SAAB 9-3 (2004)
Running costs, reliability data, and common problems from 4,386 real MOT tests.
Annual Cost
£2,197
£183/month
MOT Pass Rate
74%
Average
Road Tax
£315
Based on CC/year
Insurance
Grp 18-32
1998cc Petrol
Check Carefully
74% pass rate, £2197/year to run. 8 points below average.
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Annual Running Costs
~36 mpg
Based on 1998cc
Higher estimate due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Average reliability. Expect some repairs as it ages. That's 8 points below the national average of 82%.
At 22 years old, 74% of SAAB 9-3s from 2004 passed their MOT first time in 2026. That's based on 4,386 tests across the UK. The average mileage at this age is 114,319 miles.
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How Does It Compare?
Mileage Analysis
114,319
Average miles
162,800
Expected for age
The average 2004 SAAB 9-3 has 114,319 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2012 model with a 85% MOT pass rate, while the 2002 model has the lowest at 74%. The 2004 sits between the two at 74%.
SAAB 9-3 by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2012 | 85% | 287 | 81,722 mi | |
| 2011 | 78% | 4,053 | 114,410 mi | |
| 2010 | 78% | 6,046 | 112,032 mi | |
| 2009 | 77% | 6,910 | 112,962 mi | |
| 2008 | 76% | 11,261 | 123,944 mi | |
| 2007 | 76% | 13,261 | 119,760 mi | |
| 2006 | 74% | 10,345 | 119,528 mi | |
| 2005 | 75% | 6,757 | 116,894 mi | |
| 2004 | 74% | 4,386 | 114,319 mi | |
| 2003 | 74% | 1,723 | 114,793 mi | |
| 2002 | 74% | 1,520 | 108,993 mi | |
| 2001 | 76% | 1,286 | 105,575 mi | |
| 2000 | 76% | 1,189 | 104,512 mi | |
| 1999 | 77% | 1,486 | 107,528 mi | |
| 1998 | 75% | 897 | 111,223 mi |
Similar Cars to Consider
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About the 2004 SAAB 9-3
The 2004 SAAB 9-3 is a family car with a 1998cc petrol engine. 4,386 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.
With an average of 114,319 miles at 22 years old, SAAB 9-3 owners tend to use this car less than the typical driver.
2004 SAAB 9-3 Fuel Costs
The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2004 SAAB 9-3?
Total estimated annual running cost is £2,197 (£183/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 74% pass rate. Keeping on top of servicing will help avoid surprises.
SAAB 9-3 Reliability Trend
The SAAB 9-3 has maintained consistent MOT pass rates across model years, varying by only 2 percentage points.
Buying a Used 2004 SAAB 9-3
At 22 years old, the SAAB 9-3 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2012 model has the highest pass rate at 85%.
Common Issues to Watch For
Based on the 2004 SAAB 9-3's fuel type, age, and engine size, these are the most likely problem areas to check.
Timing Chain / Belt
Watch outAt 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Watch outWith an average of 114k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2004 SAAB 9-3 stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| SAAB 9-3(2004) | 74% | £1327 | £315 | Grp 18-32 | £2197 |
| FORD FOCUS(2006) | 73% | £1137 | £135 | Grp 12-25 | £1827-£370 |
| MINI MINI(2005) | 71% | £1137 | £135 | Grp 12-25 | £1827-£370 |
| BMW 3 SERIES(2006) | 80% | £1327 | £135 | Grp 18-32 | £1867-£330 |
| RENAULT CLIO(2006) | 68% | £1327 | £135 | Grp 18-32 | £2217+£20 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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