Skoda Octavia (2020)
Estimated running costs and MOT pass rates from 13,721 MOT tests in 2024.
Annual Cost
£2,086
£174/month
MOT Pass Rate
91%
Excellent
Road Tax
£200
Standard rate/year
Est. Insurance
Grp 18-32
1984cc Petrol
Great Choice
91% pass rate, £2,086/year to run. 9 points above average.
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Annual Running Costs
~36 mpg
Standard rate (from April 2017)
Low estimate due to excellent reliability
Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).
Reliability Verdict
Excellent reliability. Very few MOT failures. That's 9 points above the average of 82% across all models in our data.
91% of MOT tests on Skoda Octavias from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 13,721 tests across the UK, retests included. The average mileage recorded at those tests was 50,514 miles.
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How Does It Compare?
Mileage Analysis
50,514
Average miles
29,600
Expected for age
The average 2020 Skoda Octavia had 50,514 miles on the clock at its 2024 MOT, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.
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Skoda Octavia by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2021 | 85% | 324 | 57,134 mi | |
| 2020 | 91% | 13,721 | 50,514 mi | |
| 2019 | 90% | 31,534 | 61,297 mi | |
| 2018 | 90% | 27,159 | 71,077 mi | |
| 2017 | 88% | 29,246 | 84,339 mi | |
| 2016 | 87% | 32,798 | 97,549 mi | |
| 2015 | 86% | 30,840 | 108,406 mi | |
| 2014 | 85% | 28,378 | 113,965 mi | |
| 2013 | 82% | 18,141 | 120,720 mi | |
| 2012 | 78% | 18,753 | 126,303 mi | |
| 2011 | 77% | 19,826 | 120,414 mi | |
| 2010 | 76% | 16,656 | 130,679 mi | |
| 2009 | 75% | 12,158 | 132,069 mi | |
| 2008 | 73% | 10,293 | 142,833 mi | |
| 2007 | 72% | 11,009 | 144,641 mi | |
| 2006 | 71% | 9,468 | 141,864 mi | |
| 2005 | 71% | 5,516 | 143,706 mi | |
| 2004 | 73% | 3,326 | 147,294 mi | |
| 2003 | 72% | 2,670 | 151,314 mi | |
| 2002 | 73% | 1,768 | 146,396 mi | |
| 2001 | 71% | 1,135 | 143,061 mi | |
| 2000 | 68% | 383 | 146,774 mi | |
| 1999 | 74% | 208 | 138,431 mi | |
| 1998 | 67% | 106 | 104,028 mi |
Similar Cars to Consider
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About the 2020 Skoda Octavia
The 2020 Skoda Octavia is a family car. Our records list a 1984cc petrol engine, though engines vary between versions. 13,721 MOT tests were recorded on this model in 2024, making it one of the most commonly tested models on UK roads. Among all models from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.
With an average of 50,514 miles recorded at its 2024 MOT tests, Skoda Octavia owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.
2020 Skoda Octavia Fuel Costs
The 1984cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).
What does it cost to own a 2020 Skoda Octavia?
Total estimated annual running cost is £2,086 (£174/month), broken down as £1,631 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 91% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Skoda Octavia Reliability Trend
Newer Skoda Octavias pass their MOT more often than older ones, by 13 percentage points on average, which is mostly down to age and wear.
Buying a Used 2020 Skoda Octavia
At 6 years old, the Skoda Octavia offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. With 13,721 MOT tests in our data, there's strong statistical confidence in these figures.
Common Issues to Watch For
These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.
Timing Chain / Belt
Watch outAt 6 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2020 Skoda Octavia stacks up against similar cars for estimated annual running costs, insurance group, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Est. Ins. Group | Total/yr |
|---|---|---|---|---|---|
| Skoda Octavia(2020) | 91% | £1,631 | £200 | Grp 18-32 | £2,086 |
| Volkswagen Golf(2019) | 92% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
| Ford Kuga(2018) | 90% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
| MINI Cooper(2018) | 92% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
| Nissan Qashqai(2020) | 93% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.
Questions about the 2020 Skoda Octavia
Is the 2020 Skoda Octavia reliable?
Excellent reliability. Very few MOT failures. 91% of MOT tests on 2020 Skoda Octavias ended in a pass, from 13,721 tests (DVSA MOT data for tests in 2024, retests included). That's 9 points above the average of 82% across all models in the same data.
How much does a 2020 Skoda Octavia cost to run?
Our estimate is £2,086 a year (£174 a month): £1,631 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.
What is the MOT pass rate for a 2020 Skoda Octavia?
91% of 13,721 MOT tests on the 2020 Skoda Octavia ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 1473rd of 2,554 models first registered in 2020 (bottom half).
Which year Skoda Octavia has the best MOT pass rate?
Of the years with at least 100 tests, the 2020 Skoda Octavia has the highest MOT pass rate at 91% and the 1998 the lowest at 67%. Newer cars usually pass more often simply because they are younger and have done fewer miles.
What is the average mileage for a 2020 Skoda Octavia?
The average mileage recorded at MOT tests on the 2020 Skoda Octavia is 50,514 miles, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.
Related Skoda Models
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MINI Cooper
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