CarCostCheck

HONDA CIVIC (2020)

Running costs, reliability data, and common problems from 7,003 real MOT tests.

Annual Cost

£1,405

£117/month

MOT Pass Rate

93%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 1-8

988cc Petrol

Great Choice

93% pass rate, £1405/year to run. 11 points above average.

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Petrol988cc6 years old7,003 tests31k miles avg

Annual Running Costs

Fuel (Petrol, 988cc)

~50 mpg

£955
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,405
Per month£117/mo
Per week£27/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

93% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 11 points above the national average of 82%. It also outperforms the HONDA brand average of 84%.

At 6 years old, 93% of HONDA CIVICs from 2020 passed their MOT first time in 2026. That's based on 7,003 tests across the UK. The average mileage at this age is 31,000 miles.

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How Does It Compare?

Rank among 2020 cars944th of 2,596(top 36%)
Rank among HONDA models88th of 422(top 21%)
vs national average+11%(82% avg)
vs 2020 cars average+1%(92% avg)
vs HONDA average+9%(84% avg)

Mileage Analysis

31,000

Average miles

vs

44,400

Expected for age

The average 2020 HONDA CIVIC has 31,000 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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HONDA CIVIC by Year

YearPass RateTestsAvg Mileage
202192%34926,594 mi
202093%7,00331,000 mi
201992%24,22238,422 mi
201890%26,01346,367 mi
201790%26,45251,272 mi
201689%26,60763,520 mi
201587%24,58073,001 mi
201486%23,40081,465 mi
201385%24,77791,361 mi
201283%21,83194,140 mi
201176%20,16792,437 mi
201075%31,308104,886 mi
200974%36,553111,499 mi
200872%40,632118,507 mi
200772%45,025122,456 mi
200671%28,045126,100 mi
200573%24,685110,833 mi
200472%20,938113,431 mi
200370%14,502108,344 mi
200272%12,455110,076 mi
200170%8,335103,354 mi
200077%2,87196,666 mi
199975%4,54098,943 mi
199873%3,45097,935 mi
199772%2,94798,250 mi
199673%2,06599,417 mi
199580%1,223100,022 mi
199480%78193,399 mi
199388%42792,937 mi
199287%29797,411 mi
199183%581103,278 mi
199079%25389,385 mi

Similar Cars to Consider

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About the 2020 HONDA CIVIC

The 2020 HONDA CIVIC is a city car with a 988cc petrol engine. 7,003 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 31,000 miles at 6 years old, HONDA CIVIC owners tend to use this car less than the typical driver.

2020 HONDA CIVIC Fuel Costs

The modest 988cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 HONDA CIVIC?

Total estimated annual running cost is £1,405 117/month), broken down as £955 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

HONDA CIVIC Reliability Trend

Newer HONDA CIVICs show better MOT pass rates than older ones, with an average improvement of 6 percentage points.

Buying a Used 2020 HONDA CIVIC

At 6 years old, the HONDA CIVIC offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. With 7,003 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2020 HONDA CIVIC's fuel type, age, and engine size, these are the most likely problem areas to check.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 HONDA CIVIC stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
HONDA CIVIC(2020)93%£955£195Grp 1-8£1405
FORD FIESTA(2018)90%£955£190Grp 1-8£1400-£5
VAUXHALL CORSA(2018)85%£1137£190Grp 8-20£1732+£327
NISSAN QASHQAI(2018)87%£955£190Grp 5-15£1550+£145
AUDI A3(2018)92%£955£190Grp 1-8£1400-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Honda Models

Explore other Honda cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Honda Civic.

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