Suzuki Swift (2021)

Estimated running costs and MOT pass rates from 74 MOT tests in 2024.

Annual Cost

£1,853

£154/month

MOT Pass Rate

99%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 8-20

1240cc Petrol

Great Choice

99% pass rate, £1,853/year to run. 17 points above average.

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Petrol1240cc5 years old74 tests40k miles avg

Annual Running Costs

Fuel (Petrol, 1240cc)

~42 mpg

£1,398

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,853

Per month£154/mo

Per week£36/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

99% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 17 points above the average of 82% across all models in our data. It also outperforms the Suzuki brand average of 82%.

99% of MOT tests on Suzuki Swifts from 2021 ended in a pass in 2024, when they were about 3 years old. That's based on 74 tests across the UK, retests included. The average mileage recorded at those tests was 40,049 miles.

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How Does It Compare?

Rank among 2021 models144th of 3,336(top 5%)

Rank among Suzuki models9th of 305(top 3%)

vs average of all models+17%(82% avg)

vs 2021 models average+7%(92% avg)

vs Suzuki average+17%(82% avg)

Mileage Analysis

40,049

Average miles

22,200

Expected for age

The average 2021 Suzuki Swift had 40,049 miles on the clock at its 2024 MOT, which is well above the expected 22,200 miles for a 3-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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Best Year to Buy?

Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 95%, while the 2006 model has the lowest at 67%. The 2021 scores 99%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Suzuki Swift by Year

Year	Pass Rate	Tests	Avg Mileage
2021	99%	74	40,049 mi
2020	95%	1,905	24,793 mi
2019	92%	17,269	32,007 mi
2018	90%	15,924	39,871 mi
2017	89%	12,685	44,593 mi
2016	88%	16,630	52,473 mi
2015	87%	19,751	58,999 mi
2014	85%	16,455	65,097 mi
2013	83%	14,658	71,340 mi
2012	81%	15,679	79,275 mi
2011	78%	11,230	84,317 mi
2010	74%	11,283	85,544 mi
2009	71%	13,433	88,317 mi
2008	69%	14,871	93,714 mi
2007	69%	14,402	95,140 mi
2006	67%	8,309	98,000 mi
2005	68%	2,653	97,383 mi
2003	73%	120	51,322 mi
2002	69%	327	51,235 mi
2001	73%	162	51,235 mi
2000	75%	77	50,390 mi
1999	72%	129	61,189 mi
1998	80%	91	50,919 mi
1997	89%	37	71,511 mi
1996	85%	52	61,581 mi
1995	80%	30	42,871 mi

Similar Cars to Consider

Ford Fiesta

2019 · 998cc Petrol

£1,630/year

91%

-8%

Volkswagen Golf

2019 · 1498cc Petrol

£1,853/year

92%

-7%

Vauxhall Corsa

2019 · 1398cc Petrol

£2,003/year

88%

-11%

Nissan Qashqai

2020 · 1598cc Petrol

£1,853/year

93%

-6%

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About the 2021 Suzuki Swift

The 2021 Suzuki Swift is a small family car. Our records list a 1240cc petrol engine, though engines vary between versions. 74 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It ranks in the top 5% of all 2021 models for MOT pass rate.

With an average of 40,049 miles recorded at its 2024 MOT tests, Suzuki Swift owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2021 Suzuki Swift Fuel Costs

The 1240cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,398 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2021 Suzuki Swift?

Total estimated annual running cost is £1,853 (£154/month), broken down as £1,398 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 99% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Suzuki Swift Reliability Trend

Newer Suzuki Swifts pass their MOT more often than older ones, by 16 percentage points on average, which is mostly down to age and wear.

Buying a Used 2021 Suzuki Swift

At 5 years old, the Suzuki Swift offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2020 model has the highest pass rate at 95%. Note: with only 74 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 Suzuki Swift stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Suzuki Swift(2021)	99%	£1,398	£200	Grp 8-20	£1,853
Ford Fiesta(2019)	91%	£1,175	£200	Grp 1-8	£1,630-£223
Volkswagen Golf(2019)	92%	£1,398	£200	Grp 12-25	£1,853same
Vauxhall Corsa(2019)	88%	£1,398	£200	Grp 8-20	£2,003+£150
Nissan Qashqai(2020)	93%	£1,398	£200	Grp 12-25	£1,853same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2021 Suzuki Swift

Is the 2021 Suzuki Swift reliable?

Excellent reliability. Very few MOT failures. 99% of MOT tests on 2021 Suzuki Swifts ended in a pass, from 74 tests (DVSA MOT data for tests in 2024, retests included). That's 17 points above the average of 82% across all models in the same data.

How much does a 2021 Suzuki Swift cost to run?

Our estimate is £1,853 a year (£154 a month): £1,398 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2021 Suzuki Swift?

99% of 74 MOT tests on the 2021 Suzuki Swift ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 144th of 3,336 models first registered in 2021 (top 5%).

Which year Suzuki Swift has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Suzuki Swift has the highest MOT pass rate at 95% and the 2006 the lowest at 67%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2021 Suzuki Swift?

The average mileage recorded at MOT tests on the 2021 Suzuki Swift is 40,049 miles, which is well above the expected 22,200 miles for a 3-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.