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PEUGEOT 106 (1995)

Running costs, reliability data, and common problems from 494 real MOT tests.

Annual Cost

£1,887

£157/month

MOT Pass Rate

70%

Average

Road Tax

£195

Based on CC/year

Insurance

Grp 8-20

1360cc Petrol

Check Carefully

70% pass rate, £1887/year to run. 12 points below average.

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Petrol1360cc31 years old494 tests91k miles avg

Annual Running Costs

Fuel (Petrol, 1360cc)

~42 mpg

£1,137
Road Tax

Based on 1360cc

£195
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£1,887
Per month£157/mo
Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

70% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 12 points below the national average of 82%. It falls below the PEUGEOT brand average of 83%.

At 31 years old, 70% of PEUGEOT 106s from 1995 passed their MOT first time in 2026. That's based on 494 tests across the UK. The average mileage at this age is 91,317 miles.

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How Does It Compare?

Rank among 1995 cars171th of 228(top 75%)
Rank among PEUGEOT models628th of 726(top 87%)
vs national average-12%(82% avg)
vs 1995 cars average-6%(76% avg)
vs PEUGEOT average-13%(83% avg)

Mileage Analysis

91,317

Average miles

vs

229,400

Expected for age

The average 1995 PEUGEOT 106 has 91,317 miles on the clock, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 1994 model with a 80% MOT pass rate, while the 1993 model has the lowest at 64%. The 1995 sits between the two at 70%.

PEUGEOT 106 by Year

YearPass RateTestsAvg Mileage
200371%1,12474,884 mi
200269%1,91976,678 mi
200169%1,74581,684 mi
200068%99379,481 mi
199969%71074,837 mi
199873%1,94683,742 mi
199770%1,58981,160 mi
199667%72486,710 mi
199570%49491,317 mi
199480%53887,281 mi
199364%23885,664 mi
199274%18982,913 mi

Similar Cars to Consider

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About the 1995 PEUGEOT 106

The 1995 PEUGEOT 106 is a small family car with a 1360cc petrol engine. 494 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 1995, the average MOT pass rate is 76%, and this model falls short of that benchmark.

With an average of 91,317 miles at 31 years old, PEUGEOT 106 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 PEUGEOT 106 Fuel Costs

The 1360cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1995 PEUGEOT 106?

Total estimated annual running cost is £1,887 157/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 70% pass rate. Keeping on top of servicing will help avoid surprises.

PEUGEOT 106 Reliability Trend

The PEUGEOT 106 has maintained consistent MOT pass rates across model years, varying by only 1 percentage points.

Buying a Used 1995 PEUGEOT 106

At 31 years old, the PEUGEOT 106 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1994 model has the highest pass rate at 80%.

Common Issues to Watch For

Based on the 1995 PEUGEOT 106's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 91k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 PEUGEOT 106 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
PEUGEOT 106(1995)70%£1137£195Grp 8-20£1887
MAZDA MX-5(1997)76%£1327£135Grp 18-32£2017+£130
HONDA CIVIC(1997)72%£1327£135Grp 18-32£2017+£130
ROVER MINI(1993)74%£1137£30Grp 8-20£1722-£165
TOYOTA STARLET(1997)76%£1137£30Grp 8-20£1722-£165

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Peugeot Models

Explore other Peugeot cars or similar models in the same category.

Related Guides

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