Jaguar XF (2015)
Estimated running costs and MOT pass rates from 20,980 MOT tests in 2024.
Annual Cost
£2,491
£208/month
MOT Pass Rate
86%
Good
Road Tax
£410
Estimated/year
Est. Insurance
Grp 30-42
2993cc Diesel
Solid Option
86% pass rate, £2,491/year to run. Close to the average across all models.
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Annual Running Costs
~40 mpg
Estimated CO2 band
Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.
Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data.
86% of MOT tests on Jaguar XFs from 2015 ended in a pass in 2024, when they were about 9 years old. That's based on 20,980 tests across the UK, retests included. The average mileage recorded at those tests was 80,637 miles.
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How Does It Compare?
Mileage Analysis
80,637
Average miles
66,600
Expected for age
The average 2015 Jaguar XF had 80,637 miles on the clock at its 2024 MOT, which is above the expected 66,600 miles for a 9-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.
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Best Year to Buy?
Of the years with at least 100 tests, the 2018 model has the highest MOT pass rate at 92%, while the 2009 model has the lowest at 77%. The 2015 scores 86%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.
Jaguar XF by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2021 | 91% | 211 | 24,533 mi | |
| 2020 | 91% | 2,918 | 33,707 mi | |
| 2019 | 90% | 6,743 | 42,911 mi | |
| 2018 | 92% | 11,317 | 51,016 mi | |
| 2017 | 90% | 15,028 | 61,875 mi | |
| 2016 | 90% | 18,221 | 71,838 mi | |
| 2015 | 86% | 20,980 | 80,637 mi | |
| 2014 | 84% | 26,866 | 88,202 mi | |
| 2013 | 82% | 24,451 | 94,587 mi | |
| 2012 | 82% | 22,165 | 100,661 mi | |
| 2011 | 81% | 18,258 | 103,487 mi | |
| 2010 | 80% | 19,704 | 106,321 mi | |
| 2009 | 77% | 14,981 | 112,455 mi | |
| 2008 | 78% | 12,062 | 112,899 mi | |
| 2007 | 79% | 141 | 115,288 mi |
Similar Cars to Consider
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About the 2015 Jaguar XF
The 2015 Jaguar XF is a premium performance car. Our records list a 2993cc diesel engine, though engines vary between versions. 20,980 MOT tests were recorded on this model in 2024, making it one of the most commonly tested models on UK roads. Among all models from 2015, the average MOT pass rate is 83%, and this model beats that benchmark.
With an average of 80,637 miles recorded at its 2024 MOT tests, Jaguar XF owners cover more miles than the average driver.
2015 Jaguar XF Fuel Costs
The 2993cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,676 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2015 Jaguar XF?
Total estimated annual running cost is £2,491 (£208/month), broken down as £1,676 fuel, £410 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 86% pass rate. Keeping on top of servicing will help avoid surprises.
Jaguar XF Reliability Trend
Newer Jaguar XFs pass their MOT more often than older ones, by 9 percentage points on average, which is mostly down to age and wear.
Buying a Used 2015 Jaguar XF
At 11 years old, the Jaguar XF is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 92%. With 20,980 MOT tests in our data, there's strong statistical confidence in these figures.
Common Issues to Watch For
These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Watch outDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
AdBlue System
Medium riskPost-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Dual Mass Flywheel
Watch outLarger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Medium riskWith an average of 81k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2015 Jaguar XF stacks up against similar cars for estimated annual running costs, insurance group, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Est. Ins. Group | Total/yr |
|---|---|---|---|---|---|
| Jaguar XF(2015) | 86% | £1,676 | £410 | Grp 30-42 | £2,491 |
| Audi A5(2017) | 89% | £1,676 | £200 | Grp 30-42 | £2,281-£210 |
| Mercedes GLC(2017) | 90% | £1,676 | £200 | Grp 30-42 | £2,131-£360 |
| Land Rover Range Rover(2013) | 88% | £1,676 | £410 | Grp 30-42 | £2,491same |
| Land Rover Discovery(2017) | 90% | £1,676 | £200 | Grp 30-42 | £2,131-£360 |
Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.
Questions about the 2015 Jaguar XF
Is the 2015 Jaguar XF reliable?
Good reliability. Occasional issues but generally solid. 86% of MOT tests on 2015 Jaguar XFs ended in a pass, from 20,980 tests (DVSA MOT data for tests in 2024, retests included). That's 4 points above the average of 82% across all models in the same data.
How much does a 2015 Jaguar XF cost to run?
Our estimate is £2,491 a year (£208 a month): £1,676 fuel, £410 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.
What is the MOT pass rate for a 2015 Jaguar XF?
86% of 20,980 MOT tests on the 2015 Jaguar XF ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 243rd of 515 models first registered in 2015 (top half).
Which year Jaguar XF has the best MOT pass rate?
Of the years with at least 100 tests, the 2018 Jaguar XF has the highest MOT pass rate at 92% and the 2009 the lowest at 77%. Newer cars usually pass more often simply because they are younger and have done fewer miles.
What is the average mileage for a 2015 Jaguar XF?
The average mileage recorded at MOT tests on the 2015 Jaguar XF is 80,637 miles, which is above the expected 66,600 miles for a 9-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.
Related Jaguar Models
Explore other Jaguar cars or similar models in the same category.
Jaguar F-Pace
2017 · 1997cc Petrol
Jaguar XE
2016 · 1999cc Petrol
Jaguar E-Pace
2018 · 1999cc Diesel
Audi A5
2017 · 2967cc Diesel
Mercedes GLC
2017 · 2987cc Diesel
Land Rover Range Rover
2013 · 2926cc Diesel
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