CarCostCheck

Peugeot 405 (1991)

Estimated running costs and MOT pass rates from 56 MOT tests in 2024.

Annual Cost

£2,761

£230/month

MOT Pass Rate

63%

Below Avg

Road Tax

£375

Estimated/year

Est. Insurance

Grp 18-32

1905cc Petrol

Proceed With Caution

63% pass rate, £2,761/year to run. 19 points below average.

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Petrol1905cc35 years old56 tests124k miles avg

Annual Running Costs

Fuel (Petrol, 1905cc)

~36 mpg

£1,631
Road Tax

Pre-2001 engine size rate

£375
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£2,761
Per month£230/mo
Per week£53/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

63% MOT pass rate(Below Avg)
0%All-model avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 19 points below the average of 82% across all models in our data. It falls below the Peugeot brand average of 83%.

63% of MOT tests on Peugeot 405s from 1991 ended in a pass in 2024, when they were about 33 years old. That's based on 56 tests across the UK, retests included. The average mileage recorded at those tests was 123,512 miles.

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How Does It Compare?

Rank among 1991 models162nd of 172(bottom 7%)
Rank among Peugeot models702nd of 709(bottom 2%)
vs average of all models-19%(82% avg)
vs 1991 models average-16%(79% avg)
vs Peugeot average-20%(83% avg)

Mileage Analysis

123,512

Average miles

vs

244,200

Expected for age

The average 1991 Peugeot 405 had 123,512 miles on the clock at its 2024 MOT, which is below the expected 244,200 miles for a 33-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 1995 model has the highest MOT pass rate at 74%, while the 1993 model has the lowest at 73%. The 1991 scores 63%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Peugeot 405 by Year

YearPass RateTestsAvg Mileage
199793%30147,594 mi
199671%94151,703 mi
199574%215144,657 mi
199474%192133,491 mi
199373%119143,533 mi
199267%72130,624 mi
199163%56123,512 mi

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About the 1991 Peugeot 405

The 1991 Peugeot 405 is a family car. Our records list a 1905cc petrol engine, though engines vary between versions. 56 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It sits in the bottom 7% of 1991 models for MOT pass rate.

With an average of 123,512 miles recorded at its 2024 MOT tests, Peugeot 405 owners tend to use this car less than the typical driver.

1991 Peugeot 405 Fuel Costs

The 1905cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 1991 Peugeot 405?

Total estimated annual running cost is £2,761 (£230/month), broken down as £1,631 fuel, £375 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 63% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

Peugeot 405 Reliability Trend

The Peugeot 405 has maintained consistent MOT pass rates across model years, varying by only 1 percentage point.

Buying a Used 1991 Peugeot 405

At 35 years old, the Peugeot 405 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1995 model has the highest pass rate at 74%. Note: with only 56 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 35 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 124k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Higher Than Average Failure Rate

Watch out

With a 63% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1991 Peugeot 405 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Peugeot 405(1991)63%£1,631£375Grp 18-32£2,761
Volkswagen Golf(1991)80%£1,631£375Grp 18-32£2,411-£350
BMW 3 Series(1990)84%£1,631£375Grp 18-32£2,411-£350
Ford Escort(1990)85%£1,398£375Grp 12-25£2,178-£583
Mazda MX-5(1991)78%£1,398£375Grp 12-25£2,328-£433

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1991 Peugeot 405

Is the 1991 Peugeot 405 reliable?

Below average reliability. Budget extra for maintenance and repairs. 63% of MOT tests on 1991 Peugeot 405s ended in a pass, from 56 tests (DVSA MOT data for tests in 2024, retests included). That's 19 points below the average of 82% across all models in the same data.

How much does a 1991 Peugeot 405 cost to run?

Our estimate is £2,761 a year (£230 a month): £1,631 fuel, £375 road tax, £55 MOT and £700 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1991 Peugeot 405?

63% of 56 MOT tests on the 1991 Peugeot 405 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 162nd of 172 models first registered in 1991 (bottom 7%).

Which year Peugeot 405 has the best MOT pass rate?

Of the years with at least 100 tests, the 1995 Peugeot 405 has the highest MOT pass rate at 74% and the 1993 the lowest at 73%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1991 Peugeot 405?

The average mileage recorded at MOT tests on the 1991 Peugeot 405 is 123,512 miles, which is below the expected 244,200 miles for a 33-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Related Guides

In-depth articles relevant to the Peugeot 405.

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