Peugeot 106 (1995)

Estimated running costs and MOT pass rates from 494 MOT tests in 2024.

Annual Cost

£2,183

£182/month

MOT Pass Rate

70%

Average

Road Tax

£230

Estimated/year

Est. Insurance

Grp 8-20

1360cc Petrol

Check Carefully

70% pass rate, £2,183/year to run. 12 points below average.

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Petrol1360cc31 years old494 tests91k miles avg

Annual Running Costs

Fuel (Petrol, 1360cc)

~42 mpg

£1,398

Road Tax

Pre-2001 engine size rate

£230

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£500

Total per year£2,183

Per month£182/mo

Per week£42/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

70% MOT pass rate(Average)

0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 12 points below the average of 82% across all models in our data. It falls below the Peugeot brand average of 83%.

70% of MOT tests on Peugeot 106s from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 494 tests across the UK, retests included. The average mileage recorded at those tests was 91,317 miles.

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How Does It Compare?

Rank among 1995 models165th of 221(bottom half)

Rank among Peugeot models614th of 709(bottom 14%)

vs average of all models-12%(82% avg)

vs 1995 models average-6%(76% avg)

vs Peugeot average-13%(83% avg)

Mileage Analysis

91,317

Average miles

214,600

Expected for age

The average 1995 Peugeot 106 had 91,317 miles on the clock at its 2024 MOT, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

Of the years with at least 100 tests, the 1994 model has the highest MOT pass rate at 80%, while the 1993 model has the lowest at 64%. The 1995 scores 70%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Peugeot 106 by Year

Year	Pass Rate	Tests	Avg Mileage
2003	71%	1,124	74,884 mi
2002	69%	1,919	76,678 mi
2001	69%	1,745	81,684 mi
2000	68%	993	79,481 mi
1999	69%	710	74,837 mi
1998	73%	1,946	83,742 mi
1997	70%	1,589	81,160 mi
1996	67%	724	86,710 mi
1995	70%	494	91,317 mi
1994	80%	538	87,281 mi
1993	64%	238	85,664 mi
1992	74%	189	82,913 mi

Similar Cars to Consider

Mazda MX-5

1997 · 1800cc Petrol

£2,561/year

76%

+6%

Honda Civic

1997 · 1797cc Petrol

£2,561/year

72%

+2%

Rover Mini

1993 · 1275cc Petrol

£2,183/year

74%

+4%

Toyota Starlet

1997 · 1332cc Petrol

£2,183/year

76%

+6%

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About the 1995 Peugeot 106

The 1995 Peugeot 106 is a small family car. Our records list a 1360cc petrol engine, though engines vary between versions. 494 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. Among all models from 1995, the average MOT pass rate is 76%, and this model falls short of that benchmark.

With an average of 91,317 miles recorded at its 2024 MOT tests, Peugeot 106 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 Peugeot 106 Fuel Costs

The 1360cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,398 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 1995 Peugeot 106?

Total estimated annual running cost is £2,183 (£182/month), broken down as £1,398 fuel, £230 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 70% pass rate. Keeping on top of servicing will help avoid surprises.

Peugeot 106 Reliability Trend

The Peugeot 106 has maintained consistent MOT pass rates across model years, varying by only 1 percentage point.

Buying a Used 1995 Peugeot 106

At 31 years old, the Peugeot 106 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1994 model has the highest pass rate at 80%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 91k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 Peugeot 106 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Peugeot 106(1995)	70%	£1,398	£230	Grp 8-20	£2,183
Mazda MX-5(1997)	76%	£1,631	£375	Grp 18-32	£2,561+£378
Honda Civic(1997)	72%	£1,631	£375	Grp 18-32	£2,561+£378
Rover Mini(1993)	74%	£1,398	£230	Grp 8-20	£2,183same
Toyota Starlet(1997)	76%	£1,398	£230	Grp 8-20	£2,183same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 Peugeot 106

Is the 1995 Peugeot 106 reliable?

Average reliability. Expect some repairs as it ages. 70% of MOT tests on 1995 Peugeot 106s ended in a pass, from 494 tests (DVSA MOT data for tests in 2024, retests included). That's 12 points below the average of 82% across all models in the same data.

How much does a 1995 Peugeot 106 cost to run?

Our estimate is £2,183 a year (£182 a month): £1,398 fuel, £230 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 Peugeot 106?

70% of 494 MOT tests on the 1995 Peugeot 106 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 165th of 221 models first registered in 1995 (bottom half).

Which year Peugeot 106 has the best MOT pass rate?

Of the years with at least 100 tests, the 1994 Peugeot 106 has the highest MOT pass rate at 80% and the 1993 the lowest at 64%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1995 Peugeot 106?

The average mileage recorded at MOT tests on the 1995 Peugeot 106 is 91,317 miles, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.