Is the 2016 JAGUAR XF reliable?

Excellent reliability. Very few MOT failures. 90% of JAGUAR XFs from 2016 passed their MOT first time in 2026, based on 18,221 tests. That's 8 points above the national average of 82%.

How much does a 2016 JAGUAR XF cost to run?

Estimated annual running cost is £1,895 (£158/month), including £1245 fuel, £395 road tax, £55 MOT, and £200 predicted repairs.

What is the MOT pass rate for a 2016 JAGUAR XF?

The 2016 JAGUAR XF has a 90% MOT pass rate based on 18,221 tests in 2026. This ranks 204 out of 586 cars from 2016.

Which year JAGUAR XF is most reliable?

The 2018 JAGUAR XF has the highest MOT pass rate at 92%. The least reliable year is 2009 at 77%.

What is the average mileage for a 2016 JAGUAR XF?

The average mileage for a 2016 JAGUAR XF is 71,838 miles, which is in line with the expected 74,000 miles for a 10-year-old car, suggesting normal everyday use.

JAGUAR XF (2016)

Running costs, reliability data, and common problems from 18,221 real MOT tests.

Annual Cost

£1,895

£158/month

MOT Pass Rate

90%

Excellent

Road Tax

£395

Based on CC/year

Insurance

Grp 30-42

2993cc Diesel

Great Choice

90% pass rate, £1895/year to run. 8 points above average.

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Diesel2993cc10 years old18,221 tests72k miles avg

Annual Running Costs

Fuel (Diesel, 2993cc)

~40 mpg

£1,245

Road Tax

Based on 2993cc

£395

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,895

Per month£158/mo

Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

90% MOT pass rate(Excellent)

0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 8 points above the national average of 82%.

At 10 years old, 90% of JAGUAR XFs from 2016 passed their MOT first time in 2026. That's based on 18,221 tests across the UK. The average mileage at this age is 71,838 miles.

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How Does It Compare?

Rank among 2016 cars204th of 586(top 35%)

Rank among JAGUAR models133th of 299(top 44%)

vs national average+8%(82% avg)

vs 2016 cars average+5%(85% avg)

vs JAGUAR average+2%(88% avg)

Mileage Analysis

71,838

Average miles

74,000

Expected for age

The average 2016 JAGUAR XF has 71,838 miles on the clock, which is in line with the expected 74,000 miles for a 10-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2018 model with a 92% MOT pass rate, while the 2009 model has the lowest at 77%. The 2016 sits between the two at 90%.

JAGUAR XF by Year

Year	Pass Rate	Tests	Avg Mileage
2021	91%	211	24,533 mi
2020	91%	2,918	33,707 mi
2019	90%	6,743	42,911 mi
2018	92%	11,317	51,016 mi
2017	90%	15,028	61,875 mi
2016	90%	18,221	71,838 mi
2015	86%	20,980	80,637 mi
2014	84%	26,866	88,202 mi
2013	82%	24,451	94,587 mi
2012	82%	22,165	100,661 mi
2011	81%	18,258	103,487 mi
2010	80%	19,704	106,321 mi
2009	77%	14,981	112,455 mi
2008	78%	12,062	112,899 mi
2007	79%	141	115,288 mi

Similar Cars to Consider

MERCEDES GLC

2018 · 2987cc Diesel

£1,690/year

91%

+1%

AUDI A5

2017 · 2967cc Diesel

£1,840/year

89%

-1%

FORD RANGER

2018 · 3198cc Diesel

£1,840/year

85%

-5%

LAND ROVER RANGE ROVER VELAR

2018 · 2993cc Diesel

£1,690/year

91%

+1%

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About the 2016 JAGUAR XF

The 2016 JAGUAR XF is a premium performance with a 2993cc diesel engine. 18,221 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. Among all cars from 2016, the average MOT pass rate is 85%, and this model beats that benchmark.

With an average of 71,838 miles at 10 years old, JAGUAR XF owners drive about as much as the UK average.

2016 JAGUAR XF Fuel Costs

The 2993cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2016 JAGUAR XF?

Total estimated annual running cost is £1,895 (£158/month), broken down as £1245 fuel, £395 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

JAGUAR XF Reliability Trend

Newer JAGUAR XFs show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2016 JAGUAR XF

At 10 years old, the JAGUAR XF is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 92%. With 18,221 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2016 JAGUAR XF's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2016 JAGUAR XF stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
JAGUAR XF(2016)	90%	£1245	£395	Grp 30-42	£1895
MERCEDES GLC(2018)	91%	£1245	£190	Grp 30-42	£1690-£205
AUDI A5(2017)	89%	£1245	£190	Grp 30-42	£1840-£55
FORD RANGER(2018)	85%	£1245	£190	Grp 35-50	£1840-£55
LAND ROVER RANGE ROVER VELAR(2018)	91%	£1245	£190	Grp 30-42	£1690-£205

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.