Suzuki Swift (1995)

Estimated running costs and MOT pass rates from 30 MOT tests in 2024.

Annual Cost

£2,033

£169/month

MOT Pass Rate

80%

Good

Road Tax

£230

Estimated/year

Est. Insurance

Grp 8-20

1298cc Petrol

Solid Option

80% pass rate, £2,033/year to run. Close to the average across all models.

Buying this car? Check for finance, write-offs & theft

£4.99

Check a specific Suzuki Swift

Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.

Petrol1298cc31 years old30 tests43k miles avg

Annual Running Costs

Fuel (Petrol, 1298cc)

~42 mpg

£1,398

Road Tax

Pre-2001 engine size rate

£230

MOT Test

£55

Predicted Repairs

£350

Total per year£2,033

Per month£169/mo

Per week£39/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

80% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data.

80% of MOT tests on Suzuki Swifts from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 30 tests across the UK, retests included. The average mileage recorded at those tests was 42,871 miles.

Got a Suzuki Swift you're looking at?

Enter the reg plate to check its specific MOT history, mileage, and health score.

How Does It Compare?

Rank among 1995 models72nd of 221(top half)

Rank among Suzuki models165th of 305(bottom half)

vs average of all models-2%(82% avg)

vs 1995 models average+4%(76% avg)

vs Suzuki average-2%(82% avg)

Mileage Analysis

42,871

Average miles

214,600

Expected for age

The average 1995 Suzuki Swift had 42,871 miles on the clock at its 2024 MOT, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Looking at a specific Suzuki Swift?

Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.

Best Year to Buy?

Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 95%, while the 2006 model has the lowest at 67%. The 1995 scores 80%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Suzuki Swift by Year

Year	Pass Rate	Tests	Avg Mileage
2021	99%	74	40,049 mi
2020	95%	1,905	24,793 mi
2019	92%	17,269	32,007 mi
2018	90%	15,924	39,871 mi
2017	89%	12,685	44,593 mi
2016	88%	16,630	52,473 mi
2015	87%	19,751	58,999 mi
2014	85%	16,455	65,097 mi
2013	83%	14,658	71,340 mi
2012	81%	15,679	79,275 mi
2011	78%	11,230	84,317 mi
2010	74%	11,283	85,544 mi
2009	71%	13,433	88,317 mi
2008	69%	14,871	93,714 mi
2007	69%	14,402	95,140 mi
2006	67%	8,309	98,000 mi
2005	68%	2,653	97,383 mi
2003	73%	120	51,322 mi
2002	69%	327	51,235 mi
2001	73%	162	51,235 mi
2000	75%	77	50,390 mi
1999	72%	129	61,189 mi
1998	80%	91	50,919 mi
1997	89%	37	71,511 mi
1996	85%	52	61,581 mi
1995	80%	30	42,871 mi

Similar Cars to Consider

Honda Civic

1997 · 1797cc Petrol

£2,561/year

72%

-8%

Rover Mini

1993 · 1275cc Petrol

£2,183/year

74%

-6%

Toyota Starlet

1997 · 1332cc Petrol

£2,183/year

76%

-4%

Nissan Micra

1997 · 998cc Petrol

£1,960/year

70%

-10%

Check a Specific Suzuki Swift

Enter a reg plate to get the full MOT history, health score, and mileage verification.

Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.

About the 1995 Suzuki Swift

The 1995 Suzuki Swift is a small family car. Our records list a 1298cc petrol engine, though engines vary between versions. 30 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 1995, the average MOT pass rate is 76%, and this model beats that benchmark.

With an average of 42,871 miles recorded at its 2024 MOT tests, Suzuki Swift owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 Suzuki Swift Fuel Costs

The 1298cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,398 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 1995 Suzuki Swift?

Total estimated annual running cost is £2,033 (£169/month), broken down as £1,398 fuel, £230 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 80% pass rate. Keeping on top of servicing will help avoid surprises.

Suzuki Swift Reliability Trend

Newer Suzuki Swifts pass their MOT more often than older ones, by 16 percentage points on average, which is mostly down to age and wear.

Buying a Used 1995 Suzuki Swift

At 31 years old, the Suzuki Swift is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 95%. Note: with only 30 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 Suzuki Swift stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Suzuki Swift(1995)	80%	£1,398	£230	Grp 8-20	£2,033
Honda Civic(1997)	72%	£1,631	£375	Grp 18-32	£2,561+£528
Rover Mini(1993)	74%	£1,398	£230	Grp 8-20	£2,183+£150
Toyota Starlet(1997)	76%	£1,398	£230	Grp 8-20	£2,183+£150
Nissan Micra(1997)	70%	£1,175	£230	Grp 1-8	£1,960-£73

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 Suzuki Swift

Is the 1995 Suzuki Swift reliable?

Good reliability. Occasional issues but generally solid. 80% of MOT tests on 1995 Suzuki Swifts ended in a pass, from 30 tests (DVSA MOT data for tests in 2024, retests included). That's 2 points below the average of 82% across all models in the same data.

How much does a 1995 Suzuki Swift cost to run?

Our estimate is £2,033 a year (£169 a month): £1,398 fuel, £230 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 Suzuki Swift?

80% of 30 MOT tests on the 1995 Suzuki Swift ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 72nd of 221 models first registered in 1995 (top half).

Which year Suzuki Swift has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Suzuki Swift has the highest MOT pass rate at 95% and the 2006 the lowest at 67%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1995 Suzuki Swift?

The average mileage recorded at MOT tests on the 1995 Suzuki Swift is 42,871 miles, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.