Jeep Cherokee (2004)

Estimated running costs and MOT pass rates from 105 MOT tests in 2024.

Annual Cost

£2,641

£220/month

MOT Pass Rate

78%

Average

Road Tax

£410

Estimated/year

Est. Insurance

Grp 30-42

2776cc Diesel

Check Carefully

78% pass rate, £2,641/year to run. Close to the average across all models.

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Diesel2776cc22 years old105 tests110k miles avg

Annual Running Costs

Fuel (Diesel, 2776cc)

~40 mpg

£1,676

Road Tax

Estimated CO2 band

£410

MOT Test

£55

Predicted Repairs

£500

Total per year£2,641

Per month£220/mo

Per week£51/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

78% MOT pass rate(Average)

0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the average of 82% across all models in our data.

78% of MOT tests on Jeep Cherokees from 2004 ended in a pass in 2024, when they were about 20 years old. That's based on 105 tests across the UK, retests included. The average mileage recorded at those tests was 110,056 miles.

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How Does It Compare?

Rank among 2004 models151st of 470(top half)

Rank among Jeep models148th of 333(top half)

vs average of all models-4%(82% avg)

vs 2004 models average+6%(72% avg)

vs Jeep average+0%(78% avg)

Mileage Analysis

110,056

Average miles

148,000

Expected for age

The average 2004 Jeep Cherokee had 110,056 miles on the clock at its 2024 MOT, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 2018 model has the highest MOT pass rate at 88%, while the 2004 model has the lowest at 78%. Consider a different year if reliability is a priority. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Jeep Cherokee by Year

Year	Pass Rate	Tests	Avg Mileage
2019	96%	47	43,052 mi
2018	88%	619	48,393 mi
2017	86%	1,026	59,400 mi
2016	86%	2,801	69,356 mi
2015	83%	3,905	78,264 mi
2014	80%	2,278	84,108 mi
2010	81%	31	92,351 mi
2006	67%	69	106,011 mi
2005	76%	34	98,520 mi
2004	78%	105	110,056 mi
2001	78%	50	109,258 mi
2000	75%	56	129,691 mi

Similar Cars to Consider

BMW 3 Series

2005 · 2926cc Diesel

£2,641/year

78%

same

Land Rover Discovery

2006 · 2495cc Diesel

£2,641/year

78%

same

Land Rover Range Rover Sport

2006 · 2720cc Diesel

£2,491/year

81%

+3%

Audi A4

2004 · 2496cc Diesel

£2,641/year

74%

-4%

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About the 2004 Jeep Cherokee

The 2004 Jeep Cherokee is a large car. Our records list a 2776cc diesel engine, though engines vary between versions. 105 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 110,056 miles recorded at its 2024 MOT tests, Jeep Cherokee owners tend to use this car less than the typical driver.

2004 Jeep Cherokee Fuel Costs

The 2776cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,676 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2004 Jeep Cherokee?

Total estimated annual running cost is £2,641 (£220/month), broken down as £1,676 fuel, £410 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 78% pass rate. Keeping on top of servicing will help avoid surprises.

Jeep Cherokee Reliability Trend

Newer Jeep Cherokees pass their MOT more often than older ones, by 6 percentage points on average, which is mostly down to age and wear.

Buying a Used 2004 Jeep Cherokee

At 22 years old, the Jeep Cherokee is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 110k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 Jeep Cherokee stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Jeep Cherokee(2004)	78%	£1,676	£410	Grp 30-42	£2,641
BMW 3 Series(2005)	78%	£1,676	£410	Grp 30-42	£2,641same
Land Rover Discovery(2006)	78%	£1,676	£410	Grp 25-38	£2,641same
Land Rover Range Rover Sport(2006)	81%	£1,676	£410	Grp 30-42	£2,491-£150
Audi A4(2004)	74%	£1,676	£410	Grp 25-38	£2,641same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2004 Jeep Cherokee

Is the 2004 Jeep Cherokee reliable?

Average reliability. Expect some repairs as it ages. 78% of MOT tests on 2004 Jeep Cherokees ended in a pass, from 105 tests (DVSA MOT data for tests in 2024, retests included). That's 4 points below the average of 82% across all models in the same data.

How much does a 2004 Jeep Cherokee cost to run?

Our estimate is £2,641 a year (£220 a month): £1,676 fuel, £410 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2004 Jeep Cherokee?

78% of 105 MOT tests on the 2004 Jeep Cherokee ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 151st of 470 models first registered in 2004 (top half).

Which year Jeep Cherokee has the best MOT pass rate?

Of the years with at least 100 tests, the 2018 Jeep Cherokee has the highest MOT pass rate at 88% and the 2004 the lowest at 78%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2004 Jeep Cherokee?

The average mileage recorded at MOT tests on the 2004 Jeep Cherokee is 110,056 miles, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.