Cars to Consider
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About the 2006 FORD S-MAX
The 2006 FORD S-MAX is a family car with a 1997cc diesel engine. 3,115 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It sits in the bottom 77% of 2006 cars for MOT pass rates.
With an average of 142,042 miles at 20 years old, FORD S-MAX owners drive about as much as the UK average.
2006 FORD S-MAX Fuel Costs
The 1997cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2006 FORD S-MAX?
Total estimated annual running cost is £2,057 (£171/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.
FORD S-MAX Reliability Trend
Newer FORD S-MAXs show better MOT pass rates than older ones, with an average improvement of 12 percentage points.
Buying a Used 2006 FORD S-MAX
At 20 years old, the FORD S-MAX is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.
Common Issues to Watch For
Based on the 2006 FORD S-MAX's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Watch outDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Watch outWith an average of 142k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Engine Mounts
Medium riskWorn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.
Higher Than Average Failure Rate
Watch outWith a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2006 FORD S-MAX stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FORD S-MAX(2006) | 69% | £1037 | £265 | Grp 18-32 | £2057 |
| VOLKSWAGEN GOLF(2007) | 73% | £1037 | £135 | Grp 18-32 | £1727-£330 |
| VAUXHALL ASTRA(2007) | 71% | £1037 | £135 | Grp 18-32 | £1727-£330 |
| HONDA CIVIC(2007) | 72% | £1245 | £250 | Grp 25-38 | £2050-£7 |
| AUDI A4(2008) | 78% | £1037 | £135 | Grp 18-32 | £1727-£330 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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