CarCostCheck

FORD S-MAX (2020)

Running costs, common problems, and reliability data based on 2,711 real MOT tests in 2024.

MOT Pass Rate

89%

Total Tests (2024)

2,711

Avg Mileage

36,267 mi

Est. Annual Cost

£1,632

Is the 2020 FORD S-MAX reliable?

Good reliability. Occasional issues but generally solid. That's 7 points above the national average of 82%. It also outperforms the FORD brand average of 85%.

At 4 years old, 89% of FORD S-MAXs from 2020 passed their MOT first time in 2024. That's based on 2,711 tests across the UK. The average mileage at this age is 36,267 miles.

How does the 2020 FORD S-MAX compare?

Rank among all 2020 cars1944th out of 2,596(top 75%)
Rank among all FORD models483th out of 1,167(top 41%)
vs national average+7% (82% avg)
vs 2020 cars average-3% (92% avg)
vs FORD average+4% (85% avg)

Mileage Analysis

The average 2020 FORD S-MAX has 36,267 miles on the clock, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

How much does a 2020 FORD S-MAX cost to run?

Fuel (Diesel, 1995cc)
£1,037
🏛️Road Tax
£190
🔧MOT Test
£55
🛠️Predicted Repairs
£350
Total per year£1,632
Per month£136/mo

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.

FORD S-MAX by Year

YearPass RateTestsAvg Mileage
202187%1,83232,060 mi
202089%2,71136,267 mi
201985%4,13345,474 mi
201886%3,87953,815 mi
201786%8,91066,218 mi
201685%11,49972,403 mi
201581%5,62480,981 mi
201477%11,79393,914 mi
201375%11,792102,349 mi
201276%13,192110,834 mi
201176%12,169120,774 mi
201075%16,703125,655 mi
200971%11,518135,721 mi
200871%9,323143,734 mi
200770%9,374144,791 mi
200669%3,115142,042 mi

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About the 2020 FORD S-MAX

The 2020 FORD S-MAX is a family car with a 1995cc diesel engine. 2,711 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 36,267 miles at 4 years old, FORD S-MAX owners cover more miles than the average driver.

2020 FORD S-MAX Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 FORD S-MAX?

Total estimated annual running cost is £1,632 136/month), broken down as £1037 fuel, £190 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 89% pass rate. Keeping on top of servicing will help avoid surprises.

FORD S-MAX Reliability Trend

Newer FORD S-MAXs show better MOT pass rates than older ones, with an average improvement of 12 percentage points.

Buying a Used 2020 FORD S-MAX

At 4 years old, the FORD S-MAX offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Alternatives to the 2020 FORD S-MAX

If reliability is your priority, there are 2 similar cars with a higher MOT pass rate. Here are comparable diesel cars with similar engines: