How much does a 2005 SUZUKI SWIFT cost to run?

Estimated annual running cost is £2,157 (£180/month), including £1137 fuel, £265 road tax, £55 MOT, and £700 predicted repairs.

What is the MOT pass rate for a 2005 SUZUKI SWIFT?

The 2005 SUZUKI SWIFT has a 68% MOT pass rate based on 2,653 tests in 2026. This ranks 429 out of 526 cars from 2005.

Which year SUZUKI SWIFT is most reliable?

The 2021 SUZUKI SWIFT has the highest MOT pass rate at 99%. The least reliable year is 2006 at 67%.

SUZUKI SWIFT (2005)

Q: What is the average mileage for a 2005 SUZUKI SWIFT?

The average mileage for a 2005 SUZUKI SWIFT is 97,383 miles, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 2,653 real MOT tests.

Annual Cost

£2,157

£180/month

MOT Pass Rate

68%

Below Avg

Road Tax

£265

Based on CC/year

Insurance

Grp 12-25

1490cc Petrol

Proceed With Caution

68% pass rate, £2157/year to run. 14 points below average.

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Petrol1490cc21 years old2,653 tests97k miles avg

Annual Running Costs

Fuel (Petrol, 1490cc)

~42 mpg

£1,137

Road Tax

Based on 1490cc

£265

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,157

Per month£180/mo

Per week£41/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

68% MOT pass rate(Below Avg)

0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 14 points below the national average of 82%. It falls below the SUZUKI brand average of 82%.

At 21 years old, 68% of SUZUKI SWIFTs from 2005 passed their MOT first time in 2026. That's based on 2,653 tests across the UK. The average mileage at this age is 97,383 miles.

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How Does It Compare?

Rank among 2005 cars429th of 526(top 82%)

Rank among SUZUKI models277th of 310(top 89%)

vs national average-14%(82% avg)

vs 2005 cars average-4%(72% avg)

vs SUZUKI average-14%(82% avg)

Mileage Analysis

97,383

Average miles

155,400

Expected for age

The average 2005 SUZUKI SWIFT has 97,383 miles on the clock, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2021 model with a 99% MOT pass rate, while the 2006 model has the lowest at 67%. The 2005 sits between the two at 68%.

SUZUKI SWIFT by Year

Year	Pass Rate	Tests	Avg Mileage
2021	99%	74	40,049 mi
2020	95%	1,905	24,793 mi
2019	92%	17,269	32,007 mi
2018	90%	15,924	39,871 mi
2017	89%	12,685	44,593 mi
2016	88%	16,630	52,473 mi
2015	87%	19,751	58,999 mi
2014	85%	16,455	65,097 mi
2013	83%	14,658	71,340 mi
2012	81%	15,679	79,275 mi
2011	78%	11,230	84,317 mi
2010	74%	11,283	85,544 mi
2009	71%	13,433	88,317 mi
2008	69%	14,871	93,714 mi
2007	69%	14,402	95,140 mi
2006	67%	8,309	98,000 mi
2005	68%	2,653	97,383 mi
2003	73%	120	51,322 mi
2002	69%	327	51,235 mi
2001	73%	162	51,235 mi
2000	75%	77	50,390 mi
1999	72%	129	61,189 mi
1998	80%	91	50,919 mi
1997	89%	37	71,511 mi
1996	85%	52	61,581 mi
1995	80%	30	42,871 mi

Similar Cars to Consider

FORD FOCUS

2007 · 1596cc Petrol

£1,827/year

73%

+5%

BMW 3 SERIES

2007 · 1796cc Petrol

£1,867/year

80%

+12%

MINI MINI

2007 · 1598cc Petrol

£1,827/year

73%

+5%

PEUGEOT 207

2007 · 1360cc Petrol

£1,922/year

69%

+1%

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About the 2005 SUZUKI SWIFT

The 2005 SUZUKI SWIFT is a small family car with a 1490cc petrol engine. 2,653 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It sits in the bottom 82% of 2005 cars for MOT pass rates.

With an average of 97,383 miles at 21 years old, SUZUKI SWIFT owners tend to use this car less than the typical driver.

2005 SUZUKI SWIFT Fuel Costs

The 1490cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2005 SUZUKI SWIFT?

Total estimated annual running cost is £2,157 (£180/month), broken down as £1137 fuel, £265 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 68% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

SUZUKI SWIFT Reliability Trend

Newer SUZUKI SWIFTs show better MOT pass rates than older ones, with an average improvement of 14 percentage points.

Buying a Used 2005 SUZUKI SWIFT

At 21 years old, the SUZUKI SWIFT is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2021 model has the highest pass rate at 99%.

Common Issues to Watch For

Based on the 2005 SUZUKI SWIFT's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 97k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 68% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 SUZUKI SWIFT stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
SUZUKI SWIFT(2005)	68%	£1137	£265	Grp 12-25	£2157
FORD FOCUS(2007)	73%	£1137	£135	Grp 12-25	£1827-£330
BMW 3 SERIES(2007)	80%	£1327	£135	Grp 18-32	£1867-£290
MINI MINI(2007)	73%	£1137	£135	Grp 12-25	£1827-£330
PEUGEOT 207(2007)	69%	£1137	£30	Grp 8-20	£1922-£235

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.