Is the 2021 SUZUKI SWIFT reliable?

Excellent reliability. Very few MOT failures. 99% of SUZUKI SWIFTs from 2021 passed their MOT first time in 2026, based on 74 tests. That's 17 points above the national average of 82%.

How much does a 2021 SUZUKI SWIFT cost to run?

Estimated annual running cost is £1,587 (£132/month), including £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs.

What is the MOT pass rate for a 2021 SUZUKI SWIFT?

The 2021 SUZUKI SWIFT has a 99% MOT pass rate based on 74 tests in 2026. This ranks 149 out of 3373 cars from 2021.

Which year SUZUKI SWIFT is most reliable?

The 2021 SUZUKI SWIFT has the highest MOT pass rate at 99%. The least reliable year is 2006 at 67%.

What is the average mileage for a 2021 SUZUKI SWIFT?

The average mileage for a 2021 SUZUKI SWIFT is 40,049 miles, which is in line with the expected 37,000 miles for a 5-year-old car, suggesting normal everyday use.

SUZUKI SWIFT (2021)

Running costs, reliability data, and common problems from 74 real MOT tests.

Annual Cost

£1,587

£132/month

MOT Pass Rate

99%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 8-20

1240cc Petrol

Great Choice

99% pass rate, £1587/year to run. 17 points above average.

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Petrol1240cc5 years old74 tests40k miles avg

Annual Running Costs

Fuel (Petrol, 1240cc)

~42 mpg

£1,137

Road Tax

Flat rate (post-2017)

£195

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,587

Per month£132/mo

Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

99% MOT pass rate(Excellent)

0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 17 points above the national average of 82%. It also outperforms the SUZUKI brand average of 82%.

At 5 years old, 99% of SUZUKI SWIFTs from 2021 passed their MOT first time in 2026. That's based on 74 tests across the UK. The average mileage at this age is 40,049 miles.

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How Does It Compare?

Rank among 2021 cars149th of 3,373(top 4%)

Rank among SUZUKI models9th of 310(top 3%)

vs national average+17%(82% avg)

vs 2021 cars average+7%(92% avg)

vs SUZUKI average+17%(82% avg)

Mileage Analysis

40,049

Average miles

37,000

Expected for age

The average 2021 SUZUKI SWIFT has 40,049 miles on the clock, which is in line with the expected 37,000 miles for a 5-year-old car, suggesting normal everyday use.

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SUZUKI SWIFT by Year

Year	Pass Rate	Tests	Avg Mileage
2021	99%	74	40,049 mi
2020	95%	1,905	24,793 mi
2019	92%	17,269	32,007 mi
2018	90%	15,924	39,871 mi
2017	89%	12,685	44,593 mi
2016	88%	16,630	52,473 mi
2015	87%	19,751	58,999 mi
2014	85%	16,455	65,097 mi
2013	83%	14,658	71,340 mi
2012	81%	15,679	79,275 mi
2011	78%	11,230	84,317 mi
2010	74%	11,283	85,544 mi
2009	71%	13,433	88,317 mi
2008	69%	14,871	93,714 mi
2007	69%	14,402	95,140 mi
2006	67%	8,309	98,000 mi
2005	68%	2,653	97,383 mi
2003	73%	120	51,322 mi
2002	69%	327	51,235 mi
2001	73%	162	51,235 mi
2000	75%	77	50,390 mi
1999	72%	129	61,189 mi
1998	80%	91	50,919 mi
1997	89%	37	71,511 mi
1996	85%	52	61,581 mi
1995	80%	30	42,871 mi

Similar Cars to Consider

FORD FIESTA

2019 · 998cc Petrol

£1,400/year

91%

-8%

VOLKSWAGEN GOLF

2019 · 1498cc Petrol

£1,582/year

92%

-7%

VAUXHALL CORSA

2019 · 1398cc Petrol

£1,732/year

88%

-11%

NISSAN QASHQAI

2020 · 1598cc Petrol

£1,582/year

93%

-6%

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About the 2021 SUZUKI SWIFT

The 2021 SUZUKI SWIFT is a small family car with a 1240cc petrol engine. 74 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 4% of all 2021 cars for reliability.

With an average of 40,049 miles at 5 years old, SUZUKI SWIFT owners drive about as much as the UK average.

2021 SUZUKI SWIFT Fuel Costs

The 1240cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2021 SUZUKI SWIFT?

Total estimated annual running cost is £1,587 (£132/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 99% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

SUZUKI SWIFT Reliability Trend

Newer SUZUKI SWIFTs show better MOT pass rates than older ones, with an average improvement of 14 percentage points.

Buying a Used 2021 SUZUKI SWIFT

At 5 years old, the SUZUKI SWIFT offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 74 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2021 SUZUKI SWIFT's fuel type, age, and engine size, these are the most likely problem areas to check.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 SUZUKI SWIFT stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
SUZUKI SWIFT(2021)	99%	£1137	£195	Grp 8-20	£1587
FORD FIESTA(2019)	91%	£955	£190	Grp 1-8	£1400-£187
VOLKSWAGEN GOLF(2019)	92%	£1137	£190	Grp 12-25	£1582-£5
VAUXHALL CORSA(2019)	88%	£1137	£190	Grp 8-20	£1732+£145
NISSAN QASHQAI(2020)	93%	£1137	£190	Grp 12-25	£1582-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.