Honda Civic (1995)
Estimated running costs and MOT pass rates from 1,223 MOT tests in 2024.
Annual Cost
£2,033
£169/month
MOT Pass Rate
80%
Good
Road Tax
£230
Estimated/year
Est. Insurance
Grp 8-20
1343cc Petrol
Solid Option
80% pass rate, £2,033/year to run. Close to the average across all models.
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Annual Running Costs
~42 mpg
Pre-2001 engine size rate
Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.
Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data. It falls below the Honda brand average of 84%.
80% of MOT tests on Honda Civics from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 1,223 tests across the UK, retests included. The average mileage recorded at those tests was 100,022 miles.
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How Does It Compare?
Mileage Analysis
100,022
Average miles
214,600
Expected for age
The average 1995 Honda Civic had 100,022 miles on the clock at its 2024 MOT, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
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Best Year to Buy?
Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 93%, while the 2001 model has the lowest at 70%. The 1995 scores 80%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.
Honda Civic by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2021 | 92% | 349 | 26,594 mi | |
| 2020 | 93% | 7,003 | 31,000 mi | |
| 2019 | 92% | 24,222 | 38,422 mi | |
| 2018 | 90% | 26,013 | 46,367 mi | |
| 2017 | 90% | 26,452 | 51,272 mi | |
| 2016 | 89% | 26,607 | 63,520 mi | |
| 2015 | 87% | 24,580 | 73,001 mi | |
| 2014 | 86% | 23,400 | 81,465 mi | |
| 2013 | 85% | 24,777 | 91,361 mi | |
| 2012 | 83% | 21,831 | 94,140 mi | |
| 2011 | 76% | 20,167 | 92,437 mi | |
| 2010 | 75% | 31,308 | 104,886 mi | |
| 2009 | 74% | 36,553 | 111,499 mi | |
| 2008 | 72% | 40,632 | 118,507 mi | |
| 2007 | 72% | 45,025 | 122,456 mi | |
| 2006 | 71% | 28,045 | 126,100 mi | |
| 2005 | 73% | 24,685 | 110,833 mi | |
| 2004 | 72% | 20,938 | 113,431 mi | |
| 2003 | 70% | 14,502 | 108,344 mi | |
| 2002 | 72% | 12,455 | 110,076 mi | |
| 2001 | 70% | 8,335 | 103,354 mi | |
| 2000 | 77% | 2,871 | 96,666 mi | |
| 1999 | 75% | 4,540 | 98,943 mi | |
| 1998 | 73% | 3,450 | 97,935 mi | |
| 1997 | 72% | 2,947 | 98,250 mi | |
| 1996 | 73% | 2,065 | 99,417 mi | |
| 1995 | 80% | 1,223 | 100,022 mi | |
| 1994 | 80% | 781 | 93,399 mi | |
| 1993 | 88% | 427 | 92,937 mi | |
| 1992 | 87% | 297 | 97,411 mi | |
| 1991 | 83% | 581 | 103,278 mi | |
| 1990 | 79% | 253 | 89,385 mi |
Similar Cars to Consider
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About the 1995 Honda Civic
The 1995 Honda Civic is a small family car. Our records list a 1343cc petrol engine, though engines vary between versions. 1,223 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. Among all models from 1995, the average MOT pass rate is 76%, and this model beats that benchmark.
With an average of 100,022 miles recorded at its 2024 MOT tests, Honda Civic owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
1995 Honda Civic Fuel Costs
The 1343cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,398 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).
What does it cost to own a 1995 Honda Civic?
Total estimated annual running cost is £2,033 (£169/month), broken down as £1,398 fuel, £230 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 80% pass rate. Keeping on top of servicing will help avoid surprises.
Honda Civic Reliability Trend
Newer Honda Civics pass their MOT more often than older ones, by 6 percentage points on average, which is mostly down to age and wear.
Buying a Used 1995 Honda Civic
At 31 years old, the Honda Civic is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 93%.
Common Issues to Watch For
These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Watch outWith an average of 100k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 1995 Honda Civic stacks up against similar cars for estimated annual running costs, insurance group, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Est. Ins. Group | Total/yr |
|---|---|---|---|---|---|
| Honda Civic(1995) | 80% | £1,398 | £230 | Grp 8-20 | £2,033 |
| Mazda MX-5(1997) | 76% | £1,631 | £375 | Grp 18-32 | £2,561+£528 |
| Rover Mini(1993) | 74% | £1,398 | £230 | Grp 8-20 | £2,183+£150 |
| Toyota Starlet(1997) | 76% | £1,398 | £230 | Grp 8-20 | £2,183+£150 |
| Nissan Micra(1997) | 70% | £1,175 | £230 | Grp 1-8 | £1,960-£73 |
Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.
Questions about the 1995 Honda Civic
Is the 1995 Honda Civic reliable?
Good reliability. Occasional issues but generally solid. 80% of MOT tests on 1995 Honda Civics ended in a pass, from 1,223 tests (DVSA MOT data for tests in 2024, retests included). That's 2 points below the average of 82% across all models in the same data.
How much does a 1995 Honda Civic cost to run?
Our estimate is £2,033 a year (£169 a month): £1,398 fuel, £230 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.
What is the MOT pass rate for a 1995 Honda Civic?
80% of 1,223 MOT tests on the 1995 Honda Civic ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 65th of 221 models first registered in 1995 (top half).
Which year Honda Civic has the best MOT pass rate?
Of the years with at least 100 tests, the 2020 Honda Civic has the highest MOT pass rate at 93% and the 2001 the lowest at 70%. Newer cars usually pass more often simply because they are younger and have done fewer miles.
What is the average mileage for a 1995 Honda Civic?
The average mileage recorded at MOT tests on the 1995 Honda Civic is 100,022 miles, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
Related Honda Models
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Mazda MX-5
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1993 · 1275cc Petrol
Toyota Starlet
1997 · 1332cc Petrol
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