CarCostCheck

Honda Civic (1995)

Estimated running costs and MOT pass rates from 1,223 MOT tests in 2024.

Annual Cost

£2,033

£169/month

MOT Pass Rate

80%

Good

Road Tax

£230

Estimated/year

Est. Insurance

Grp 8-20

1343cc Petrol

Solid Option

80% pass rate, £2,033/year to run. Close to the average across all models.

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Petrol1343cc31 years old1,223 tests100k miles avg

Annual Running Costs

Fuel (Petrol, 1343cc)

~42 mpg

£1,398
Road Tax

Pre-2001 engine size rate

£230
MOT Test
£55
Predicted Repairs
£350
Total per year£2,033
Per month£169/mo
Per week£39/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

80% MOT pass rate(Good)
0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data. It falls below the Honda brand average of 84%.

80% of MOT tests on Honda Civics from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 1,223 tests across the UK, retests included. The average mileage recorded at those tests was 100,022 miles.

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How Does It Compare?

Rank among 1995 models65th of 221(top half)
Rank among Honda models260th of 402(bottom half)
vs average of all models-2%(82% avg)
vs 1995 models average+4%(76% avg)
vs Honda average-4%(84% avg)

Mileage Analysis

100,022

Average miles

vs

214,600

Expected for age

The average 1995 Honda Civic had 100,022 miles on the clock at its 2024 MOT, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 93%, while the 2001 model has the lowest at 70%. The 1995 scores 80%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Honda Civic by Year

YearPass RateTestsAvg Mileage
202192%34926,594 mi
202093%7,00331,000 mi
201992%24,22238,422 mi
201890%26,01346,367 mi
201790%26,45251,272 mi
201689%26,60763,520 mi
201587%24,58073,001 mi
201486%23,40081,465 mi
201385%24,77791,361 mi
201283%21,83194,140 mi
201176%20,16792,437 mi
201075%31,308104,886 mi
200974%36,553111,499 mi
200872%40,632118,507 mi
200772%45,025122,456 mi
200671%28,045126,100 mi
200573%24,685110,833 mi
200472%20,938113,431 mi
200370%14,502108,344 mi
200272%12,455110,076 mi
200170%8,335103,354 mi
200077%2,87196,666 mi
199975%4,54098,943 mi
199873%3,45097,935 mi
199772%2,94798,250 mi
199673%2,06599,417 mi
199580%1,223100,022 mi
199480%78193,399 mi
199388%42792,937 mi
199287%29797,411 mi
199183%581103,278 mi
199079%25389,385 mi

Similar Cars to Consider

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About the 1995 Honda Civic

The 1995 Honda Civic is a small family car. Our records list a 1343cc petrol engine, though engines vary between versions. 1,223 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. Among all models from 1995, the average MOT pass rate is 76%, and this model beats that benchmark.

With an average of 100,022 miles recorded at its 2024 MOT tests, Honda Civic owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 Honda Civic Fuel Costs

The 1343cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,398 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 1995 Honda Civic?

Total estimated annual running cost is £2,033 (£169/month), broken down as £1,398 fuel, £230 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 80% pass rate. Keeping on top of servicing will help avoid surprises.

Honda Civic Reliability Trend

Newer Honda Civics pass their MOT more often than older ones, by 6 percentage points on average, which is mostly down to age and wear.

Buying a Used 1995 Honda Civic

At 31 years old, the Honda Civic is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 93%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 100k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 Honda Civic stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Honda Civic(1995)80%£1,398£230Grp 8-20£2,033
Mazda MX-5(1997)76%£1,631£375Grp 18-32£2,561+£528
Rover Mini(1993)74%£1,398£230Grp 8-20£2,183+£150
Toyota Starlet(1997)76%£1,398£230Grp 8-20£2,183+£150
Nissan Micra(1997)70%£1,175£230Grp 1-8£1,960-£73

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 Honda Civic

Is the 1995 Honda Civic reliable?

Good reliability. Occasional issues but generally solid. 80% of MOT tests on 1995 Honda Civics ended in a pass, from 1,223 tests (DVSA MOT data for tests in 2024, retests included). That's 2 points below the average of 82% across all models in the same data.

How much does a 1995 Honda Civic cost to run?

Our estimate is £2,033 a year (£169 a month): £1,398 fuel, £230 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 Honda Civic?

80% of 1,223 MOT tests on the 1995 Honda Civic ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 65th of 221 models first registered in 1995 (top half).

Which year Honda Civic has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Honda Civic has the highest MOT pass rate at 93% and the 2001 the lowest at 70%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1995 Honda Civic?

The average mileage recorded at MOT tests on the 1995 Honda Civic is 100,022 miles, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Related Honda Models

Explore other Honda cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Honda Civic.

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