CarCostCheck

Honda Civic (2020)

Estimated running costs and MOT pass rates from 7,003 MOT tests in 2024.

Annual Cost

£1,630

£136/month

MOT Pass Rate

93%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 1-8

988cc Petrol

Great Choice

93% pass rate, £1,630/year to run. 11 points above average.

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Petrol988cc6 years old7,003 tests31k miles avg

Annual Running Costs

Fuel (Petrol, 988cc)

~50 mpg

£1,175
Road Tax

Standard rate (from April 2017)

£200
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,630
Per month£136/mo
Per week£31/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

93% MOT pass rate(Excellent)
0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 11 points above the average of 82% across all models in our data. It also outperforms the Honda brand average of 84%.

93% of MOT tests on Honda Civics from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 7,003 tests across the UK, retests included. The average mileage recorded at those tests was 31,000 miles.

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How Does It Compare?

Rank among 2020 models920th of 2,554(top half)
Rank among Honda models87th of 402(top 22%)
vs average of all models+11%(82% avg)
vs 2020 models average+1%(92% avg)
vs Honda average+9%(84% avg)

Mileage Analysis

31,000

Average miles

vs

29,600

Expected for age

The average 2020 Honda Civic had 31,000 miles on the clock at its 2024 MOT, which is in line with the expected 29,600 miles for a 4-year-old car, suggesting normal everyday use.

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Honda Civic by Year

YearPass RateTestsAvg Mileage
202192%34926,594 mi
202093%7,00331,000 mi
201992%24,22238,422 mi
201890%26,01346,367 mi
201790%26,45251,272 mi
201689%26,60763,520 mi
201587%24,58073,001 mi
201486%23,40081,465 mi
201385%24,77791,361 mi
201283%21,83194,140 mi
201176%20,16792,437 mi
201075%31,308104,886 mi
200974%36,553111,499 mi
200872%40,632118,507 mi
200772%45,025122,456 mi
200671%28,045126,100 mi
200573%24,685110,833 mi
200472%20,938113,431 mi
200370%14,502108,344 mi
200272%12,455110,076 mi
200170%8,335103,354 mi
200077%2,87196,666 mi
199975%4,54098,943 mi
199873%3,45097,935 mi
199772%2,94798,250 mi
199673%2,06599,417 mi
199580%1,223100,022 mi
199480%78193,399 mi
199388%42792,937 mi
199287%29797,411 mi
199183%581103,278 mi
199079%25389,385 mi

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About the 2020 Honda Civic

The 2020 Honda Civic is a city car. Our records list a 988cc petrol engine, though engines vary between versions. 7,003 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. Among all models from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 31,000 miles recorded at its 2024 MOT tests, Honda Civic owners drive about as much as the UK average.

2020 Honda Civic Fuel Costs

The modest 988cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £1,175 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2020 Honda Civic?

Total estimated annual running cost is £1,630 (£136/month), broken down as £1,175 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Honda Civic Reliability Trend

Newer Honda Civics pass their MOT more often than older ones, by 6 percentage points on average, which is mostly down to age and wear.

Buying a Used 2020 Honda Civic

At 6 years old, the Honda Civic offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. With 7,003 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Honda Civic stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Honda Civic(2020)93%£1,175£200Grp 1-8£1,630
Ford Fiesta(2018)90%£1,175£200Grp 1-8£1,630same
Vauxhall Corsa(2018)85%£1,398£200Grp 8-20£2,003+£373
Nissan Qashqai(2018)87%£1,175£200Grp 5-15£1,780+£150
Audi A3(2018)92%£1,175£200Grp 1-8£1,630same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Honda Civic

Is the 2020 Honda Civic reliable?

Excellent reliability. Very few MOT failures. 93% of MOT tests on 2020 Honda Civics ended in a pass, from 7,003 tests (DVSA MOT data for tests in 2024, retests included). That's 11 points above the average of 82% across all models in the same data.

How much does a 2020 Honda Civic cost to run?

Our estimate is £1,630 a year (£136 a month): £1,175 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Honda Civic?

93% of 7,003 MOT tests on the 2020 Honda Civic ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 920th of 2,554 models first registered in 2020 (top half).

Which year Honda Civic has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Honda Civic has the highest MOT pass rate at 93% and the 2001 the lowest at 70%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Honda Civic?

The average mileage recorded at MOT tests on the 2020 Honda Civic is 31,000 miles, which is in line with the expected 29,600 miles for a 4-year-old car, suggesting normal everyday use.

Related Honda Models

Explore other Honda cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Honda Civic.

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