CarCostCheck

MAZDA PREMACY (2004)

Running costs, reliability data, and common problems from 111 real MOT tests.

Annual Cost

£2,397

£200/month

MOT Pass Rate

61%

Below Avg

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1991cc Petrol

Proceed With Caution

61% pass rate, £2397/year to run. 21 points below average.

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Petrol1991cc22 years old111 tests91k miles avg

Annual Running Costs

Fuel (Petrol, 1991cc)

~36 mpg

£1,327
Road Tax

Based on 1991cc

£315
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£2,397
Per month£200/mo
Per week£46/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

61% MOT pass rate(Below Avg)
0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 21 points below the national average of 82%. It falls below the MAZDA brand average of 81%.

At 22 years old, 61% of MAZDA PREMACYs from 2004 passed their MOT first time in 2026. That's based on 111 tests across the UK. The average mileage at this age is 90,561 miles.

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How Does It Compare?

Rank among 2004 cars475th of 491(top 97%)
Rank among MAZDA models469th of 483(top 97%)
vs national average-21%(82% avg)
vs 2004 cars average-11%(72% avg)
vs MAZDA average-20%(81% avg)

Mileage Analysis

90,561

Average miles

vs

162,800

Expected for age

The average 2004 MAZDA PREMACY has 90,561 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2013 model with a 93% MOT pass rate, while the 2004 model has the lowest at 61%. Consider a different year if reliability is a priority.

MAZDA PREMACY by Year

YearPass RateTestsAvg Mileage
201789%5455,905 mi
201487%3159,308 mi
201393%5760,291 mi
201290%5257,652 mi
200461%11190,561 mi
200364%4787,531 mi
200272%5098,321 mi
200166%10599,820 mi
200071%5589,505 mi
199969%3297,036 mi

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About the 2004 MAZDA PREMACY

The 2004 MAZDA PREMACY is a family car with a 1991cc petrol engine. 111 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 97% of 2004 cars for MOT pass rates.

With an average of 90,561 miles at 22 years old, MAZDA PREMACY owners tend to use this car less than the typical driver.

2004 MAZDA PREMACY Fuel Costs

The 1991cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 MAZDA PREMACY?

Total estimated annual running cost is £2,397 200/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 61% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

MAZDA PREMACY Reliability Trend

Newer MAZDA PREMACYs show better MOT pass rates than older ones, with an average improvement of 14 percentage points.

Buying a Used 2004 MAZDA PREMACY

At 22 years old, the MAZDA PREMACY is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

Based on the 2004 MAZDA PREMACY's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 91k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 61% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 MAZDA PREMACY stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MAZDA PREMACY(2004)61%£1327£315Grp 18-32£2397
FORD FOCUS(2006)73%£1137£135Grp 12-25£1827-£570
MINI MINI(2005)71%£1137£135Grp 12-25£1827-£570
BMW 3 SERIES(2006)80%£1327£135Grp 18-32£1867-£530
RENAULT CLIO(2006)68%£1327£135Grp 18-32£2217-£180

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Mazda Models

Explore other Mazda cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Mazda Premacy.

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