How much does a 1995 HONDA CIVIC cost to run?

Estimated annual running cost is £1,737 (£145/month), including £1137 fuel, £195 road tax, £55 MOT, and £350 predicted repairs.

What is the MOT pass rate for a 1995 HONDA CIVIC?

The 1995 HONDA CIVIC has a 80% MOT pass rate based on 1,223 tests in 2026. This ranks 67 out of 228 cars from 1995.

Which year HONDA CIVIC is most reliable?

The 2020 HONDA CIVIC has the highest MOT pass rate at 93%. The least reliable year is 2001 at 70%.

HONDA CIVIC (1995)

Q: Is the 1995 HONDA CIVIC reliable?

Good reliability. Occasional issues but generally solid. 80% of HONDA CIVICs from 1995 passed their MOT first time in 2026, based on 1,223 tests. That's 2 points below the national average of 82%.

Q: What is the average mileage for a 1995 HONDA CIVIC?

The average mileage for a 1995 HONDA CIVIC is 100,022 miles, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Running costs, reliability data, and common problems from 1,223 real MOT tests.

Annual Cost

£1,737

£145/month

MOT Pass Rate

80%

Good

Road Tax

£195

Based on CC/year

Insurance

Grp 8-20

1343cc Petrol

Solid Option

80% pass rate, £1737/year to run. Close to the national average.

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Petrol1343cc31 years old1,223 tests100k miles avg

Annual Running Costs

Fuel (Petrol, 1343cc)

~42 mpg

£1,137

Road Tax

Based on 1343cc

£195

MOT Test

£55

Predicted Repairs

£350

Total per year£1,737

Per month£145/mo

Per week£33/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

80% MOT pass rate(Good)

0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It falls below the HONDA brand average of 84%.

At 31 years old, 80% of HONDA CIVICs from 1995 passed their MOT first time in 2026. That's based on 1,223 tests across the UK. The average mileage at this age is 100,022 miles.

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How Does It Compare?

Rank among 1995 cars67th of 228(top 29%)

Rank among HONDA models274th of 422(top 65%)

vs national average-2%(82% avg)

vs 1995 cars average+4%(76% avg)

vs HONDA average-4%(84% avg)

Mileage Analysis

100,022

Average miles

229,400

Expected for age

The average 1995 HONDA CIVIC has 100,022 miles on the clock, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2020 model with a 93% MOT pass rate, while the 2001 model has the lowest at 70%. The 1995 sits between the two at 80%.

HONDA CIVIC by Year

Year	Pass Rate	Tests	Avg Mileage
2021	92%	349	26,594 mi
2020	93%	7,003	31,000 mi
2019	92%	24,222	38,422 mi
2018	90%	26,013	46,367 mi
2017	90%	26,452	51,272 mi
2016	89%	26,607	63,520 mi
2015	87%	24,580	73,001 mi
2014	86%	23,400	81,465 mi
2013	85%	24,777	91,361 mi
2012	83%	21,831	94,140 mi
2011	76%	20,167	92,437 mi
2010	75%	31,308	104,886 mi
2009	74%	36,553	111,499 mi
2008	72%	40,632	118,507 mi
2007	72%	45,025	122,456 mi
2006	71%	28,045	126,100 mi
2005	73%	24,685	110,833 mi
2004	72%	20,938	113,431 mi
2003	70%	14,502	108,344 mi
2002	72%	12,455	110,076 mi
2001	70%	8,335	103,354 mi
2000	77%	2,871	96,666 mi
1999	75%	4,540	98,943 mi
1998	73%	3,450	97,935 mi
1997	72%	2,947	98,250 mi
1996	73%	2,065	99,417 mi
1995	80%	1,223	100,022 mi
1994	80%	781	93,399 mi
1993	88%	427	92,937 mi
1992	87%	297	97,411 mi
1991	83%	581	103,278 mi
1990	79%	253	89,385 mi

Similar Cars to Consider

MAZDA MX-5

1997 · 1800cc Petrol

£2,017/year

76%

-4%

ROVER MINI

1993 · 1275cc Petrol

£1,722/year

74%

-6%

TOYOTA STARLET

1997 · 1332cc Petrol

£1,722/year

76%

-4%

NISSAN MICRA

1997 · 998cc Petrol

£1,540/year

70%

-10%

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About the 1995 HONDA CIVIC

The 1995 HONDA CIVIC is a small family car with a 1343cc petrol engine. 1,223 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 1995, the average MOT pass rate is 76%, and this model beats that benchmark.

With an average of 100,022 miles at 31 years old, HONDA CIVIC owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 HONDA CIVIC Fuel Costs

The 1343cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1995 HONDA CIVIC?

Total estimated annual running cost is £1,737 (£145/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 80% pass rate. Keeping on top of servicing will help avoid surprises.

HONDA CIVIC Reliability Trend

Newer HONDA CIVICs show better MOT pass rates than older ones, with an average improvement of 6 percentage points.

Buying a Used 1995 HONDA CIVIC

At 31 years old, the HONDA CIVIC is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 93%.

Common Issues to Watch For

Based on the 1995 HONDA CIVIC's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 100k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 HONDA CIVIC stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
HONDA CIVIC(1995)	80%	£1137	£195	Grp 8-20	£1737
MAZDA MX-5(1997)	76%	£1327	£135	Grp 18-32	£2017+£280
ROVER MINI(1993)	74%	£1137	£30	Grp 8-20	£1722-£15
TOYOTA STARLET(1997)	76%	£1137	£30	Grp 8-20	£1722-£15
NISSAN MICRA(1997)	70%	£955	£30	Grp 1-8	£1540-£197

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.